Compare Cascade, IA Car Insurance Rates (2021)

Car insurance in Cascade, IA averages $247 a month. Cascade, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Cascade car insurance rates, compare quotes from the top car insurance companies in Cascade, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cascade for teen drivers is USAA
  • The cheapest car insurance company in Cascade is USAA
  • Average car insurance rates in Cascade, IA are $2,969/year

If you need to buy Cascade, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Cascade, IA is right here.

You’ll find Cascade car insurance rates, the cheapest Cascade, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Cascade, Iowa car insurance rates to Sioux City car insurance rates, Des Moines car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Cascade, IA car insurance today? Enter your ZIP code for fast, free Cascade car insurance quotes.

Cheapest Cascade, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cascade, IA car insurance rates? Every Cascade, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cascade, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,807 $1,682 $1,710 $5,535 $6,244 $2,045 $2,101
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,760 $1,805 $1,570 $1,672 $4,115 $5,309 $2,000 $2,171
Progressive $1,765 $1,714 $1,457 $1,503 $4,107 $4,647 $2,129 $2,298
State Farm $1,469 $1,469 $1,288 $1,288 $3,947 $5,008 $1,651 $1,880
Travelers $2,463 $2,511 $2,405 $2,410 $11,192 $17,925 $2,565 $3,007
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

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Minimum Car Insurance in Cascade, IA

Every driver must carry the minimum car insurance in Cascade, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Cascade, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Cascade, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cascade, IA. Compare credit history car insurance rates in Cascade from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cascade, Iowa

Insurance Company Poor Fair Good
Allstate $3,434 $2,732 $2,462
American Family $3,960 $2,910 $2,445
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,095 $2,430 $2,126
Progressive $2,916 $2,336 $2,107
State Farm $3,205 $1,982 $1,563
Travelers $6,246 $5,341 $5,093
USAA $2,445 $1,677 $1,452

Cheapest Cascade, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cascade, IA to rates for a clean record with top companies.

Annual Cascade, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,438 $2,955 $3,379 $2,733
American Family $2,242 $3,279 $4,262 $2,636
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,851 $2,651 $3,607 $2,091
Progressive $1,979 $3,210 $2,143 $2,478
State Farm $2,085 $2,415 $2,250 $2,250
Travelers $4,044 $5,405 $7,249 $5,542
USAA $1,420 $1,903 $2,478 $1,630

Cheapest Cascade, IA Car Insurance for Teen Drivers

Teen car insurance in Cascade, IA can be expensive. Take a look at rates from the top car insurance companies in Cascade for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cascade, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,535 $6,244
American Family $5,344 $7,497
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,115 $5,309
Progressive $4,107 $4,647
State Farm $3,947 $5,008
Travelers $11,192 $17,925
USAA $3,352 $3,562

Cheapest Cascade, IA Car Insurance for Seniors

Take a look at Cascade, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cascade, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,682 $1,710
American Family $1,790 $1,790
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,570 $1,672
Progressive $1,457 $1,503
State Farm $1,288 $1,288
Travelers $2,405 $2,410
USAA $1,139 $1,163

Cheapest Cascade, IA Car Insurance Rates After a DUI

A DUI in Cascade, IA increases car insurance rates. Compare Cascade, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cascade, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,379
American Family $4,262
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,607
Progressive $2,143
State Farm $2,250
Travelers $7,249
USAA $2,478

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Cheapest Cascade, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cascade, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cascade, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,808 $2,945
American Family $3,069 $3,141
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,550 $2,550
Progressive $2,453 $2,453
State Farm $2,196 $2,304
Travelers $5,560 $5,560
USAA $1,790 $1,925

The Best Cheap Car Insurance Companies in Cascade, IA

Take a look at a side-by-side comparison of the top car insurance companies in Cascade, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cascade, Iowa

Insurance Company Average Annual Rates
Allstate $2,876
American Family $3,105
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,550
Progressive $2,453
State Farm $2,250
Travelers $5,560
USAA $1,858

Category Winners: Cheapest Car Insurance in Cascade, Iowa

Find the cheapest car insurance companies in Cascade, IA for each category right here.

Best Annual Car Insurance Rates by Company in Cascade, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Cascade, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cascade car insurance rates. Find the cheapest Cascade, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cascade, Iowa

Insurance Company Low Medium High
Allstate $2,782 $2,879 $2,967
American Family $3,125 $3,277 $2,913
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,662 $2,538 $2,450
Progressive $2,331 $2,461 $2,567
State Farm $2,144 $2,262 $2,344
Travelers $5,196 $5,646 $5,837
USAA $1,768 $1,863 $1,942

What affects car insurance rates in Cascade, Iowa?

What factors can have an impact on Cascade, IA car insurance? There are several reasons why Cascade car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cascade, Iowa.

Commute Time in Cascade

The more time you spend in your car the higher the risk of an accident. The average commute length in Cascade, IA is 21.5 minutes according to City-Data.

Compare Car Insurance Quotes in Cascade, IA

Ready to find affordable Cascade, Iowa car insurance today? Enter your ZIP code for fast, free Cascade, IA car insurance quotes.

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