Compare Cascade, CO Car Insurance Rates (2021)

Car insurance in Cascade, CO averages $325 a month. Cascade, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Cascade car insurance rates, compare quotes from the top car insurance companies in Cascade, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cascade, CO after a DUI are $4,637/year
  • The cheapest car insurance company in Cascade for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Cascade is Liberty Mutual

If you need to buy Cascade, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Cascade, CO is right here.

You’ll find Cascade car insurance rates, the cheapest Cascade, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Cascade, Colorado car insurance rates to Aurora car insurance rates, Boulder car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Cascade, CO car insurance today? Enter your ZIP code for fast, free Cascade car insurance quotes.

Cheapest Cascade, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cascade, CO car insurance rates? Every Cascade, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cascade, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,262 $3,050 $2,943 $2,972 $11,426 $12,015 $3,583 $3,596
American Family $2,547 $2,547 $2,297 $2,297 $6,182 $8,303 $2,547 $3,121
Farmers $3,241 $3,221 $2,926 $3,144 $12,460 $12,642 $3,572 $3,627
GEICO $2,048 $2,240 $2,186 $2,493 $6,463 $6,818 $1,872 $1,894
Liberty Mutual $1,789 $1,725 $1,509 $1,662 $5,594 $6,122 $1,816 $1,847
Nationwide $2,426 $2,466 $2,177 $2,296 $6,062 $7,739 $2,784 $3,003
Progressive $2,477 $2,315 $2,177 $2,165 $8,581 $9,588 $2,785 $2,705
State Farm $2,157 $2,157 $1,948 $1,948 $6,233 $7,878 $2,414 $2,856
USAA $2,161 $2,146 $2,075 $2,065 $5,532 $6,321 $2,774 $3,001

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Minimum Car Insurance in Cascade, CO

Every driver must carry the minimum car insurance in Cascade, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Cascade, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Cascade, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cascade, CO. Compare credit history car insurance rates in Cascade from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cascade, Colorado

Insurance Company Poor Fair Good
Allstate $6,828 $5,266 $3,974
American Family $4,846 $3,450 $2,895
Farmers $6,482 $5,296 $5,035
GEICO $3,912 $3,252 $2,592
Liberty Mutual $3,938 $2,415 $1,922
Nationwide $4,376 $3,463 $3,018
Progressive $4,660 $3,982 $3,656
State Farm $4,779 $3,080 $2,488
USAA $4,804 $2,758 $2,216

Cheapest Cascade, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cascade, CO to rates for a clean record with top companies.

Annual Cascade, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,560 $5,254 $6,436 $5,173
American Family $2,758 $3,912 $5,122 $3,128
Farmers $4,739 $6,085 $5,997 $5,596
GEICO $2,283 $3,575 $4,168 $2,980
Liberty Mutual $2,422 $2,828 $2,932 $2,849
Nationwide $2,793 $3,803 $4,812 $3,069
Progressive $3,542 $4,992 $3,737 $4,125
State Farm $3,170 $3,728 $3,449 $3,449
USAA $2,374 $2,908 $5,081 $2,674

Cheapest Cascade, CO Car Insurance for Teen Drivers

Teen car insurance in Cascade, CO can be expensive. Take a look at rates from the top car insurance companies in Cascade for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cascade, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,426 $12,015
American Family $6,182 $8,303
Farmers $12,460 $12,642
GEICO $6,463 $6,818
Liberty Mutual $5,594 $6,122
Nationwide $6,062 $7,739
Progressive $8,581 $9,588
State Farm $6,233 $7,878
USAA $5,532 $6,321

Cheapest Cascade, CO Car Insurance for Seniors

Take a look at Cascade, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cascade, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,943 $2,972
American Family $2,297 $2,297
Farmers $2,926 $3,144
GEICO $2,186 $2,493
Liberty Mutual $1,509 $1,662
Nationwide $2,177 $2,296
Progressive $2,177 $2,165
State Farm $1,948 $1,948
USAA $2,075 $2,065

Cheapest Cascade, CO Car Insurance Rates After a DUI

A DUI in Cascade, CO increases car insurance rates. Compare Cascade, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cascade, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,436
American Family $5,122
Farmers $5,997
GEICO $4,168
Liberty Mutual $2,932
Nationwide $4,812
Progressive $3,737
State Farm $3,449
USAA $5,081

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Cheapest Cascade, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cascade, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cascade, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,356 $5,356
American Family $3,650 $3,811
Farmers $5,604 $5,604
GEICO $3,184 $3,319
Liberty Mutual $2,758 $2,758
Nationwide $3,619 $3,619
Progressive $4,099 $4,099
State Farm $3,364 $3,534
USAA $3,167 $3,352

The Best Cheap Car Insurance Companies in Cascade, CO

Take a look at a side-by-side comparison of the top car insurance companies in Cascade, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cascade, Colorado

Insurance Company Average Annual Rates
Allstate $5,356
American Family $3,730
Farmers $5,604
GEICO $3,252
Liberty Mutual $2,758
Nationwide $3,619
Progressive $4,099
State Farm $3,449
USAA $3,259

Category Winners: Cheapest Car Insurance in Cascade, Colorado

Find the cheapest car insurance companies in Cascade, CO for each category right here.

Best Annual Car Insurance Rates by Company in Cascade, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Cascade, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cascade car insurance rates. Find the cheapest Cascade, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cascade, Colorado

Insurance Company Low Medium High
Allstate $5,055 $5,337 $5,675
American Family $3,533 $3,807 $3,851
Farmers $4,929 $5,525 $6,358
GEICO $2,900 $3,189 $3,667
Liberty Mutual $2,603 $2,749 $2,922
Nationwide $3,575 $3,620 $3,663
Progressive $3,745 $4,113 $4,440
State Farm $3,201 $3,449 $3,697
USAA $3,097 $3,260 $3,422

What affects car insurance rates in Cascade, Colorado?

What factors can have an impact on Cascade, CO car insurance? There are several reasons why Cascade car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cascade, Colorado.

Commute Time in Cascade

The more time you spend in your car the higher the risk of an accident. The average commute length in Cascade, CO is 37.3 minutes according to City-Data.

Compare Car Insurance Quotes in Cascade, CO

Ready to find affordable Cascade, Colorado car insurance today? Enter your ZIP code for fast, free Cascade, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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