Compare Castalia, NC Car Insurance Rates (2021)

Car insurance in Castalia, NC averages $303 a month. Castalia, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Castalia car insurance rates, compare quotes from the top car insurance companies in Castalia, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Castalia for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Castalia is Liberty Mutual
  • Average car insurance rates in Castalia, NC are $3,636/year

If you need to buy Castalia, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Castalia, NC is right here.

You’ll find Castalia car insurance rates, the cheapest Castalia, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Castalia, North Carolina car insurance rates to High Point car insurance rates, Cary car insurance rates, and Wilmington car insurance rates.

Ready to find affordable Castalia, NC car insurance today? Enter your ZIP code for fast, free Castalia car insurance quotes.

Cheapest Castalia, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Castalia, NC car insurance rates? Every Castalia, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Castalia, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,820 $5,820 $4,788 $4,788 $13,658 $13,658 $5,934 $5,934
GEICO $2,643 $2,595 $2,592 $2,547 $4,587 $4,548 $2,332 $2,319
Liberty Mutual $1,972 $1,972 $2,041 $2,041 $3,345 $3,345 $1,972 $1,972
Nationwide $2,632 $2,632 $2,632 $2,632 $4,326 $4,326 $2,632 $2,632
Progressive $2,043 $2,043 $1,838 $1,838 $4,384 $4,384 $2,259 $2,259
State Farm $3,032 $3,032 $2,620 $2,620 $4,450 $4,450 $3,752 $3,752
Travelers $2,928 $2,928 $2,904 $2,904 $4,765 $4,765 $3,006 $3,006

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Minimum Car Insurance in Castalia, NC

Every driver must carry the minimum car insurance in Castalia, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Castalia, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Castalia, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Castalia, NC. Compare credit history car insurance rates in Castalia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Castalia, North Carolina

Insurance Company Poor Fair Good
Allstate $10,277 $6,595 $5,778
GEICO $3,263 $3,005 $2,794
Liberty Mutual $2,333 $2,333 $2,333
Nationwide $3,055 $3,055 $3,055
Progressive $2,981 $2,566 $2,346
State Farm $4,875 $3,107 $2,408
Travelers $3,636 $3,303 $3,264

Cheapest Castalia, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Castalia, NC to rates for a clean record with top companies.

Annual Castalia, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,060 $7,188 $13,437 $5,515
GEICO $1,563 $2,348 $5,990 $2,180
Liberty Mutual $1,376 $1,777 $4,402 $1,777
Nationwide $1,780 $2,314 $5,812 $2,314
Progressive $1,230 $1,811 $5,726 $1,757
State Farm $1,884 $2,668 $6,634 $2,668
Travelers $2,002 $2,645 $6,354 $2,602

Cheapest Castalia, NC Car Insurance for Teen Drivers

Teen car insurance in Castalia, NC can be expensive. Take a look at rates from the top car insurance companies in Castalia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Castalia, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,658 $13,658
GEICO $4,587 $4,548
Liberty Mutual $3,345 $3,345
Nationwide $4,326 $4,326
Progressive $4,384 $4,384
State Farm $4,450 $4,450
Travelers $4,765 $4,765

Cheapest Castalia, NC Car Insurance for Seniors

Take a look at Castalia, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Castalia, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,788 $4,788
GEICO $2,592 $2,547
Liberty Mutual $2,041 $2,041
Nationwide $2,632 $2,632
Progressive $1,838 $1,838
State Farm $2,620 $2,620
Travelers $2,904 $2,904

Cheapest Castalia, NC Car Insurance Rates After a DUI

A DUI in Castalia, NC increases car insurance rates. Compare Castalia, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Castalia, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,437
GEICO $5,990
Liberty Mutual $4,402
Nationwide $5,812
Progressive $5,726
State Farm $6,634
Travelers $6,354

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Cheapest Castalia, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Castalia, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Castalia, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,550 $7,550
GEICO $3,020 $3,020
Liberty Mutual $2,333 $2,333
Nationwide $3,055 $3,055
Progressive $2,631 $2,631
State Farm $3,430 $3,497
Travelers $3,401 $3,401

The Best Cheap Car Insurance Companies in Castalia, NC

Take a look at a side-by-side comparison of the top car insurance companies in Castalia, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Castalia, North Carolina

Insurance Company Average Annual Rates
Allstate $7,550
GEICO $3,020
Liberty Mutual $2,333
Nationwide $3,055
Progressive $2,631
State Farm $3,463
Travelers $3,401

Category Winners: Cheapest Car Insurance in Castalia, North Carolina

Find the cheapest car insurance companies in Castalia, NC for each category right here.

Best Annual Car Insurance Rates by Company in Castalia, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Castalia, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Castalia car insurance rates. Find the cheapest Castalia, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Castalia, North Carolina

Insurance Company Low Medium High
Allstate $7,261 $7,524 $7,865
GEICO $2,892 $3,011 $3,158
Liberty Mutual $2,231 $2,320 $2,447
Nationwide $2,938 $3,043 $3,185
Progressive $2,514 $2,618 $2,761
State Farm $3,339 $3,449 $3,603
Travelers $3,273 $3,386 $3,544

What affects car insurance rates in Castalia, North Carolina?

What factors can have an impact on Castalia, NC car insurance? There are several reasons why Castalia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Castalia, North Carolina.

Commute Time in Castalia

The more time you spend in your car the higher the risk of an accident. The average commute length in Castalia, NC is 30.2 minutes according to City-Data.

Compare Car Insurance Quotes in Castalia, NC

Ready to find affordable Castalia, North Carolina car insurance today? Enter your ZIP code for fast, free Castalia, NC car insurance quotes.

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