Compare Cave Junction, OR Car Insurance Rates (2021)

Car insurance in Cave Junction, OR averages $262 a month. Cave Junction, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Cave Junction car insurance rates, compare quotes from the top car insurance companies in Cave Junction, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Cave Junction is 97523
  • Average car insurance rates in Cave Junction, OR are $3,144/year
  • The cheapest car insurance company in Cave Junction is USAA

If you need to buy Cave Junction, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Cave Junction, OR is right here.

You’ll find Cave Junction car insurance rates, the cheapest Cave Junction, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Cave Junction, Oregon car insurance rates to Salem car insurance rates, Bend car insurance rates, and Eugene car insurance rates.

Ready to find affordable Cave Junction, OR car insurance today? Enter your ZIP code for fast, free Cave Junction car insurance quotes.

Cheapest Cave Junction, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cave Junction, OR car insurance rates? Every Cave Junction, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cave Junction, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,683 $2,492 $2,448 $2,464 $7,780 $8,629 $2,800 $2,810
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $1,927 $1,876 $1,704 $1,811 $7,776 $7,916 $2,145 $2,192
GEICO $2,355 $2,279 $2,173 $2,173 $6,070 $5,563 $2,510 $2,188
Liberty Mutual $2,572 $2,709 $2,244 $2,484 $7,994 $8,587 $2,467 $2,484
Nationwide $1,963 $1,957 $1,755 $1,835 $4,368 $5,453 $2,274 $2,393
Progressive $1,871 $1,702 $1,619 $1,667 $7,969 $8,807 $2,244 $2,140
State Farm $1,485 $1,485 $1,357 $1,357 $4,691 $5,888 $1,684 $1,930
Travelers $1,720 $1,720 $1,537 $1,592 $4,670 $5,580 $1,791 $1,810
USAA $1,486 $1,443 $1,469 $1,420 $4,477 $4,811 $1,905 $1,982

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Minimum Car Insurance in Cave Junction, OR

Every driver must carry the minimum car insurance in Cave Junction, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Cave Junction, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Cave Junction, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cave Junction, OR. Compare credit history car insurance rates in Cave Junction from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cave Junction, Oregon

Insurance Company Poor Fair Good
Allstate $5,258 $3,712 $3,069
American Family $4,117 $3,040 $2,573
Farmers $3,968 $3,229 $3,058
GEICO $3,817 $3,164 $2,511
Liberty Mutual $5,792 $3,406 $2,629
Nationwide $3,326 $2,634 $2,289
Progressive $3,942 $3,400 $3,166
State Farm $3,469 $2,214 $1,771
Travelers $3,214 $2,492 $1,952
USAA $3,564 $1,981 $1,577

Cheapest Cave Junction, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cave Junction, OR to rates for a clean record with top companies.

Annual Cave Junction, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $4,363 $4,488 $3,944
American Family $2,254 $3,476 $4,356 $2,888
Farmers $2,885 $3,710 $3,631 $3,448
GEICO $2,092 $3,311 $4,357 $2,895
Liberty Mutual $3,490 $3,907 $4,487 $3,886
Nationwide $2,338 $2,501 $3,521 $2,639
Progressive $2,650 $4,801 $3,407 $3,152
State Farm $2,205 $2,876 $2,429 $2,429
Travelers $2,071 $2,647 $2,964 $2,528
USAA $1,728 $2,406 $3,340 $2,021

Cheapest Cave Junction, OR Car Insurance for Teen Drivers

Teen car insurance in Cave Junction, OR can be expensive. Take a look at rates from the top car insurance companies in Cave Junction for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cave Junction, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,780 $8,629
American Family $5,264 $8,240
Farmers $7,776 $7,916
GEICO $6,070 $5,563
Liberty Mutual $7,994 $8,587
Nationwide $4,368 $5,453
Progressive $7,969 $8,807
State Farm $4,691 $5,888
Travelers $4,670 $5,580
USAA $4,477 $4,811

Cheapest Cave Junction, OR Car Insurance for Seniors

Take a look at Cave Junction, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cave Junction, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,448 $2,464
American Family $1,903 $1,903
Farmers $1,704 $1,811
GEICO $2,173 $2,173
Liberty Mutual $2,244 $2,484
Nationwide $1,755 $1,835
Progressive $1,619 $1,667
State Farm $1,357 $1,357
Travelers $1,537 $1,592
USAA $1,469 $1,420

Cheapest Cave Junction, OR Car Insurance Rates After a DUI

A DUI in Cave Junction, OR increases car insurance rates. Compare Cave Junction, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cave Junction, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,488
American Family $4,356
Farmers $3,631
GEICO $4,357
Liberty Mutual $4,487
Nationwide $3,521
Progressive $3,407
State Farm $2,429
Travelers $2,964
USAA $3,340

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Cheapest Cave Junction, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cave Junction, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cave Junction, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,013 $4,013
American Family $3,194 $3,293
Farmers $3,418 $3,418
GEICO $3,112 $3,216
Liberty Mutual $3,943 $3,943
Nationwide $2,750 $2,750
Progressive $3,503 $3,503
State Farm $2,421 $2,548
Travelers $2,451 $2,654
USAA $2,306 $2,442

Cheapest Cave Junction, OR Car Insurance Rates by ZIP Code

Cave Junction car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Cave Junction, OR.

Annual Car Insurance Rates by ZIP Code in Cave Junction, Oregon

ZIP Code Average Annual Rates
97523 $2,930
97531 $2,932

The Best Cheap Car Insurance Companies in Cave Junction, OR

Take a look at a side-by-side comparison of the top car insurance companies in Cave Junction, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cave Junction, Oregon

Insurance Company Average Annual Rates
Allstate $4,013
American Family $3,243
Farmers $3,418
GEICO $3,164
Liberty Mutual $3,943
Nationwide $2,750
Progressive $3,503
State Farm $2,485
Travelers $2,552
USAA $2,374

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Category Winners: Cheapest Car Insurance in Cave Junction, Oregon

Find the cheapest car insurance companies in Cave Junction, OR for each category right here.

Best Annual Car Insurance Rates by Company in Cave Junction, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Cave Junction, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cave Junction car insurance rates. Find the cheapest Cave Junction, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cave Junction, Oregon

Insurance Company Low Medium High
Allstate $3,855 $4,004 $4,181
American Family $3,228 $3,428 $3,074
Farmers $3,211 $3,375 $3,668
GEICO $2,940 $3,177 $3,374
Liberty Mutual $3,706 $3,931 $4,191
Nationwide $2,617 $2,821 $2,812
Progressive $3,396 $3,488 $3,623
State Farm $2,346 $2,488 $2,620
Travelers $2,413 $2,540 $2,704
USAA $2,275 $2,376 $2,471

What affects car insurance rates in Cave Junction, Oregon?

What factors can have an impact on Cave Junction, OR car insurance? There are several reasons why Cave Junction car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cave Junction, Oregon.

Commute Time in Cave Junction

The more time you spend in your car the higher the risk of an accident. The average commute length in Cave Junction, OR is 14.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Cave Junction, OR

Ready to find affordable Cave Junction, Oregon car insurance today? Enter your ZIP code for fast, free Cave Junction, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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