Compare Cave City, AR Car Insurance Rates (2021)

Car insurance in Cave City, AR averages $348 a month. Cave City, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cave City car insurance rates, compare quotes from the top car insurance companies in Cave City, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cave City for teen drivers is USAA
  • The cheapest car insurance company in Cave City is USAA
  • Average car insurance rates in Cave City, AR after a DUI are $5,004/year

If you need to buy Cave City, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Cave City, AR is right here.

You’ll find Cave City car insurance rates, the cheapest Cave City, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Cave City, Arkansas car insurance rates to Pine Bluff car insurance rates, Rogers car insurance rates, and Conway car insurance rates.

Ready to find affordable Cave City, AR car insurance today? Enter your ZIP code for fast, free Cave City car insurance quotes.

Cheapest Cave City, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cave City, AR car insurance rates? Every Cave City, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cave City, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,943 $2,969 $2,616 $2,798 $10,561 $12,653 $3,262 $3,555
Farmers $2,331 $2,324 $2,083 $2,188 $9,733 $10,102 $2,669 $2,817
GEICO $2,606 $2,582 $2,408 $2,340 $6,591 $6,629 $2,550 $2,586
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $3,108 $2,948 $2,551 $2,670 $13,081 $14,746 $3,716 $4,022
State Farm $1,880 $1,880 $1,665 $1,665 $5,188 $6,551 $2,113 $2,411
Travelers $2,195 $2,237 $2,169 $2,174 $12,728 $20,429 $2,348 $2,717
USAA $1,259 $1,272 $1,168 $1,178 $3,921 $4,107 $1,619 $1,746

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Minimum Car Insurance in Cave City, AR

Every driver must carry the minimum car insurance in Cave City, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Cave City, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cave City, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cave City, AR. Compare credit history car insurance rates in Cave City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cave City, Arkansas

Insurance Company Poor Fair Good
Allstate $6,504 $4,971 $4,034
Farmers $4,873 $4,081 $3,889
GEICO $4,238 $3,481 $2,890
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,644 $5,660 $5,262
State Farm $4,231 $2,546 $1,981
Travelers $6,744 $5,624 $5,255
USAA $2,693 $1,840 $1,568

Cheapest Cave City, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cave City, AR to rates for a clean record with top companies.

Annual Cave City, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,270 $5,362 $5,952 $5,095
Farmers $3,621 $4,635 $4,527 $4,339
GEICO $2,385 $3,677 $5,517 $2,566
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $5,046 $7,012 $5,304 $6,060
State Farm $2,695 $3,144 $2,919 $2,919
Travelers $4,923 $5,086 $7,442 $6,048
USAA $1,566 $1,981 $2,852 $1,736

Cheapest Cave City, AR Car Insurance for Teen Drivers

Teen car insurance in Cave City, AR can be expensive. Take a look at rates from the top car insurance companies in Cave City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cave City, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,561 $12,653
Farmers $9,733 $10,102
GEICO $6,591 $6,629
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $13,081 $14,746
State Farm $5,188 $6,551
Travelers $12,728 $20,429
USAA $3,921 $4,107

Cheapest Cave City, AR Car Insurance for Seniors

Take a look at Cave City, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cave City, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,616 $2,798
Farmers $2,083 $2,188
GEICO $2,408 $2,340
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,551 $2,670
State Farm $1,665 $1,665
Travelers $2,169 $2,174
USAA $1,168 $1,178

Cheapest Cave City, AR Car Insurance Rates After a DUI

A DUI in Cave City, AR increases car insurance rates. Compare Cave City, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cave City, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,952
Farmers $4,527
GEICO $5,517
Liberty Mutual $5,070
Nationwide $5,453
Progressive $5,304
State Farm $2,919
Travelers $7,442
USAA $2,852

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Cheapest Cave City, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cave City, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cave City, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,170 $5,170
Farmers $4,281 $4,281
GEICO $3,516 $3,557
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,855 $5,855
State Farm $2,850 $2,989
Travelers $5,875 $5,875
USAA $1,975 $2,092

The Best Cheap Car Insurance Companies in Cave City, AR

Take a look at a side-by-side comparison of the top car insurance companies in Cave City, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cave City, Arkansas

Insurance Company Average Annual Rates
Allstate $5,170
Farmers $4,281
GEICO $3,536
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,855
State Farm $2,919
Travelers $5,875
USAA $2,034

Category Winners: Cheapest Car Insurance in Cave City, Arkansas

Find the cheapest car insurance companies in Cave City, AR for each category right here.

Best Annual Car Insurance Rates by Company in Cave City, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Cave City, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cave City car insurance rates. Find the cheapest Cave City, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cave City, Arkansas

Insurance Company Low Medium High
Allstate $5,036 $5,166 $5,306
Farmers $4,067 $4,235 $4,540
GEICO $3,403 $3,535 $3,671
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $5,389 $5,754 $6,423
State Farm $2,790 $2,916 $3,051
Travelers $5,593 $5,891 $6,139
USAA $1,948 $2,026 $2,127

What affects car insurance rates in Cave City, Arkansas?

What factors can have an impact on Cave City, AR car insurance? There are several reasons why Cave City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cave City, Arkansas.

Commute Time in Cave City

The more time you spend in your car the higher the risk of an accident. The average commute length in Cave City, AR is 18.0 minutes according to City-Data.

Compare Car Insurance Quotes in Cave City, AR

Ready to find affordable Cave City, Arkansas car insurance today? Enter your ZIP code for fast, free Cave City, AR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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