Compare Cazadero, CA Car Insurance Rates (2021)

Car insurance in Cazadero, CA averages $287 a month. Cazadero, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Cazadero car insurance rates, compare quotes from the top car insurance companies in Cazadero, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cazadero, CA after a DUI are $4,836/year
  • The cheapest car insurance company in Cazadero for teen drivers is USAA
  • Average car insurance rates in Cazadero, CA are $3,445/year

If you need to buy Cazadero, California car insurance, the options can be confusing. Everything you need to know about car insurance in Cazadero, CA is right here.

You’ll find Cazadero car insurance rates, the cheapest Cazadero, CA car insurance companies, and information on California car insurance laws. You can also compare Cazadero, California car insurance rates to San Diego car insurance rates, San Francisco car insurance rates, and Oakland car insurance rates.

Ready to find affordable Cazadero, CA car insurance today? Enter your ZIP code for fast, free Cazadero car insurance quotes.

Cheapest Cazadero, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cazadero, CA car insurance rates? Every Cazadero, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cazadero, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,510 $1,833 $1,855 $6,989 $8,788 $3,225 $3,549
Farmers $2,505 $2,505 $2,261 $2,261 $8,063 $13,257 $2,976 $3,320
GEICO $1,716 $1,718 $1,614 $1,614 $5,233 $5,334 $2,467 $2,527
Liberty Mutual $2,288 $2,171 $2,124 $2,060 $5,038 $5,337 $2,587 $2,602
Nationwide $2,887 $2,758 $2,510 $2,369 $7,317 $8,061 $3,443 $3,414
Progressive $1,616 $1,667 $1,345 $1,611 $4,222 $5,130 $2,306 $2,485
State Farm $3,616 $3,616 $3,232 $3,232 $6,611 $8,143 $4,010 $4,144
Travelers $2,261 $2,194 $2,002 $1,980 $4,598 $5,302 $2,938 $2,878
USAA $1,735 $1,644 $1,696 $1,704 $3,926 $3,948 $2,403 $2,272

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Minimum Car Insurance in Cazadero, CA

Every driver must carry the minimum car insurance in Cazadero, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Cazadero, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Cazadero, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cazadero, CA to rates for a clean record with top companies.

Annual Cazadero, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,356 $3,973 $6,209 $3,090
Farmers $3,432 $4,674 $5,825 $4,644
GEICO $1,943 $2,998 $3,761 $2,410
Liberty Mutual $2,626 $3,520 $3,174 $2,783
Nationwide $2,862 $3,662 $6,194 $3,662
Progressive $1,679 $2,825 $3,277 $2,412
State Farm $3,261 $3,892 $7,362 $3,787
Travelers $2,033 $3,267 $3,815 $2,961
USAA $1,607 $2,385 $3,911 $1,760

Cheapest Cazadero, CA Car Insurance for Teen Drivers

Teen car insurance in Cazadero, CA can be expensive. Take a look at rates from the top car insurance companies in Cazadero for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cazadero, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,989 $8,788
Farmers $8,063 $13,257
GEICO $5,233 $5,334
Liberty Mutual $5,038 $5,337
Nationwide $7,317 $8,061
Progressive $4,222 $5,130
State Farm $6,611 $8,143
Travelers $4,598 $5,302
USAA $3,926 $3,948

Cheapest Cazadero, CA Car Insurance for Seniors

Take a look at Cazadero, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cazadero, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,833 $1,855
Farmers $2,261 $2,261
GEICO $1,614 $1,614
Liberty Mutual $2,124 $2,060
Nationwide $2,510 $2,369
Progressive $1,345 $1,611
State Farm $3,232 $3,232
Travelers $2,002 $1,980
USAA $1,696 $1,704

Cheapest Cazadero, CA Car Insurance Rates After a DUI

A DUI in Cazadero, CA increases car insurance rates. Compare Cazadero, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cazadero, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,209
Farmers $5,825
GEICO $3,761
Liberty Mutual $3,174
Nationwide $6,194
Progressive $3,277
State Farm $7,362
Travelers $3,815
USAA $3,911

Cheapest Cazadero, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cazadero, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cazadero, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,530 $4,284
Farmers $4,214 $5,074
GEICO $2,524 $3,032
Liberty Mutual $2,778 $3,273
Nationwide $3,614 $4,575
Progressive $2,313 $2,783
State Farm $4,415 $4,736
Travelers $2,717 $3,321
USAA $2,227 $2,605

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The Best Cheap Car Insurance Companies in Cazadero, CA

Take a look at a side-by-side comparison of the top car insurance companies in Cazadero, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cazadero, California

Insurance Company Average Annual Rates
Allstate $3,907
Farmers $4,644
GEICO $2,778
Liberty Mutual $3,026
Nationwide $4,095
Progressive $2,548
State Farm $4,576
Travelers $3,019
USAA $2,416

Category Winners: Cheapest Car Insurance in Cazadero, California

Find the cheapest car insurance companies in Cazadero, CA for each category right here.

Best Annual Car Insurance Rates by Company in Cazadero, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Cazadero, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cazadero car insurance rates. Find the cheapest Cazadero, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cazadero, California

Insurance Company Low Medium High
Allstate $3,717 $3,938 $4,066
Farmers $4,343 $4,680 $4,908
GEICO $2,541 $2,806 $2,987
Liberty Mutual $2,836 $3,051 $3,190
Nationwide $3,730 $4,158 $4,396
Progressive $2,355 $2,610 $2,679
State Farm $4,261 $4,629 $4,837
Travelers $2,677 $3,094 $3,287
USAA $2,205 $2,459 $2,583

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What affects car insurance rates in Cazadero, California?

What factors can have an impact on Cazadero, CA car insurance? There are several reasons why Cazadero car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cazadero, California.

Commute Time in Cazadero

The more time you spend in your car the higher the risk of an accident. The average commute length in Cazadero, CA is 35.7 minutes according to City-Data.

Compare Car Insurance Quotes in Cazadero, CA

Ready to find affordable Cazadero, California car insurance today? Enter your ZIP code for fast, free Cazadero, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State