Compare Cayce, SC Car Insurance Rates (2021)

Car insurance in Cayce, SC averages $319 a month. Cayce, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cayce car insurance rates, compare quotes from the top car insurance companies in Cayce, SC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cayce is GEICO
  • Average car insurance rates in Cayce, SC are $3,831/year
  • Average car insurance rates in Cayce, SC after a DUI are $4,337/year

If you need to buy Cayce, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Cayce, SC is right here.

You’ll find Cayce car insurance rates, the cheapest Cayce, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Cayce, South Carolina car insurance rates to North Charleston car insurance rates, Summerville car insurance rates, and Rock Hill car insurance rates.

Ready to find affordable Cayce, SC car insurance today? Enter your ZIP code for fast, free Cayce car insurance quotes.

Cheapest Cayce, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cayce, SC car insurance rates? Every Cayce, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cayce, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,647 $2,647 $2,537 $2,537 $6,934 $8,848 $2,939 $3,198
Farmers $3,373 $3,372 $3,233 $3,496 $9,120 $10,130 $3,686 $3,733
GEICO $2,034 $2,034 $1,855 $1,855 $5,119 $5,225 $2,387 $2,456
Nationwide $2,426 $2,454 $2,189 $2,266 $5,935 $7,618 $2,748 $2,988
Progressive $2,606 $2,409 $2,246 $2,351 $11,202 $12,379 $3,020 $3,169
State Farm $1,923 $1,923 $1,752 $1,752 $5,678 $7,120 $2,161 $2,438
USAA $1,767 $1,772 $1,628 $1,627 $7,068 $7,732 $2,322 $2,443

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Minimum Car Insurance in Cayce, SC

Every driver must carry the minimum car insurance in Cayce, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Cayce, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cayce, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cayce, SC. Compare credit history car insurance rates in Cayce from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cayce, South Carolina

Insurance Company Poor Fair Good
Allstate $5,066 $3,818 $3,223
Farmers $5,712 $4,883 $4,458
GEICO $4,378 $2,355 $1,879
Nationwide $4,246 $3,456 $3,032
Progressive $5,462 $4,808 $4,498
State Farm $4,438 $2,710 $2,131
USAA $5,128 $2,536 $2,222

Cheapest Cayce, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cayce, SC to rates for a clean record with top companies.

Annual Cayce, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,017 $4,840 $4,268 $4,018
Farmers $4,188 $5,813 $4,820 $5,250
GEICO $2,201 $2,832 $4,249 $2,201
Nationwide $2,862 $3,678 $4,628 $3,144
Progressive $4,035 $5,892 $4,897 $4,868
State Farm $2,798 $3,455 $3,061 $3,061
USAA $2,606 $3,216 $4,438 $2,920

Cheapest Cayce, SC Car Insurance for Teen Drivers

Teen car insurance in Cayce, SC can be expensive. Take a look at rates from the top car insurance companies in Cayce for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cayce, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,934 $8,848
Farmers $9,120 $10,130
GEICO $5,119 $5,225
Nationwide $5,935 $7,618
Progressive $11,202 $12,379
State Farm $5,678 $7,120
USAA $7,068 $7,732

Cheapest Cayce, SC Car Insurance for Seniors

Take a look at Cayce, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cayce, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,537 $2,537
Farmers $3,233 $3,496
GEICO $1,855 $1,855
Nationwide $2,189 $2,266
Progressive $2,246 $2,351
State Farm $1,752 $1,752
USAA $1,628 $1,627

Cheapest Cayce, SC Car Insurance Rates After a DUI

A DUI in Cayce, SC increases car insurance rates. Compare Cayce, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cayce, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,268
Farmers $4,820
GEICO $4,249
Nationwide $4,628
Progressive $4,897
State Farm $3,061
USAA $4,438

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Cheapest Cayce, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cayce, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cayce, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,950 $4,122
Farmers $5,018 $5,018
GEICO $2,853 $2,888
Nationwide $3,578 $3,578
Progressive $4,923 $4,923
State Farm $3,016 $3,171
USAA $3,260 $3,330

The Best Cheap Car Insurance Companies in Cayce, SC

Take a look at a side-by-side comparison of the top car insurance companies in Cayce, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cayce, South Carolina

Insurance Company Average Annual Rates
Allstate $4,036
Farmers $5,018
GEICO $2,871
Nationwide $3,578
Progressive $4,923
State Farm $3,093
USAA $3,295

Category Winners: Cheapest Car Insurance in Cayce, South Carolina

Find the cheapest car insurance companies in Cayce, SC for each category right here.

Best Annual Car Insurance Rates by Company in Cayce, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Cayce, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cayce car insurance rates. Find the cheapest Cayce, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cayce, South Carolina

Insurance Company Low Medium High
Allstate $3,794 $4,017 $4,296
Farmers $4,520 $5,019 $5,515
GEICO $2,692 $2,846 $3,074
Nationwide $3,531 $3,581 $3,622
Progressive $4,592 $4,868 $5,308
State Farm $2,857 $3,092 $3,331
USAA $3,110 $3,290 $3,485

What affects car insurance rates in Cayce, South Carolina?

What factors can have an impact on Cayce, SC car insurance? There are several reasons why Cayce car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cayce, South Carolina.

Commute Time in Cayce

The more time you spend in your car the higher the risk of an accident. The average commute length in Cayce, SC is 18.9 minutes according to City-Data.

Compare Car Insurance Quotes in Cayce, SC

Ready to find affordable Cayce, South Carolina car insurance today? Enter your ZIP code for fast, free Cayce, SC car insurance quotes.

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