Compare Carthage, IL Car Insurance Rates (2021)

Car insurance in Carthage, IL averages $249 a month. Carthage, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Carthage car insurance rates, compare quotes from the top car insurance companies in Carthage, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Carthage, IL are $2,990/year
  • Average car insurance rates in Carthage, IL after a DUI are $3,496/year
  • The cheapest car insurance company in Carthage for teen drivers is State Farm

If you need to buy Carthage, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Carthage, IL is right here.

You’ll find Carthage car insurance rates, the cheapest Carthage, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Carthage, Illinois car insurance rates to Springfield car insurance rates, Chicago car insurance rates, and Aurora car insurance rates.

Ready to find affordable Carthage, IL car insurance today? Enter your ZIP code for fast, free Carthage car insurance quotes.

Cheapest Carthage, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carthage, IL car insurance rates? Every Carthage, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carthage, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,367 $2,367 $2,158 $2,158 $6,493 $9,079 $2,367 $3,045
Farmers $2,341 $2,345 $2,087 $2,196 $9,413 $9,802 $2,662 $2,797
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,293 $1,396 $1,077 $1,202 $4,080 $4,537 $1,354 $1,433
Nationwide $1,706 $1,740 $1,517 $1,611 $4,593 $5,910 $1,976 $2,143
Progressive $1,934 $1,864 $1,593 $1,651 $6,303 $7,104 $2,319 $2,506
State Farm $1,350 $1,350 $1,184 $1,184 $3,555 $4,537 $1,518 $1,727
Travelers $1,489 $1,574 $1,336 $1,427 $4,045 $5,018 $1,583 $1,670
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

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Minimum Car Insurance in Carthage, IL

Every driver must carry the minimum car insurance in Carthage, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Carthage, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Carthage, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Carthage, IL. Compare credit history car insurance rates in Carthage from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Carthage, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $5,016 $3,389 $2,858
Farmers $4,800 $4,004 $3,812
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,893 $1,805 $1,442
Nationwide $3,164 $2,550 $2,235
Progressive $3,622 $3,050 $2,805
State Farm $2,982 $1,785 $1,385
Travelers $2,782 $2,212 $1,808
USAA $3,661 $2,516 $2,074

Cheapest Carthage, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carthage, IL to rates for a clean record with top companies.

Annual Carthage, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,759 $3,921 $5,207 $3,132
Farmers $3,562 $4,565 $4,452 $4,244
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,712 $2,409 $2,127 $1,938
Nationwide $2,134 $2,763 $3,250 $2,452
Progressive $2,622 $3,809 $2,892 $3,313
State Farm $1,895 $2,206 $2,051 $2,051
Travelers $1,812 $2,359 $2,631 $2,269
USAA $1,960 $2,818 $3,858 $2,364

Cheapest Carthage, IL Car Insurance for Teen Drivers

Teen car insurance in Carthage, IL can be expensive. Take a look at rates from the top car insurance companies in Carthage for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carthage, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,493 $9,079
Farmers $9,413 $9,802
GEICO $4,847 $5,129
Liberty Mutual $4,080 $4,537
Nationwide $4,593 $5,910
Progressive $6,303 $7,104
State Farm $3,555 $4,537
Travelers $4,045 $5,018
USAA $5,289 $5,831

Cheapest Carthage, IL Car Insurance for Seniors

Take a look at Carthage, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carthage, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,158 $2,158
Farmers $2,087 $2,196
GEICO $1,521 $1,797
Liberty Mutual $1,077 $1,202
Nationwide $1,517 $1,611
Progressive $1,593 $1,651
State Farm $1,184 $1,184
Travelers $1,336 $1,427
USAA $1,527 $1,507

Cheapest Carthage, IL Car Insurance Rates After a DUI

A DUI in Carthage, IL increases car insurance rates. Compare Carthage, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carthage, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $5,207
Farmers $4,452
GEICO $3,482
Liberty Mutual $2,127
Nationwide $3,250
Progressive $2,892
State Farm $2,051
Travelers $2,631
USAA $3,858

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Cheapest Carthage, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carthage, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carthage, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,705 $3,803
Farmers $4,205 $4,205
GEICO $2,519 $2,617
Liberty Mutual $2,047 $2,047
Nationwide $2,650 $2,650
Progressive $3,159 $3,159
State Farm $1,999 $2,102
Travelers $2,179 $2,356
USAA $2,673 $2,827

The Best Cheap Car Insurance Companies in Carthage, IL

Take a look at a side-by-side comparison of the top car insurance companies in Carthage, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carthage, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,754
Farmers $4,205
GEICO $2,568
Liberty Mutual $2,047
Nationwide $2,650
Progressive $3,159
State Farm $2,051
Travelers $2,268
USAA $2,750

Category Winners: Cheapest Car Insurance in Carthage, Illinois

Find the cheapest car insurance companies in Carthage, IL for each category right here.

Best Annual Car Insurance Rates by Company in Carthage, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Carthage, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carthage car insurance rates. Find the cheapest Carthage, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carthage, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,654 $3,890 $3,718
Farmers $4,025 $4,120 $4,470
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,940 $2,042 $2,158
Nationwide $2,654 $2,667 $2,629
Progressive $2,963 $3,151 $3,363
State Farm $1,958 $2,053 $2,140
Travelers $2,134 $2,265 $2,403
USAA $2,561 $2,747 $2,942

What affects car insurance rates in Carthage, Illinois?

What factors can have an impact on Carthage, IL car insurance? There are several reasons why Carthage car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carthage, Illinois.

Commute Time in Carthage

The more time you spend in your car the higher the risk of an accident. The average commute length in Carthage, IL is 23.6 minutes according to City-Data.

Compare Car Insurance Quotes in Carthage, IL

Ready to find affordable Carthage, Illinois car insurance today? Enter your ZIP code for fast, free Carthage, IL car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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