Compare Cave Creek, AZ Car Insurance Rates (2021)

Car insurance in Cave Creek, AZ averages $345 a month. Cave Creek, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Cave Creek car insurance rates, compare quotes from the top car insurance companies in Cave Creek, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cave Creek is GEICO
  • The cheapest car insurance company in Cave Creek for teen drivers is GEICO
  • Average car insurance rates in Cave Creek, AZ are $4,146/year

If you need to buy Cave Creek, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Cave Creek, AZ is right here.

You’ll find Cave Creek car insurance rates, the cheapest Cave Creek, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Cave Creek, Arizona car insurance rates to Scottsdale car insurance rates, Gilbert car insurance rates, and Phoenix car insurance rates.

Ready to find affordable Cave Creek, AZ car insurance today? Enter your ZIP code for fast, free Cave Creek car insurance quotes.

Cheapest Cave Creek, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cave Creek, AZ car insurance rates? Every Cave Creek, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cave Creek, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,676 $3,576 $3,576 $8,059 $10,458 $4,121 $4,486
American Family $2,930 $2,930 $2,690 $2,690 $7,789 $10,193 $2,930 $3,428
Farmers $3,113 $3,108 $2,770 $2,966 $13,432 $13,886 $3,489 $3,573
GEICO $1,640 $1,825 $1,385 $1,767 $4,762 $5,009 $1,499 $1,471
Nationwide $2,561 $2,607 $2,287 $2,424 $6,381 $8,182 $2,961 $3,204
Progressive $2,102 $1,840 $1,888 $1,793 $8,670 $9,659 $2,263 $2,245
State Farm $3,001 $3,001 $2,655 $2,655 $9,383 $11,789 $3,229 $4,081
Travelers $2,209 $2,326 $2,057 $2,188 $6,538 $8,261 $2,339 $2,459
USAA $1,776 $1,779 $1,659 $1,675 $6,797 $7,801 $2,347 $2,517

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Minimum Car Insurance in Cave Creek, AZ

Every driver must carry the minimum car insurance in Cave Creek, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Cave Creek, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cave Creek, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cave Creek, AZ. Compare credit history car insurance rates in Cave Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cave Creek, Arizona

Insurance Company Poor Fair Good
Allstate $6,659 $4,744 $4,207
American Family $5,589 $4,165 $3,589
Farmers $6,609 $5,519 $5,249
GEICO $3,327 $2,180 $1,752
Nationwide $4,606 $3,664 $3,207
Progressive $4,246 $3,710 $3,467
State Farm $9,151 $3,547 $2,225
Travelers $4,322 $3,518 $2,801
USAA $4,334 $3,028 $2,520

Cheapest Cave Creek, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cave Creek, AZ to rates for a clean record with top companies.

Annual Cave Creek, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,157 $5,281 $5,991 $5,385
American Family $3,156 $4,876 $6,093 $3,666
Farmers $4,898 $6,321 $6,172 $5,778
GEICO $1,864 $2,545 $3,404 $1,864
Nationwide $3,232 $3,399 $5,052 $3,620
Progressive $3,358 $4,426 $3,544 $3,902
State Farm $4,520 $5,428 $4,974 $4,974
Travelers $2,833 $3,693 $4,132 $3,530
USAA $2,392 $3,437 $4,528 $2,818

Cheapest Cave Creek, AZ Car Insurance for Teen Drivers

Teen car insurance in Cave Creek, AZ can be expensive. Take a look at rates from the top car insurance companies in Cave Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cave Creek, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,059 $10,458
American Family $7,789 $10,193
Farmers $13,432 $13,886
GEICO $4,762 $5,009
Nationwide $6,381 $8,182
Progressive $8,670 $9,659
State Farm $9,383 $11,789
Travelers $6,538 $8,261
USAA $6,797 $7,801

Cheapest Cave Creek, AZ Car Insurance for Seniors

Take a look at Cave Creek, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cave Creek, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,576 $3,576
American Family $2,690 $2,690
Farmers $2,770 $2,966
GEICO $1,385 $1,767
Nationwide $2,287 $2,424
Progressive $1,888 $1,793
State Farm $2,655 $2,655
Travelers $2,057 $2,188
USAA $1,659 $1,675

Cheapest Cave Creek, AZ Car Insurance Rates After a DUI

A DUI in Cave Creek, AZ increases car insurance rates. Compare Cave Creek, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cave Creek, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,991
American Family $6,093
Farmers $6,172
GEICO $3,404
Nationwide $5,052
Progressive $3,544
State Farm $4,974
Travelers $4,132
USAA $4,528

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Cheapest Cave Creek, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cave Creek, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cave Creek, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,204 $5,204
American Family $4,405 $4,490
Farmers $5,792 $5,792
GEICO $2,381 $2,458
Nationwide $3,826 $3,826
Progressive $3,808 $3,808
State Farm $4,847 $5,101
Travelers $3,547 $3,547
USAA $3,259 $3,329

The Best Cheap Car Insurance Companies in Cave Creek, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Cave Creek, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cave Creek, Arizona

Insurance Company Average Annual Rates
Allstate $5,204
American Family $4,448
Farmers $5,792
GEICO $2,420
Nationwide $3,826
Progressive $3,808
State Farm $4,974
Travelers $3,547
USAA $3,294

Category Winners: Cheapest Car Insurance in Cave Creek, Arizona

Find the cheapest car insurance companies in Cave Creek, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Cave Creek, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Cave Creek, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cave Creek car insurance rates. Find the cheapest Cave Creek, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cave Creek, Arizona

Insurance Company Low Medium High
Allstate $4,906 $5,228 $5,477
American Family $4,271 $4,589 $4,482
Farmers $4,845 $5,858 $6,674
GEICO $2,045 $2,459 $2,754
Nationwide $3,659 $3,869 $3,949
Progressive $3,351 $3,880 $4,192
State Farm $4,453 $5,071 $5,399
Travelers $3,136 $3,608 $3,897
USAA $3,039 $3,339 $3,504

What affects car insurance rates in Cave Creek, Arizona?

What factors can have an impact on Cave Creek, AZ car insurance? There are several reasons why Cave Creek car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cave Creek, Arizona.

Commute Time in Cave Creek

The more time you spend in your car the higher the risk of an accident. The average commute length in Cave Creek, AZ is 28.0 minutes according to City-Data.

Compare Car Insurance Quotes in Cave Creek, AZ

Ready to find affordable Cave Creek, Arizona car insurance today? Enter your ZIP code for fast, free Cave Creek, AZ car insurance quotes.

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Average Monthly Car Insurance Rates by State