Compare Carthage, TN Car Insurance Rates (2021)

Car insurance in Carthage, TN averages $297 a month. Carthage, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Carthage car insurance rates, compare quotes from the top car insurance companies in Carthage, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Carthage, TN after a DUI are $4,178/year
  • Average car insurance rates in Carthage, TN are $3,567/year
  • The cheapest car insurance company in Carthage is State Farm

If you need to buy Carthage, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Carthage, TN is right here.

You’ll find Carthage car insurance rates, the cheapest Carthage, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Carthage, Tennessee car insurance rates to Knoxville car insurance rates, Hendersonville car insurance rates, and Murfreesboro car insurance rates.

Ready to find affordable Carthage, TN car insurance today? Enter your ZIP code for fast, free Carthage car insurance quotes.

Cheapest Carthage, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carthage, TN car insurance rates? Every Carthage, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carthage, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,571 $2,468 $2,322 $2,410 $9,737 $10,627 $2,732 $2,818
Farmers $2,002 $2,033 $1,797 $1,951 $7,996 $8,459 $2,695 $2,890
GEICO $2,171 $2,194 $2,002 $2,002 $6,509 $6,636 $2,201 $2,270
Liberty Mutual $3,584 $129 $2,939 $3,279 $14,466 $16,070 $3,853 $4,120
Nationwide $2,076 $2,095 $1,860 $1,893 $5,610 $7,244 $2,381 $2,590
Progressive $1,792 $1,694 $1,458 $1,524 $8,000 $9,007 $2,163 $2,367
State Farm $1,588 $1,588 $1,419 $1,419 $4,710 $5,889 $1,790 $2,089
Travelers $1,773 $1,865 $1,610 $1,713 $4,983 $6,155 $1,890 $1,989
USAA $1,459 $1,484 $1,317 $1,316 $5,185 $5,947 $1,900 $2,026

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Minimum Car Insurance in Carthage, TN

Every driver must carry the minimum car insurance in Carthage, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Carthage, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Carthage, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Carthage, TN. Compare credit history car insurance rates in Carthage from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Carthage, Tennessee

Insurance Company Poor Fair Good
Allstate $5,681 $4,365 $3,337
Farmers $4,435 $3,468 $3,281
GEICO $3,688 $3,156 $2,901
Liberty Mutual $8,691 $5,316 $4,158
Nationwide $3,876 $3,066 $2,714
Progressive $3,942 $3,392 $3,168
State Farm $3,719 $2,232 $1,733
Travelers $3,493 $2,746 $2,003
USAA $3,741 $2,190 $1,806

Cheapest Carthage, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carthage, TN to rates for a clean record with top companies.

Annual Carthage, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,735 $4,454 $5,380 $4,273
Farmers $3,180 $3,945 $4,028 $3,760
GEICO $2,351 $3,161 $5,129 $2,351
Liberty Mutual $4,910 $7,071 $6,585 $5,652
Nationwide $2,786 $2,786 $4,181 $3,123
Progressive $3,084 $3,999 $3,284 $3,635
State Farm $2,344 $2,779 $2,561 $2,561
Travelers $2,229 $2,865 $3,152 $2,743
USAA $1,878 $2,809 $3,305 $2,326

Cheapest Carthage, TN Car Insurance for Teen Drivers

Teen car insurance in Carthage, TN can be expensive. Take a look at rates from the top car insurance companies in Carthage for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carthage, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,737 $10,627
Farmers $7,996 $8,459
GEICO $6,509 $6,636
Liberty Mutual $14,466 $16,070
Nationwide $5,610 $7,244
Progressive $8,000 $9,007
State Farm $4,710 $5,889
Travelers $4,983 $6,155
USAA $5,185 $5,947

Cheapest Carthage, TN Car Insurance for Seniors

Take a look at Carthage, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carthage, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,322 $2,410
Farmers $1,797 $1,951
GEICO $2,002 $2,002
Liberty Mutual $2,939 $3,279
Nationwide $1,860 $1,893
Progressive $1,458 $1,524
State Farm $1,419 $1,419
Travelers $1,610 $1,713
USAA $1,317 $1,316

Cheapest Carthage, TN Car Insurance Rates After a DUI

A DUI in Carthage, TN increases car insurance rates. Compare Carthage, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carthage, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,380
Farmers $4,028
GEICO $5,129
Liberty Mutual $6,585
Nationwide $4,181
Progressive $3,284
State Farm $2,561
Travelers $3,152
USAA $3,305

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Cheapest Carthage, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carthage, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carthage, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,461 $4,461
Farmers $3,728 $3,728
GEICO $3,230 $3,266
Liberty Mutual $6,055 $6,055
Nationwide $3,219 $3,219
Progressive $3,501 $3,501
State Farm $2,503 $2,620
Travelers $2,639 $2,855
USAA $2,507 $2,652

The Best Cheap Car Insurance Companies in Carthage, TN

Take a look at a side-by-side comparison of the top car insurance companies in Carthage, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carthage, Tennessee

Insurance Company Average Annual Rates
Allstate $4,461
Farmers $3,728
GEICO $3,248
Liberty Mutual $6,055
Nationwide $3,219
Progressive $3,501
State Farm $2,561
Travelers $2,747
USAA $2,579

Category Winners: Cheapest Car Insurance in Carthage, Tennessee

Find the cheapest car insurance companies in Carthage, TN for each category right here.

Best Annual Car Insurance Rates by Company in Carthage, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Carthage, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carthage car insurance rates. Find the cheapest Carthage, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carthage, Tennessee

Insurance Company Low Medium High
Allstate $4,294 $4,450 $4,639
Farmers $3,548 $3,713 $3,923
GEICO $3,104 $3,241 $3,399
Liberty Mutual $5,815 $6,053 $6,297
Nationwide $3,248 $3,149 $3,259
Progressive $3,309 $3,501 $3,692
State Farm $2,443 $2,570 $2,671
Travelers $2,597 $2,745 $2,900
USAA $2,501 $2,571 $2,666

What affects car insurance rates in Carthage, Tennessee?

What factors can have an impact on Carthage, TN car insurance? There are several reasons why Carthage car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carthage, Tennessee.

Commute Time in Carthage

The more time you spend in your car the higher the risk of an accident. The average commute length in Carthage, TN is 32.5 minutes according to City-Data.

Compare Car Insurance Quotes in Carthage, TN

Ready to find affordable Carthage, Tennessee car insurance today? Enter your ZIP code for fast, free Carthage, TN car insurance quotes.

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