Compare Caruthersville, MO Car Insurance Rates (2021)

Car insurance in Caruthersville, MO averages $269 a month. Caruthersville, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Caruthersville car insurance rates, compare quotes from the top car insurance companies in Caruthersville, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Caruthersville is State Farm
  • The cheapest car insurance company in Caruthersville for teen drivers is Nationwide
  • Average car insurance rates in Caruthersville, MO are $3,231/year

If you need to buy Caruthersville, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Caruthersville, MO is right here.

You’ll find Caruthersville car insurance rates, the cheapest Caruthersville, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Caruthersville, Missouri car insurance rates to Lee’s Summit car insurance rates, St. Joseph car insurance rates, and Florissant car insurance rates.

Ready to find affordable Caruthersville, MO car insurance today? Enter your ZIP code for fast, free Caruthersville car insurance quotes.

Cheapest Caruthersville, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Caruthersville, MO car insurance rates? Every Caruthersville, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Caruthersville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,152 $2,152 $1,913 $1,913 $5,772 $7,525 $2,152 $2,525
Farmers $2,206 $2,206 $1,970 $2,086 $9,049 $9,386 $2,505 $2,618
GEICO $1,661 $1,873 $1,304 $1,689 $5,247 $5,541 $1,516 $1,516
Liberty Mutual $2,733 $2,962 $2,253 $2,527 $9,567 $10,625 $2,874 $3,062
Nationwide $1,656 $1,688 $1,484 $1,567 $4,356 $5,559 $1,903 $2,053
Progressive $1,894 $1,766 $1,550 $1,597 $6,118 $6,883 $2,315 $2,358
State Farm $1,500 $1,500 $1,353 $1,353 $4,393 $5,523 $1,687 $1,926
USAA $1,642 $1,624 $1,486 $1,505 $4,976 $6,070 $2,032 $2,253

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Minimum Car Insurance in Caruthersville, MO

Every driver must carry the minimum car insurance in Caruthersville, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Caruthersville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Caruthersville, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Caruthersville, MO. Compare credit history car insurance rates in Caruthersville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Caruthersville, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,266 $2,998 $2,525
Farmers $4,575 $3,810 $3,625
GEICO $3,508 $2,289 $1,833
Liberty Mutual $6,568 $4,007 $3,151
Nationwide $2,987 $2,471 $2,141
Progressive $3,547 $2,932 $2,701
State Farm $3,322 $2,143 $1,748
USAA $4,472 $2,106 $1,517

Cheapest Caruthersville, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Caruthersville, MO to rates for a clean record with top companies.

Annual Caruthersville, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,473 $3,522 $4,252 $2,805
Farmers $3,484 $4,298 $4,206 $4,024
GEICO $1,967 $2,569 $3,499 $2,138
Liberty Mutual $3,317 $4,775 $4,916 $5,294
Nationwide $1,968 $2,555 $3,446 $2,164
Progressive $2,656 $3,540 $2,940 $3,104
State Farm $2,204 $2,604 $2,404 $2,404
USAA $2,145 $2,626 $3,673 $2,350

Cheapest Caruthersville, MO Car Insurance for Teen Drivers

Teen car insurance in Caruthersville, MO can be expensive. Take a look at rates from the top car insurance companies in Caruthersville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Caruthersville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,772 $7,525
Farmers $9,049 $9,386
GEICO $5,247 $5,541
Liberty Mutual $9,567 $10,625
Nationwide $4,356 $5,559
Progressive $6,118 $6,883
State Farm $4,393 $5,523
USAA $4,976 $6,070

Cheapest Caruthersville, MO Car Insurance for Seniors

Take a look at Caruthersville, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Caruthersville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,913 $1,913
Farmers $1,970 $2,086
GEICO $1,304 $1,689
Liberty Mutual $2,253 $2,527
Nationwide $1,484 $1,567
Progressive $1,550 $1,597
State Farm $1,353 $1,353
USAA $1,486 $1,505

Cheapest Caruthersville, MO Car Insurance Rates After a DUI

A DUI in Caruthersville, MO increases car insurance rates. Compare Caruthersville, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Caruthersville, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,252
Farmers $4,206
GEICO $3,499
Liberty Mutual $4,916
Nationwide $3,446
Progressive $2,940
State Farm $2,404
USAA $3,673

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Cheapest Caruthersville, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Caruthersville, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Caruthersville, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,230 $3,296
Farmers $4,003 $4,003
GEICO $2,495 $2,591
Liberty Mutual $4,575 $4,575
Nationwide $2,533 $2,533
Progressive $3,060 $3,060
State Farm $2,345 $2,463
USAA $2,600 $2,797

The Best Cheap Car Insurance Companies in Caruthersville, MO

Take a look at a side-by-side comparison of the top car insurance companies in Caruthersville, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Caruthersville, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,263
Farmers $4,003
GEICO $2,543
Liberty Mutual $4,575
Nationwide $2,533
Progressive $3,060
State Farm $2,404
USAA $2,699

Category Winners: Cheapest Car Insurance in Caruthersville, Missouri

Find the cheapest car insurance companies in Caruthersville, MO for each category right here.

Best Annual Car Insurance Rates by Company in Caruthersville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Caruthersville, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Caruthersville car insurance rates. Find the cheapest Caruthersville, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Caruthersville, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,174 $3,366 $3,248
Farmers $3,731 $3,960 $4,318
GEICO $2,359 $2,562 $2,709
Liberty Mutual $4,302 $4,597 $4,827
Nationwide $2,381 $2,558 $2,660
Progressive $2,718 $3,065 $3,397
State Farm $2,234 $2,411 $2,568
USAA $2,564 $2,687 $2,844

What affects car insurance rates in Caruthersville, Missouri?

What factors can have an impact on Caruthersville, MO car insurance? There are several reasons why Caruthersville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Caruthersville, Missouri.

Commute Time in Caruthersville

The more time you spend in your car the higher the risk of an accident. The average commute length in Caruthersville, MO is 18.2 minutes according to City-Data.

Compare Car Insurance Quotes in Caruthersville, MO

Ready to find affordable Caruthersville, Missouri car insurance today? Enter your ZIP code for fast, free Caruthersville, MO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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