Compare Castalia, IA Car Insurance Rates (2021)

Car insurance in Castalia, IA averages $247 a month. Castalia, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Castalia car insurance rates, compare quotes from the top car insurance companies in Castalia, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Castalia, IA after a DUI are $3,570/year
  • The cheapest car insurance company in Castalia is USAA
  • Average car insurance rates in Castalia, IA are $2,968/year

If you need to buy Castalia, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Castalia, IA is right here.

You’ll find Castalia car insurance rates, the cheapest Castalia, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Castalia, Iowa car insurance rates to Ames car insurance rates, Ankeny car insurance rates, and Davenport car insurance rates.

Ready to find affordable Castalia, IA car insurance today? Enter your ZIP code for fast, free Castalia car insurance quotes.

Cheapest Castalia, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Castalia, IA car insurance rates? Every Castalia, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Castalia, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,930 $1,860 $1,707 $1,739 $5,435 $6,101 $2,114 $2,182
American Family $1,999 $1,999 $1,787 $1,787 $5,322 $7,474 $1,999 $2,409
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,859 $1,804 $1,529 $1,583 $4,361 $4,936 $2,242 $2,429
State Farm $1,502 $1,502 $1,307 $1,307 $3,888 $4,951 $1,684 $1,909
Travelers $2,356 $2,407 $2,273 $2,284 $10,270 $16,385 $2,445 $2,912
USAA $1,234 $1,249 $1,130 $1,155 $3,305 $3,514 $1,482 $1,638

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Minimum Car Insurance in Castalia, IA

Every driver must carry the minimum car insurance in Castalia, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Castalia, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Castalia, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Castalia, IA. Compare credit history car insurance rates in Castalia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Castalia, Iowa

Insurance Company Poor Fair Good
Allstate $3,447 $2,740 $2,463
American Family $3,950 $2,903 $2,439
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $3,081 $2,468 $2,228
State Farm $3,213 $1,988 $1,568
Travelers $5,816 $4,959 $4,724
USAA $2,419 $1,660 $1,437

Cheapest Castalia, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Castalia, IA to rates for a clean record with top companies.

Annual Castalia, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,462 $2,968 $3,359 $2,744
American Family $2,236 $3,271 $4,251 $2,630
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $2,090 $3,397 $2,263 $2,620
State Farm $2,100 $2,412 $2,256 $2,256
Travelers $3,780 $5,018 $6,709 $5,159
USAA $1,405 $1,885 $2,451 $1,613

Cheapest Castalia, IA Car Insurance for Teen Drivers

Teen car insurance in Castalia, IA can be expensive. Take a look at rates from the top car insurance companies in Castalia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Castalia, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,435 $6,101
American Family $5,322 $7,474
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,361 $4,936
State Farm $3,888 $4,951
Travelers $10,270 $16,385
USAA $3,305 $3,514

Cheapest Castalia, IA Car Insurance for Seniors

Take a look at Castalia, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Castalia, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,707 $1,739
American Family $1,787 $1,787
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,529 $1,583
State Farm $1,307 $1,307
Travelers $2,273 $2,284
USAA $1,130 $1,155

Cheapest Castalia, IA Car Insurance Rates After a DUI

A DUI in Castalia, IA increases car insurance rates. Compare Castalia, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Castalia, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,359
American Family $4,251
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,263
State Farm $2,256
Travelers $6,709
USAA $2,451

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Cheapest Castalia, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Castalia, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Castalia, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,815 $2,952
American Family $3,061 $3,133
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,593 $2,593
State Farm $2,202 $2,310
Travelers $5,166 $5,166
USAA $1,771 $1,905

The Best Cheap Car Insurance Companies in Castalia, IA

Take a look at a side-by-side comparison of the top car insurance companies in Castalia, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Castalia, Iowa

Insurance Company Average Annual Rates
Allstate $2,883
American Family $3,097
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,593
State Farm $2,256
Travelers $5,166
USAA $1,838

Category Winners: Cheapest Car Insurance in Castalia, Iowa

Find the cheapest car insurance companies in Castalia, IA for each category right here.

Best Annual Car Insurance Rates by Company in Castalia, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Castalia, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Castalia car insurance rates. Find the cheapest Castalia, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Castalia, Iowa

Insurance Company Low Medium High
Allstate $2,789 $2,886 $2,974
American Family $3,116 $3,269 $2,906
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,470 $2,599 $2,710
State Farm $2,159 $2,267 $2,343
Travelers $4,871 $5,244 $5,385
USAA $1,745 $1,844 $1,926

What affects car insurance rates in Castalia, Iowa?

What factors can have an impact on Castalia, IA car insurance? There are several reasons why Castalia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Castalia, Iowa.

Commute Time in Castalia

The more time you spend in your car the higher the risk of an accident. The average commute length in Castalia, IA is 27.1 minutes according to City-Data.

Compare Car Insurance Quotes in Castalia, IA

Ready to find affordable Castalia, Iowa car insurance today? Enter your ZIP code for fast, free Castalia, IA car insurance quotes.

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