Compare Cedar Bluffs, NE Car Insurance Rates (2021)

Car insurance in Cedar Bluffs, NE averages $277 a month. Cedar Bluffs, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cedar Bluffs car insurance rates, compare quotes from the top car insurance companies in Cedar Bluffs, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cedar Bluffs for teen drivers is American Family
  • Average car insurance rates in Cedar Bluffs, NE are $3,329/year
  • The cheapest car insurance company in Cedar Bluffs is USAA

If you need to buy Cedar Bluffs, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Cedar Bluffs, NE is right here.

You’ll find Cedar Bluffs car insurance rates, the cheapest Cedar Bluffs, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Cedar Bluffs, Nebraska car insurance rates to Fremont car insurance rates, Grand Island car insurance rates, and Kearney car insurance rates.

Ready to find affordable Cedar Bluffs, NE car insurance today? Enter your ZIP code for fast, free Cedar Bluffs car insurance quotes.

Cheapest Cedar Bluffs, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cedar Bluffs, NE car insurance rates? Every Cedar Bluffs, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cedar Bluffs, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,066 $1,936 $1,953 $6,170 $6,483 $2,436 $2,484
American Family $1,872 $1,872 $1,706 $1,706 $3,151 $4,661 $1,831 $1,985
Farmers $2,255 $2,245 $2,019 $2,133 $8,818 $9,095 $2,549 $2,659
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,309 $3,590 $2,613 $3,182 $14,344 $16,119 $3,468 $3,842
Nationwide $1,738 $1,793 $1,558 $1,666 $4,032 $5,025 $2,005 $2,169
Progressive $1,831 $1,755 $1,504 $1,570 $7,236 $8,133 $2,183 $2,327
State Farm $1,568 $1,568 $1,388 $1,388 $4,412 $5,610 $1,737 $1,963
USAA $1,343 $1,339 $1,221 $1,258 $4,211 $5,042 $1,736 $1,937

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Minimum Car Insurance in Cedar Bluffs, NE

Every driver must carry the minimum car insurance in Cedar Bluffs, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Cedar Bluffs, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cedar Bluffs, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cedar Bluffs, NE. Compare credit history car insurance rates in Cedar Bluffs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cedar Bluffs, Nebraska

Insurance Company Poor Fair Good
Allstate $3,989 $3,034 $2,615
American Family $3,150 $2,146 $1,747
Farmers $4,547 $3,775 $3,593
GEICO $4,105 $3,563 $3,104
Liberty Mutual $9,106 $5,500 $4,320
Nationwide $3,001 $2,393 $2,102
Progressive $3,794 $3,200 $2,959
State Farm $3,566 $2,137 $1,659
USAA $3,012 $2,039 $1,731

Cheapest Cedar Bluffs, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cedar Bluffs, NE to rates for a clean record with top companies.

Annual Cedar Bluffs, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,781 $3,144 $3,810 $3,117
American Family $2,302 $2,486 $2,302 $2,302
Farmers $3,360 $4,312 $4,206 $4,007
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,408 $6,376 $6,911 $6,538
Nationwide $1,779 $2,561 $3,641 $2,013
Progressive $2,817 $4,148 $3,153 $3,152
State Farm $2,268 $2,640 $2,454 $2,454
USAA $1,716 $2,160 $3,224 $1,943

Cheapest Cedar Bluffs, NE Car Insurance for Teen Drivers

Teen car insurance in Cedar Bluffs, NE can be expensive. Take a look at rates from the top car insurance companies in Cedar Bluffs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cedar Bluffs, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,170 $6,483
American Family $3,151 $4,661
Farmers $8,818 $9,095
GEICO $5,684 $7,440
Liberty Mutual $14,344 $16,119
Nationwide $4,032 $5,025
Progressive $7,236 $8,133
State Farm $4,412 $5,610
USAA $4,211 $5,042

Cheapest Cedar Bluffs, NE Car Insurance for Seniors

Take a look at Cedar Bluffs, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cedar Bluffs, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,953
American Family $1,706 $1,706
Farmers $2,019 $2,133
GEICO $2,692 $2,591
Liberty Mutual $2,613 $3,182
Nationwide $1,558 $1,666
Progressive $1,504 $1,570
State Farm $1,388 $1,388
USAA $1,221 $1,258

Cheapest Cedar Bluffs, NE Car Insurance Rates After a DUI

A DUI in Cedar Bluffs, NE increases car insurance rates. Compare Cedar Bluffs, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cedar Bluffs, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,810
American Family $2,302
Farmers $4,206
GEICO $4,992
Liberty Mutual $6,911
Nationwide $3,641
Progressive $3,153
State Farm $2,454
USAA $3,224

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Cheapest Cedar Bluffs, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cedar Bluffs, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cedar Bluffs, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,213 $3,213
American Family $2,329 $2,367
Farmers $3,971 $3,971
GEICO $3,535 $3,646
Liberty Mutual $6,309 $6,309
Nationwide $2,498 $2,498
Progressive $3,318 $3,318
State Farm $2,391 $2,517
USAA $2,235 $2,287

The Best Cheap Car Insurance Companies in Cedar Bluffs, NE

Take a look at a side-by-side comparison of the top car insurance companies in Cedar Bluffs, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cedar Bluffs, Nebraska

Insurance Company Average Annual Rates
Allstate $3,213
American Family $2,348
Farmers $3,971
GEICO $3,591
Liberty Mutual $6,309
Nationwide $2,498
Progressive $3,318
State Farm $2,454
USAA $2,261

Category Winners: Cheapest Car Insurance in Cedar Bluffs, Nebraska

Find the cheapest car insurance companies in Cedar Bluffs, NE for each category right here.

Best Annual Car Insurance Rates by Company in Cedar Bluffs, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Cedar Bluffs, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cedar Bluffs car insurance rates. Find the cheapest Cedar Bluffs, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cedar Bluffs, Nebraska

Insurance Company Low Medium High
Allstate $3,124 $3,207 $3,308
American Family $2,326 $2,418 $2,299
Farmers $3,788 $3,908 $4,219
GEICO $3,506 $3,587 $3,679
Liberty Mutual $6,129 $6,274 $6,523
Nationwide $2,534 $2,489 $2,472
Progressive $3,147 $3,307 $3,499
State Farm $2,343 $2,450 $2,569
USAA $2,188 $2,257 $2,337

What affects car insurance rates in Cedar Bluffs, Nebraska?

What factors can have an impact on Cedar Bluffs, NE car insurance? There are several reasons why Cedar Bluffs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cedar Bluffs, Nebraska.

Commute Time in Cedar Bluffs

The more time you spend in your car the higher the risk of an accident. The average commute length in Cedar Bluffs, NE is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Cedar Bluffs, NE

Ready to find affordable Cedar Bluffs, Nebraska car insurance today? Enter your ZIP code for fast, free Cedar Bluffs, NE car insurance quotes.

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