Compare Cedar Crest, NM Car Insurance Rates (2021)

Car insurance in Cedar Crest, NM averages $332 a month. Cedar Crest, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Cedar Crest car insurance rates, compare quotes from the top car insurance companies in Cedar Crest, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cedar Crest, NM after a DUI are $5,079/year
  • The cheapest car insurance company in Cedar Crest is USAA
  • The cheapest car insurance company in Cedar Crest for teen drivers is USAA

If you need to buy Cedar Crest, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Cedar Crest, NM is right here.

You’ll find Cedar Crest car insurance rates, the cheapest Cedar Crest, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Cedar Crest, New Mexico car insurance rates to Alamogordo car insurance rates, Hobbs car insurance rates, and Las Cruces car insurance rates.

Ready to find affordable Cedar Crest, NM car insurance today? Enter your ZIP code for fast, free Cedar Crest car insurance quotes.

Cheapest Cedar Crest, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cedar Crest, NM car insurance rates? Every Cedar Crest, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cedar Crest, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,784 $2,785 $2,550 $2,685 $9,530 $11,037 $3,079 $3,248
Farmers $2,944 $2,935 $2,625 $2,802 $12,357 $12,753 $3,308 $3,404
GEICO $3,195 $3,283 $3,007 $3,007 $9,224 $12,627 $3,363 $3,383
Nationwide $2,583 $2,622 $2,347 $2,459 $6,344 $7,984 $2,925 $3,130
Progressive $1,840 $1,778 $1,672 $1,676 $7,646 $8,609 $2,224 $2,295
State Farm $1,789 $1,789 $1,631 $1,631 $4,932 $6,190 $2,005 $2,214
USAA $1,686 $1,668 $1,611 $1,598 $4,569 $5,160 $2,093 $2,236

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Minimum Car Insurance in Cedar Crest, NM

Every driver must carry the minimum car insurance in Cedar Crest, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Cedar Crest, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cedar Crest, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cedar Crest, NM. Compare credit history car insurance rates in Cedar Crest from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cedar Crest, New Mexico

Insurance Company Poor Fair Good
Allstate $5,490 $4,519 $4,128
Farmers $6,158 $5,133 $4,882
GEICO $5,759 $5,013 $4,638
Nationwide $4,645 $3,618 $3,136
Progressive $3,800 $3,392 $3,210
State Farm $3,957 $2,435 $1,926
USAA $3,227 $2,414 $2,092

Cheapest Cedar Crest, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cedar Crest, NM to rates for a clean record with top companies.

Annual Cedar Crest, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,866 $5,138 $5,481 $4,363
Farmers $4,557 $5,876 $5,736 $5,395
GEICO $3,031 $4,859 $9,625 $3,031
Nationwide $2,842 $3,988 $5,147 $3,219
Progressive $2,994 $4,109 $3,228 $3,538
State Farm $2,600 $2,830 $2,830 $2,830
USAA $1,910 $2,670 $3,502 $2,229

Cheapest Cedar Crest, NM Car Insurance for Teen Drivers

Teen car insurance in Cedar Crest, NM can be expensive. Take a look at rates from the top car insurance companies in Cedar Crest for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cedar Crest, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,530 $11,037
Farmers $12,357 $12,753
GEICO $9,224 $12,627
Nationwide $6,344 $7,984
Progressive $7,646 $8,609
State Farm $4,932 $6,190
USAA $4,569 $5,160

Cheapest Cedar Crest, NM Car Insurance for Seniors

Take a look at Cedar Crest, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cedar Crest, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,550 $2,685
Farmers $2,625 $2,802
GEICO $3,007 $3,007
Nationwide $2,347 $2,459
Progressive $1,672 $1,676
State Farm $1,631 $1,631
USAA $1,611 $1,598

Cheapest Cedar Crest, NM Car Insurance Rates After a DUI

A DUI in Cedar Crest, NM increases car insurance rates. Compare Cedar Crest, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cedar Crest, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,481
Farmers $5,736
GEICO $9,625
Nationwide $5,147
Progressive $3,228
State Farm $2,830
USAA $3,502

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Cheapest Cedar Crest, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cedar Crest, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cedar Crest, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,712 $4,712
Farmers $5,391 $5,391
GEICO $5,057 $5,215
Nationwide $3,799 $3,799
Progressive $3,467 $3,467
State Farm $2,703 $2,842
USAA $2,501 $2,654

The Best Cheap Car Insurance Companies in Cedar Crest, NM

Take a look at a side-by-side comparison of the top car insurance companies in Cedar Crest, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cedar Crest, New Mexico

Insurance Company Average Annual Rates
Allstate $4,712
Farmers $5,391
GEICO $5,136
Nationwide $3,799
Progressive $3,467
State Farm $2,773
USAA $2,578

Category Winners: Cheapest Car Insurance in Cedar Crest, New Mexico

Find the cheapest car insurance companies in Cedar Crest, NM for each category right here.

Best Annual Car Insurance Rates by Company in Cedar Crest, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Cedar Crest, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cedar Crest car insurance rates. Find the cheapest Cedar Crest, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cedar Crest, New Mexico

Insurance Company Low Medium High
Allstate $4,465 $4,701 $4,970
Farmers $4,895 $5,342 $5,936
GEICO $4,774 $5,124 $5,512
Nationwide $3,725 $3,768 $3,906
Progressive $3,289 $3,465 $3,648
State Farm $2,523 $2,782 $3,013
USAA $2,398 $2,590 $2,744

What affects car insurance rates in Cedar Crest, New Mexico?

What factors can have an impact on Cedar Crest, NM car insurance? There are several reasons why Cedar Crest car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cedar Crest, New Mexico.

Commute Time in Cedar Crest

The more time you spend in your car the higher the risk of an accident. The average commute length in Cedar Crest, NM is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Cedar Crest, NM

Ready to find affordable Cedar Crest, New Mexico car insurance today? Enter your ZIP code for fast, free Cedar Crest, NM car insurance quotes.

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