Compare Cedar Hill, MO Car Insurance Rates (2021)

Car insurance in Cedar Hill, MO averages $319 a month. Cedar Hill, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cedar Hill car insurance rates, compare quotes from the top car insurance companies in Cedar Hill, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cedar Hill for teen drivers is Nationwide
  • The cheapest car insurance company in Cedar Hill is USAA
  • Average car insurance rates in Cedar Hill, MO after a DUI are $4,484/year

If you need to buy Cedar Hill, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Cedar Hill, MO is right here.

You’ll find Cedar Hill car insurance rates, the cheapest Cedar Hill, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Cedar Hill, Missouri car insurance rates to Columbia car insurance rates, Independence car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Cedar Hill, MO car insurance today? Enter your ZIP code for fast, free Cedar Hill car insurance quotes.

Cheapest Cedar Hill, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cedar Hill, MO car insurance rates? Every Cedar Hill, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cedar Hill, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,843 $2,673 $2,756 $8,554 $9,285 $2,795 $2,873
American Family $2,531 $2,531 $2,256 $2,256 $7,035 $9,139 $2,531 $2,951
Farmers $2,680 $2,673 $2,384 $2,528 $11,401 $11,831 $3,065 $3,204
GEICO $2,118 $2,383 $1,649 $2,141 $6,784 $7,151 $1,925 $1,920
Liberty Mutual $3,075 $3,331 $2,522 $2,834 $11,170 $12,414 $3,235 $3,443
Nationwide $1,823 $1,858 $1,633 $1,725 $4,766 $6,089 $2,094 $2,261
Progressive $2,280 $2,096 $1,874 $1,927 $7,991 $8,974 $2,788 $2,870
State Farm $2,081 $2,081 $1,883 $1,883 $6,203 $7,793 $2,344 $2,679
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Cedar Hill, MO

Every driver must carry the minimum car insurance in Cedar Hill, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Cedar Hill, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cedar Hill, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cedar Hill, MO. Compare credit history car insurance rates in Cedar Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cedar Hill, Missouri

Insurance Company Poor Fair Good
Allstate $5,991 $3,857 $3,177
American Family $5,105 $3,587 $3,020
Farmers $5,664 $4,741 $4,508
GEICO $4,505 $2,930 $2,342
Liberty Mutual $7,529 $4,609 $3,620
Nationwide $3,280 $2,712 $2,351
Progressive $4,431 $3,698 $3,421
State Farm $4,686 $2,993 $2,426
USAA $4,567 $2,109 $1,505

Cheapest Cedar Hill, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cedar Hill, MO to rates for a clean record with top companies.

Annual Cedar Hill, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,695 $4,194 $5,269 $4,209
American Family $2,916 $4,180 $5,183 $3,338
Farmers $4,280 $5,361 $5,240 $5,003
GEICO $2,506 $3,299 $4,501 $2,730
Liberty Mutual $3,798 $5,492 $5,641 $6,081
Nationwide $2,164 $2,805 $3,778 $2,378
Progressive $3,285 $4,525 $3,682 $3,908
State Farm $3,081 $3,656 $3,368 $3,368
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Cedar Hill, MO Car Insurance for Teen Drivers

Teen car insurance in Cedar Hill, MO can be expensive. Take a look at rates from the top car insurance companies in Cedar Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cedar Hill, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,554 $9,285
American Family $7,035 $9,139
Farmers $11,401 $11,831
GEICO $6,784 $7,151
Liberty Mutual $11,170 $12,414
Nationwide $4,766 $6,089
Progressive $7,991 $8,974
State Farm $6,203 $7,793
USAA $5,002 $6,115

Cheapest Cedar Hill, MO Car Insurance for Seniors

Take a look at Cedar Hill, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cedar Hill, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,673 $2,756
American Family $2,256 $2,256
Farmers $2,384 $2,528
GEICO $1,649 $2,141
Liberty Mutual $2,522 $2,834
Nationwide $1,633 $1,725
Progressive $1,874 $1,927
State Farm $1,883 $1,883
USAA $1,491 $1,518

Cheapest Cedar Hill, MO Car Insurance Rates After a DUI

A DUI in Cedar Hill, MO increases car insurance rates. Compare Cedar Hill, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cedar Hill, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,269
American Family $5,183
Farmers $5,240
GEICO $4,501
Liberty Mutual $5,641
Nationwide $3,778
Progressive $3,682
State Farm $3,368
USAA $3,694

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Cheapest Cedar Hill, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cedar Hill, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cedar Hill, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,342 $4,342
American Family $3,866 $3,942
Farmers $4,971 $4,971
GEICO $3,199 $3,319
Liberty Mutual $5,253 $5,253
Nationwide $2,781 $2,781
Progressive $3,850 $3,850
State Farm $3,285 $3,452
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Cedar Hill, MO

Take a look at a side-by-side comparison of the top car insurance companies in Cedar Hill, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cedar Hill, Missouri

Insurance Company Average Annual Rates
Allstate $4,342
American Family $3,904
Farmers $4,971
GEICO $3,259
Liberty Mutual $5,253
Nationwide $2,781
Progressive $3,850
State Farm $3,368
USAA $2,727

Category Winners: Cheapest Car Insurance in Cedar Hill, Missouri

Find the cheapest car insurance companies in Cedar Hill, MO for each category right here.

Best Annual Car Insurance Rates by Company in Cedar Hill, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Cedar Hill, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cedar Hill car insurance rates. Find the cheapest Cedar Hill, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cedar Hill, Missouri

Insurance Company Low Medium High
Allstate $4,171 $4,332 $4,522
American Family $3,779 $4,026 $3,906
Farmers $4,638 $4,919 $5,355
GEICO $3,025 $3,290 $3,462
Liberty Mutual $4,938 $5,280 $5,541
Nationwide $2,605 $2,809 $2,929
Progressive $3,443 $3,858 $4,250
State Farm $3,130 $3,382 $3,594
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Cedar Hill, Missouri?

What factors can have an impact on Cedar Hill, MO car insurance? There are several reasons why Cedar Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cedar Hill, Missouri.

Commute Time in Cedar Hill

The more time you spend in your car the higher the risk of an accident. The average commute length in Cedar Hill, MO is 37.2 minutes according to City-Data.

Compare Car Insurance Quotes in Cedar Hill, MO

Ready to find affordable Cedar Hill, Missouri car insurance today? Enter your ZIP code for fast, free Cedar Hill, MO car insurance quotes.

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