Compare Carthage, MO Car Insurance Rates (2021)

Car insurance in Carthage, MO averages $258 a month. Carthage, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Carthage car insurance rates, compare quotes from the top car insurance companies in Carthage, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Carthage is Nationwide
  • Average car insurance rates in Carthage, MO after a DUI are $3,635/year
  • Average car insurance rates in Carthage, MO are $3,099/year

If you need to buy Carthage, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Carthage, MO is right here.

You’ll find Carthage car insurance rates, the cheapest Carthage, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Carthage, Missouri car insurance rates to St. Charles car insurance rates, Independence car insurance rates, and Florissant car insurance rates.

Ready to find affordable Carthage, MO car insurance today? Enter your ZIP code for fast, free Carthage car insurance quotes.

Cheapest Carthage, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carthage, MO car insurance rates? Every Carthage, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carthage, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,731 $2,649 $2,451 $2,530 $7,454 $8,063 $2,629 $2,720
American Family $2,138 $2,138 $1,905 $1,905 $5,877 $7,639 $2,138 $2,500
Farmers $2,120 $2,113 $1,891 $2,007 $8,846 $9,151 $2,418 $2,524
GEICO $1,681 $1,897 $1,308 $1,692 $5,345 $5,668 $1,526 $1,534
Liberty Mutual $2,515 $2,726 $2,071 $2,322 $8,698 $9,661 $2,650 $2,828
Nationwide $1,401 $1,428 $1,257 $1,329 $3,550 $4,535 $1,599 $1,726
Progressive $1,756 $1,618 $1,438 $1,482 $5,895 $6,611 $2,136 $2,179
State Farm $1,578 $1,578 $1,420 $1,420 $4,601 $5,786 $1,774 $2,026
USAA $1,547 $1,532 $1,398 $1,418 $4,668 $5,698 $1,921 $2,132

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Minimum Car Insurance in Carthage, MO

Every driver must carry the minimum car insurance in Carthage, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Carthage, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Carthage, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Carthage, MO. Compare credit history car insurance rates in Carthage from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Carthage, Missouri

Insurance Company Poor Fair Good
Allstate $5,384 $3,462 $2,864
American Family $4,286 $3,015 $2,539
Farmers $4,438 $3,698 $3,516
GEICO $3,561 $2,323 $1,860
Liberty Mutual $6,004 $3,663 $2,884
Nationwide $2,477 $2,050 $1,783
Progressive $3,342 $2,772 $2,554
State Farm $3,479 $2,250 $1,839
USAA $4,222 $1,976 $1,420

Cheapest Carthage, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carthage, MO to rates for a clean record with top companies.

Annual Carthage, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,360 $3,781 $4,681 $3,792
American Family $2,451 $3,542 $4,326 $2,800
Farmers $3,357 $4,179 $4,086 $3,912
GEICO $1,990 $2,611 $3,557 $2,168
Liberty Mutual $3,040 $4,363 $4,497 $4,836
Nationwide $1,654 $2,121 $2,827 $1,810
Progressive $2,488 $3,367 $2,770 $2,932
State Farm $2,314 $2,731 $2,523 $2,523
USAA $2,023 $2,470 $3,448 $2,216

Cheapest Carthage, MO Car Insurance for Teen Drivers

Teen car insurance in Carthage, MO can be expensive. Take a look at rates from the top car insurance companies in Carthage for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carthage, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,454 $8,063
American Family $5,877 $7,639
Farmers $8,846 $9,151
GEICO $5,345 $5,668
Liberty Mutual $8,698 $9,661
Nationwide $3,550 $4,535
Progressive $5,895 $6,611
State Farm $4,601 $5,786
USAA $4,668 $5,698

Cheapest Carthage, MO Car Insurance for Seniors

Take a look at Carthage, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carthage, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,451 $2,530
American Family $1,905 $1,905
Farmers $1,891 $2,007
GEICO $1,308 $1,692
Liberty Mutual $2,071 $2,322
Nationwide $1,257 $1,329
Progressive $1,438 $1,482
State Farm $1,420 $1,420
USAA $1,398 $1,418

Cheapest Carthage, MO Car Insurance Rates After a DUI

A DUI in Carthage, MO increases car insurance rates. Compare Carthage, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carthage, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,681
American Family $4,326
Farmers $4,086
GEICO $3,557
Liberty Mutual $4,497
Nationwide $2,827
Progressive $2,770
State Farm $2,523
USAA $3,448

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Cheapest Carthage, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carthage, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carthage, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,903 $3,903
American Family $3,248 $3,312
Farmers $3,884 $3,884
GEICO $2,534 $2,629
Liberty Mutual $4,184 $4,184
Nationwide $2,103 $2,103
Progressive $2,889 $2,889
State Farm $2,461 $2,584
USAA $2,448 $2,630

The Best Cheap Car Insurance Companies in Carthage, MO

Take a look at a side-by-side comparison of the top car insurance companies in Carthage, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carthage, Missouri

Insurance Company Average Annual Rates
Allstate $3,903
American Family $3,280
Farmers $3,884
GEICO $2,581
Liberty Mutual $4,184
Nationwide $2,103
Progressive $2,889
State Farm $2,523
USAA $2,539

Category Winners: Cheapest Car Insurance in Carthage, Missouri

Find the cheapest car insurance companies in Carthage, MO for each category right here.

Best Annual Car Insurance Rates by Company in Carthage, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Carthage, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carthage car insurance rates. Find the cheapest Carthage, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carthage, Missouri

Insurance Company Low Medium High
Allstate $3,761 $3,895 $4,053
American Family $3,179 $3,384 $3,277
Farmers $3,620 $3,842 $4,189
GEICO $2,411 $2,599 $2,734
Liberty Mutual $3,945 $4,203 $4,403
Nationwide $1,971 $2,123 $2,215
Progressive $2,570 $2,896 $3,202
State Farm $2,350 $2,530 $2,689
USAA $2,426 $2,530 $2,661

What affects car insurance rates in Carthage, Missouri?

What factors can have an impact on Carthage, MO car insurance? There are several reasons why Carthage car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carthage, Missouri.

Commute Time in Carthage

The more time you spend in your car the higher the risk of an accident. The average commute length in Carthage, MO is 16.4 minutes according to City-Data.

Compare Car Insurance Quotes in Carthage, MO

Ready to find affordable Carthage, Missouri car insurance today? Enter your ZIP code for fast, free Carthage, MO car insurance quotes.

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