Compare Castro Valley, CA Car Insurance Rates (2021)

Car insurance in Castro Valley, CA averages $294 a month. Castro Valley, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Castro Valley car insurance rates, compare quotes from the top car insurance companies in Castro Valley, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Castro Valley for teen drivers is USAA
  • The cheapest car insurance company in Castro Valley is USAA
  • Average car insurance rates in Castro Valley, CA after a DUI are $4,959/year

If you need to buy Castro Valley, California car insurance, the options can be confusing. Everything you need to know about car insurance in Castro Valley, CA is right here.

You’ll find Castro Valley car insurance rates, the cheapest Castro Valley, CA car insurance companies, and information on California car insurance laws. You can also compare Castro Valley, California car insurance rates to Los Angeles car insurance rates, Long Beach car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Castro Valley, CA car insurance today? Enter your ZIP code for fast, free Castro Valley car insurance quotes.

Cheapest Castro Valley, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Castro Valley, CA car insurance rates? Every Castro Valley, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Castro Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,810 $2,813 $2,054 $2,073 $7,820 $9,843 $3,599 $3,956
Farmers $2,603 $2,603 $2,346 $2,346 $8,333 $13,690 $3,088 $3,441
GEICO $1,586 $1,587 $1,492 $1,492 $4,840 $4,919 $2,279 $2,327
Liberty Mutual $2,213 $2,095 $2,057 $1,993 $4,822 $5,133 $2,495 $2,515
Nationwide $3,184 $3,041 $2,775 $2,618 $8,106 $8,936 $3,808 $3,770
Progressive $1,722 $1,772 $1,453 $1,727 $4,565 $5,499 $2,464 $2,646
State Farm $3,192 $3,192 $2,851 $2,851 $5,874 $7,288 $3,533 $3,643
Travelers $2,478 $2,399 $2,190 $2,166 $5,118 $5,866 $3,224 $3,157
USAA $1,789 $1,697 $1,744 $1,754 $4,058 $4,090 $2,479 $2,346

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Minimum Car Insurance in Castro Valley, CA

Every driver must carry the minimum car insurance in Castro Valley, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Castro Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Castro Valley, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Castro Valley, CA to rates for a clean record with top companies.

Annual Castro Valley, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,636 $4,433 $6,957 $3,458
Farmers $3,551 $4,838 $6,030 $4,806
GEICO $1,793 $2,772 $3,472 $2,224
Liberty Mutual $2,531 $3,391 $3,059 $2,681
Nationwide $3,162 $4,050 $6,856 $4,050
Progressive $1,794 $3,040 $3,503 $2,586
State Farm $2,892 $3,449 $6,515 $3,356
Travelers $2,221 $3,609 $4,205 $3,264
USAA $1,659 $2,467 $4,036 $1,817

Cheapest Castro Valley, CA Car Insurance for Teen Drivers

Teen car insurance in Castro Valley, CA can be expensive. Take a look at rates from the top car insurance companies in Castro Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Castro Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,820 $9,843
Farmers $8,333 $13,690
GEICO $4,840 $4,919
Liberty Mutual $4,822 $5,133
Nationwide $8,106 $8,936
Progressive $4,565 $5,499
State Farm $5,874 $7,288
Travelers $5,118 $5,866
USAA $4,058 $4,090

Cheapest Castro Valley, CA Car Insurance for Seniors

Take a look at Castro Valley, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Castro Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,054 $2,073
Farmers $2,346 $2,346
GEICO $1,492 $1,492
Liberty Mutual $2,057 $1,993
Nationwide $2,775 $2,618
Progressive $1,453 $1,727
State Farm $2,851 $2,851
Travelers $2,190 $2,166
USAA $1,744 $1,754

Cheapest Castro Valley, CA Car Insurance Rates After a DUI

A DUI in Castro Valley, CA increases car insurance rates. Compare Castro Valley, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Castro Valley, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,957
Farmers $6,030
GEICO $3,472
Liberty Mutual $3,059
Nationwide $6,856
Progressive $3,503
State Farm $6,515
Travelers $4,205
USAA $4,036

Cheapest Castro Valley, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Castro Valley, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Castro Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,943 $4,799
Farmers $4,361 $5,251
GEICO $2,330 $2,800
Liberty Mutual $2,678 $3,153
Nationwide $3,999 $5,060
Progressive $2,474 $2,988
State Farm $3,906 $4,200
Travelers $2,989 $3,660
USAA $2,300 $2,689

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Cheapest Castro Valley, CA Car Insurance Rates by ZIP Code

Castro Valley car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Castro Valley, CA.

Annual Car Insurance Rates by ZIP Code in Castro Valley, California

ZIP Code Average Annual Rates
94546 $4,843
94552 $4,820

The Best Cheap Car Insurance Companies in Castro Valley, CA

Take a look at a side-by-side comparison of the top car insurance companies in Castro Valley, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Castro Valley, California

Insurance Company Average Annual Rates
Allstate $4,371
Farmers $4,806
GEICO $2,565
Liberty Mutual $2,915
Nationwide $4,530
Progressive $2,731
State Farm $4,053
Travelers $3,325
USAA $2,495

Category Winners: Cheapest Car Insurance in Castro Valley, California

Find the cheapest car insurance companies in Castro Valley, CA for each category right here.

Best Annual Car Insurance Rates by Company in Castro Valley, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Castro Valley, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Castro Valley car insurance rates. Find the cheapest Castro Valley, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Castro Valley, California

Insurance Company Low Medium High
Allstate $4,146 $4,408 $4,559
Farmers $4,491 $4,842 $5,086
GEICO $2,350 $2,594 $2,751
Liberty Mutual $2,717 $2,942 $3,087
Nationwide $4,105 $4,607 $4,877
Progressive $2,466 $2,815 $2,911
State Farm $3,658 $4,122 $4,378
Travelers $2,916 $3,414 $3,644
USAA $2,278 $2,540 $2,666

What affects car insurance rates in Castro Valley, California?

What factors can have an impact on Castro Valley, CA car insurance? There are several reasons why Castro Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Castro Valley, California.

Commute Time in Castro Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Castro Valley, CA is 36.3 minutes according to City-Data.

Compare Car Insurance Quotes in Castro Valley, CA

Ready to find affordable Castro Valley, California car insurance today? Enter your ZIP code for fast, free Castro Valley, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State