Compare Carthage, TX Car Insurance Rates (2021)

Car insurance in Carthage, TX averages $329 a month. Carthage, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Carthage car insurance rates, compare quotes from the top car insurance companies in Carthage, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Carthage for teen drivers is USAA
  • Average car insurance rates in Carthage, TX after a DUI are $4,493/year
  • Average car insurance rates in Carthage, TX are $3,946/year

If you need to buy Carthage, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Carthage, TX is right here.

You’ll find Carthage car insurance rates, the cheapest Carthage, TX car insurance companies, and information on Texas car insurance laws. You can also compare Carthage, Texas car insurance rates to El Paso car insurance rates, Fort Worth car insurance rates, and Houston car insurance rates.

Ready to find affordable Carthage, TX car insurance today? Enter your ZIP code for fast, free Carthage car insurance quotes.

Cheapest Carthage, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Carthage, TX car insurance rates? Every Carthage, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carthage, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,677 $3,708 $3,629 $3,629 $9,693 $11,703 $4,546 $4,735
American Family $2,759 $3,078 $2,589 $2,973 $7,419 $9,699 $3,985 $4,542
GEICO $2,214 $2,384 $2,141 $2,419 $4,742 $4,925 $2,385 $2,375
Nationwide $2,466 $2,507 $2,177 $2,305 $7,052 $9,052 $2,903 $3,140
Progressive $2,695 $2,563 $2,399 $2,443 $11,473 $12,819 $3,208 $3,262
State Farm $2,022 $2,022 $1,792 $1,792 $4,746 $6,033 $2,191 $2,264
USAA $1,568 $1,580 $1,496 $1,487 $4,400 $4,800 $2,093 $2,250

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Minimum Car Insurance in Carthage, TX

Every driver must carry the minimum car insurance in Carthage, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Carthage, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Carthage, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Carthage, TX. Compare credit history car insurance rates in Carthage from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Carthage, Texas

Insurance Company Poor Fair Good
Allstate $7,202 $5,276 $4,518
American Family $6,344 $4,032 $3,516
GEICO $4,538 $2,579 $1,727
Nationwide $4,741 $3,806 $3,304
Progressive $5,745 $4,971 $4,608
State Farm $4,051 $2,518 $2,004
USAA $3,619 $2,084 $1,674

Cheapest Carthage, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carthage, TX to rates for a clean record with top companies.

Annual Carthage, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,396 $6,793 $7,076 $4,396
American Family $4,212 $5,384 $4,713 $4,212
GEICO $2,506 $3,291 $2,769 $3,226
Nationwide $3,425 $3,425 $5,080 $3,870
Progressive $4,448 $5,771 $5,200 $5,013
State Farm $2,550 $2,911 $3,420 $2,550
USAA $1,835 $2,704 $3,192 $2,106

Cheapest Carthage, TX Car Insurance for Teen Drivers

Teen car insurance in Carthage, TX can be expensive. Take a look at rates from the top car insurance companies in Carthage for teenagers.

Annual Car Insurance Rates for Teen Drivers in Carthage, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,693 $11,703
American Family $7,419 $9,699
GEICO $4,742 $4,925
Nationwide $7,052 $9,052
Progressive $11,473 $12,819
State Farm $4,746 $6,033
USAA $4,400 $4,800

Cheapest Carthage, TX Car Insurance for Seniors

Take a look at Carthage, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Carthage, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,629 $3,629
American Family $2,589 $2,973
GEICO $2,141 $2,419
Nationwide $2,177 $2,305
Progressive $2,399 $2,443
State Farm $1,792 $1,792
USAA $1,496 $1,487

Cheapest Carthage, TX Car Insurance Rates After a DUI

A DUI in Carthage, TX increases car insurance rates. Compare Carthage, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Carthage, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,076
American Family $4,713
GEICO $2,769
Nationwide $5,080
Progressive $5,200
State Farm $3,420
USAA $3,192

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Cheapest Carthage, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Carthage, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Carthage, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,525 $5,805
American Family $4,631 $4,631
GEICO $2,892 $3,004
Nationwide $3,950 $3,950
Progressive $5,108 $5,108
State Farm $2,858 $2,858
USAA $2,428 $2,490

The Best Cheap Car Insurance Companies in Carthage, TX

Take a look at a side-by-side comparison of the top car insurance companies in Carthage, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Carthage, Texas

Insurance Company Average Annual Rates
Allstate $5,665
American Family $4,631
GEICO $2,948
Nationwide $3,950
Progressive $5,108
State Farm $2,858
USAA $2,459

Category Winners: Cheapest Car Insurance in Carthage, Texas

Find the cheapest car insurance companies in Carthage, TX for each category right here.

Best Annual Car Insurance Rates by Company in Carthage, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Carthage, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Carthage car insurance rates. Find the cheapest Carthage, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Carthage, Texas

Insurance Company Low Medium High
Allstate $5,538 $5,617 $5,840
American Family $4,294 $4,443 $5,155
GEICO $2,785 $2,906 $3,154
Nationwide $4,253 $3,780 $3,818
Progressive $4,870 $5,086 $5,368
State Farm $2,719 $2,848 $3,007
USAA $2,380 $2,450 $2,547

What affects car insurance rates in Carthage, Texas?

What factors can have an impact on Carthage, TX car insurance? There are several reasons why Carthage car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carthage, Texas.

Car Theft in Carthage

High levels of vehicle theft can make car insurance more expensive. Carthage, TX car theft statistics from the FBI indicate 7 vehicle thefts a year.

Commute Time in Carthage

The more time you spend in your car the higher the risk of an accident. The average commute length in Carthage, TX is 24.2 minutes according to City-Data.

Compare Car Insurance Quotes in Carthage, TX

Ready to find affordable Carthage, Texas car insurance today? Enter your ZIP code for fast, free Carthage, TX car insurance quotes.

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