Compare Cedar Hill, TN Car Insurance Rates (2021)

Car insurance in Cedar Hill, TN averages $298 a month. Cedar Hill, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Cedar Hill car insurance rates, compare quotes from the top car insurance companies in Cedar Hill, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cedar Hill is Farmers
  • Average car insurance rates in Cedar Hill, TN are $3,581/year
  • The cheapest car insurance company in Cedar Hill for teen drivers is State Farm

If you need to buy Cedar Hill, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Cedar Hill, TN is right here.

You’ll find Cedar Hill car insurance rates, the cheapest Cedar Hill, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Cedar Hill, Tennessee car insurance rates to Hendersonville car insurance rates, Knoxville car insurance rates, and Clarksville car insurance rates.

Ready to find affordable Cedar Hill, TN car insurance today? Enter your ZIP code for fast, free Cedar Hill car insurance quotes.

Cheapest Cedar Hill, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cedar Hill, TN car insurance rates? Every Cedar Hill, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cedar Hill, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,744 $2,635 $2,475 $2,569 $10,340 $11,272 $2,920 $3,016
Farmers $1,355 $1,383 $1,216 $1,343 $5,541 $5,932 $1,840 $1,927
GEICO $2,079 $2,096 $1,913 $1,913 $6,374 $6,482 $2,116 $2,183
Liberty Mutual $3,378 $129 $2,783 $3,110 $13,984 $15,539 $3,616 $3,844
Nationwide $2,415 $2,432 $2,162 $2,193 $6,794 $8,756 $2,787 $3,022
Progressive $1,896 $1,782 $1,545 $1,618 $8,724 $9,819 $2,289 $2,510
State Farm $1,616 $1,616 $1,456 $1,456 $4,927 $6,161 $1,826 $2,125
Travelers $1,750 $1,842 $1,600 $1,702 $4,977 $6,202 $1,861 $1,958
USAA $1,670 $1,696 $1,510 $1,506 $6,094 $6,988 $2,190 $2,327

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Minimum Car Insurance in Cedar Hill, TN

Every driver must carry the minimum car insurance in Cedar Hill, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Cedar Hill, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Cedar Hill, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cedar Hill, TN. Compare credit history car insurance rates in Cedar Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cedar Hill, Tennessee

Insurance Company Poor Fair Good
Allstate $6,054 $4,640 $3,545
Farmers $3,051 $2,390 $2,261
GEICO $3,567 $3,056 $2,811
Liberty Mutual $8,299 $5,102 $3,992
Nationwide $4,586 $3,644 $3,229
Progressive $4,231 $3,661 $3,426
State Farm $3,845 $2,307 $1,791
Travelers $3,475 $2,738 $1,996
USAA $4,340 $2,549 $2,103

Cheapest Cedar Hill, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cedar Hill, TN to rates for a clean record with top companies.

Annual Cedar Hill, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,975 $4,738 $5,725 $4,547
Farmers $2,201 $2,703 $2,768 $2,597
GEICO $2,289 $3,062 $4,938 $2,289
Liberty Mutual $4,700 $6,783 $6,302 $5,406
Nationwide $3,302 $3,302 $4,971 $3,705
Progressive $3,320 $4,323 $3,535 $3,912
State Farm $2,414 $2,881 $2,648 $2,648
Travelers $2,216 $2,849 $3,155 $2,726
USAA $2,172 $3,272 $3,847 $2,699

Cheapest Cedar Hill, TN Car Insurance for Teen Drivers

Teen car insurance in Cedar Hill, TN can be expensive. Take a look at rates from the top car insurance companies in Cedar Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cedar Hill, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,340 $11,272
Farmers $5,541 $5,932
GEICO $6,374 $6,482
Liberty Mutual $13,984 $15,539
Nationwide $6,794 $8,756
Progressive $8,724 $9,819
State Farm $4,927 $6,161
Travelers $4,977 $6,202
USAA $6,094 $6,988

Cheapest Cedar Hill, TN Car Insurance for Seniors

Take a look at Cedar Hill, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cedar Hill, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,475 $2,569
Farmers $1,216 $1,343
GEICO $1,913 $1,913
Liberty Mutual $2,783 $3,110
Nationwide $2,162 $2,193
Progressive $1,545 $1,618
State Farm $1,456 $1,456
Travelers $1,600 $1,702
USAA $1,510 $1,506

Cheapest Cedar Hill, TN Car Insurance Rates After a DUI

A DUI in Cedar Hill, TN increases car insurance rates. Compare Cedar Hill, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cedar Hill, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,725
Farmers $2,768
GEICO $4,938
Liberty Mutual $6,302
Nationwide $4,971
Progressive $3,535
State Farm $2,648
Travelers $3,155
USAA $3,847

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Cheapest Cedar Hill, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cedar Hill, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cedar Hill, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,746 $4,746
Farmers $2,567 $2,567
GEICO $3,124 $3,165
Liberty Mutual $5,798 $5,798
Nationwide $3,820 $3,820
Progressive $3,773 $3,773
State Farm $2,585 $2,710
Travelers $2,629 $2,844
USAA $2,913 $3,082

The Best Cheap Car Insurance Companies in Cedar Hill, TN

Take a look at a side-by-side comparison of the top car insurance companies in Cedar Hill, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cedar Hill, Tennessee

Insurance Company Average Annual Rates
Allstate $4,746
Farmers $2,567
GEICO $3,145
Liberty Mutual $5,798
Nationwide $3,820
Progressive $3,773
State Farm $2,648
Travelers $2,736
USAA $2,998

Category Winners: Cheapest Car Insurance in Cedar Hill, Tennessee

Find the cheapest car insurance companies in Cedar Hill, TN for each category right here.

Best Annual Car Insurance Rates by Company in Cedar Hill, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors Farmers
Clean Record USAA
With 1 Accident Farmers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Cedar Hill, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cedar Hill car insurance rates. Find the cheapest Cedar Hill, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cedar Hill, Tennessee

Insurance Company Low Medium High
Allstate $4,570 $4,734 $4,936
Farmers $2,412 $2,555 $2,735
GEICO $2,999 $3,139 $3,296
Liberty Mutual $5,534 $5,797 $6,063
Nationwide $3,851 $3,744 $3,865
Progressive $3,541 $3,774 $4,003
State Farm $2,503 $2,659 $2,781
Travelers $2,564 $2,734 $2,911
USAA $2,899 $2,986 $3,108

What affects car insurance rates in Cedar Hill, Tennessee?

What factors can have an impact on Cedar Hill, TN car insurance? There are several reasons why Cedar Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cedar Hill, Tennessee.

Commute Time in Cedar Hill

The more time you spend in your car the higher the risk of an accident. The average commute length in Cedar Hill, TN is 27.9 minutes according to City-Data.

Compare Car Insurance Quotes in Cedar Hill, TN

Ready to find affordable Cedar Hill, Tennessee car insurance today? Enter your ZIP code for fast, free Cedar Hill, TN car insurance quotes.

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