Compare Cass Lake, MN Car Insurance Rates (2021)

Car insurance in Cass Lake, MN averages $397 a month. Cass Lake, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Cass Lake car insurance rates, compare quotes from the top car insurance companies in Cass Lake, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cass Lake is State Farm
  • Average car insurance rates in Cass Lake, MN are $4,759/year
  • The cheapest car insurance company in Cass Lake for teen drivers is State Farm

If you need to buy Cass Lake, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Cass Lake, MN is right here.

You’ll find Cass Lake car insurance rates, the cheapest Cass Lake, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Cass Lake, Minnesota car insurance rates to Minneapolis car insurance rates, Brooklyn Park car insurance rates, and Rochester car insurance rates.

Ready to find affordable Cass Lake, MN car insurance today? Enter your ZIP code for fast, free Cass Lake car insurance quotes.

Cheapest Cass Lake, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cass Lake, MN car insurance rates? Every Cass Lake, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cass Lake, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,955 $2,955 $2,834 $2,834 $6,684 $9,715 $3,589 $3,781
American Family $2,165 $2,165 $1,961 $1,961 $5,850 $8,512 $2,165 $2,449
Farmers $1,892 $1,887 $1,821 $1,919 $5,365 $5,399 $2,472 $2,423
GEICO $3,083 $3,062 $2,956 $2,873 $6,249 $7,971 $2,893 $2,971
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,040 $2,059 $1,809 $1,928 $5,063 $6,193 $2,377 $2,481
State Farm $1,600 $1,600 $1,413 $1,413 $3,350 $4,137 $1,850 $1,533
USAA $2,007 $2,007 $1,815 $1,833 $5,204 $5,746 $2,633 $2,827

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Minimum Car Insurance in Cass Lake, MN

Every driver must carry the minimum car insurance in Cass Lake, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Cass Lake, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cass Lake, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cass Lake, MN. Compare credit history car insurance rates in Cass Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cass Lake, Minnesota

Insurance Company Poor Fair Good
Allstate $6,500 $3,505 $3,250
American Family $4,621 $3,093 $2,496
Farmers $3,618 $2,623 $2,451
GEICO $4,813 $3,931 $3,277
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,566 $2,867 $2,549
State Farm $3,080 $1,883 $1,373
USAA $4,760 $2,292 $1,975

Cheapest Cass Lake, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cass Lake, MN to rates for a clean record with top companies.

Annual Cass Lake, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,249 $4,659 $5,550 $4,216
American Family $2,284 $4,134 $4,608 $2,589
Farmers $2,479 $3,126 $3,166 $2,818
GEICO $2,641 $4,226 $6,333 $2,829
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,359 $3,157 $3,648 $2,811
State Farm $1,953 $2,271 $2,112 $2,112
USAA $2,239 $2,834 $4,293 $2,670

Cheapest Cass Lake, MN Car Insurance for Teen Drivers

Teen car insurance in Cass Lake, MN can be expensive. Take a look at rates from the top car insurance companies in Cass Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cass Lake, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,684 $9,715
American Family $5,850 $8,512
Farmers $5,365 $5,399
GEICO $6,249 $7,971
Liberty Mutual $21,303 $32,066
Nationwide $5,063 $6,193
State Farm $3,350 $4,137
USAA $5,204 $5,746

Cheapest Cass Lake, MN Car Insurance for Seniors

Take a look at Cass Lake, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cass Lake, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $2,834
American Family $1,961 $1,961
Farmers $1,821 $1,919
GEICO $2,956 $2,873
Liberty Mutual $10,624 $10,624
Nationwide $1,809 $1,928
State Farm $1,413 $1,413
USAA $1,815 $1,833

Cheapest Cass Lake, MN Car Insurance Rates After a DUI

A DUI in Cass Lake, MN increases car insurance rates. Compare Cass Lake, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cass Lake, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,550
American Family $4,608
Farmers $3,166
GEICO $6,333
Liberty Mutual $22,059
Nationwide $3,648
State Farm $2,112
USAA $4,293

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Cheapest Cass Lake, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cass Lake, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cass Lake, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,418 $4,418
American Family $3,364 $3,443
Farmers $2,897 $2,897
GEICO $3,955 $4,059
Liberty Mutual $14,776 $15,681
Nationwide $2,994 $2,994
State Farm $2,056 $2,168
USAA $2,969 $3,049

The Best Cheap Car Insurance Companies in Cass Lake, MN

Take a look at a side-by-side comparison of the top car insurance companies in Cass Lake, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cass Lake, Minnesota

Insurance Company Average Annual Rates
Allstate $4,418
American Family $3,403
Farmers $2,897
GEICO $4,007
Liberty Mutual $15,229
Nationwide $2,994
State Farm $2,112
USAA $3,009

Category Winners: Cheapest Car Insurance in Cass Lake, Minnesota

Find the cheapest car insurance companies in Cass Lake, MN for each category right here.

Best Annual Car Insurance Rates by Company in Cass Lake, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Cass Lake, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cass Lake car insurance rates. Find the cheapest Cass Lake, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cass Lake, Minnesota

Insurance Company Low Medium High
Allstate $4,358 $4,415 $4,481
American Family $3,400 $3,498 $3,312
Farmers $2,797 $2,908 $2,986
GEICO $3,909 $4,005 $4,107
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,853 $3,013 $3,115
State Farm $2,033 $2,119 $2,184
USAA $2,931 $3,007 $3,089

What affects car insurance rates in Cass Lake, Minnesota?

What factors can have an impact on Cass Lake, MN car insurance? There are several reasons why Cass Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cass Lake, Minnesota.

Commute Time in Cass Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Cass Lake, MN is 12.9 minutes according to City-Data.

Compare Car Insurance Quotes in Cass Lake, MN

Ready to find affordable Cass Lake, Minnesota car insurance today? Enter your ZIP code for fast, free Cass Lake, MN car insurance quotes.

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