Compare Cedar, MI Car Insurance Rates (2021)

Car insurance in Cedar, MI averages $751 a month. Cedar, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Cedar car insurance rates, compare quotes from the top car insurance companies in Cedar, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cedar, MI are $9,014/year
  • Average car insurance rates in Cedar, MI after a DUI are $14,956/year
  • The cheapest car insurance company in Cedar is USAA

If you need to buy Cedar, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Cedar, MI is right here.

You’ll find Cedar car insurance rates, the cheapest Cedar, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Cedar, Michigan car insurance rates to Lansing car insurance rates, Dearborn car insurance rates, and Warren car insurance rates.

Ready to find affordable Cedar, MI car insurance today? Enter your ZIP code for fast, free Cedar car insurance quotes.

Cheapest Cedar, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cedar, MI car insurance rates? Every Cedar, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cedar, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,833 $14,833 $13,758 $13,758 $37,191 $37,191 $15,632 $15,632
Farmers $4,103 $4,103 $3,828 $3,828 $9,169 $9,169 $4,617 $4,617
GEICO $3,644 $3,644 $3,722 $3,722 $10,424 $10,424 $3,488 $3,488
Liberty Mutual $12,664 $12,664 $12,539 $12,539 $29,786 $29,786 $12,664 $12,664
Nationwide $4,399 $4,399 $3,927 $3,927 $10,998 $10,998 $4,790 $4,790
Progressive $2,746 $2,561 $2,432 $2,701 $10,036 $10,725 $3,192 $2,971
State Farm $6,594 $6,594 $6,101 $6,101 $23,008 $23,008 $7,744 $7,744
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,613 $2,477 $2,456 $2,320 $6,401 $6,090 $3,188 $3,062

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Minimum Car Insurance in Cedar, MI

Every driver must carry the minimum car insurance in Cedar, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Cedar, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cedar, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cedar, MI. Compare credit history car insurance rates in Cedar from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cedar, Michigan

Insurance Company Poor Fair Good
Allstate $30,862 $17,099 $13,100
Farmers $7,156 $4,748 $4,384
GEICO $6,835 $5,029 $4,095
Liberty Mutual $26,739 $15,455 $8,546
Nationwide $7,610 $5,670 $4,805
Progressive $5,375 $4,537 $4,099
State Farm $17,608 $8,917 $6,060
Travelers $8,169 $7,922 $7,822
USAA $5,352 $3,051 $2,324

Cheapest Cedar, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cedar, MI to rates for a clean record with top companies.

Annual Cedar, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,870 $13,186 $44,504 $13,854
Farmers $4,560 $5,812 $5,736 $5,608
GEICO $1,867 $3,965 $11,988 $3,459
Liberty Mutual $11,790 $14,267 $26,469 $15,126
Nationwide $5,143 $6,895 $6,270 $5,806
Progressive $3,973 $5,193 $4,672 $4,843
State Farm $6,922 $8,292 $17,885 $10,348
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,877 $3,588 $4,701 $3,136

Cheapest Cedar, MI Car Insurance for Teen Drivers

Teen car insurance in Cedar, MI can be expensive. Take a look at rates from the top car insurance companies in Cedar for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cedar, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,191 $37,191
Farmers $9,169 $9,169
GEICO $10,424 $10,424
Liberty Mutual $29,786 $29,786
Nationwide $10,998 $10,998
Progressive $10,036 $10,725
State Farm $23,008 $23,008
Travelers $16,137 $16,137
USAA $6,401 $6,090

Cheapest Cedar, MI Car Insurance for Seniors

Take a look at Cedar, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cedar, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,758 $13,758
Farmers $3,828 $3,828
GEICO $3,722 $3,722
Liberty Mutual $12,539 $12,539
Nationwide $3,927 $3,927
Progressive $2,432 $2,701
State Farm $6,101 $6,101
Travelers $4,589 $4,589
USAA $2,456 $2,320

Cheapest Cedar, MI Car Insurance Rates After a DUI

A DUI in Cedar, MI increases car insurance rates. Compare Cedar, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cedar, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $44,504
Farmers $5,736
GEICO $11,988
Liberty Mutual $26,469
Nationwide $6,270
Progressive $4,672
State Farm $17,885
Travelers $12,382
USAA $4,701

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Cheapest Cedar, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cedar, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cedar, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,354 $20,354
Farmers $5,429 $5,429
GEICO $5,199 $5,440
Liberty Mutual $16,331 $17,495
Nationwide $6,028 $6,028
Progressive $4,670 $4,670
State Farm $10,576 $11,148
Travelers $7,926 $8,017
USAA $3,535 $3,616

The Best Cheap Car Insurance Companies in Cedar, MI

Take a look at a side-by-side comparison of the top car insurance companies in Cedar, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cedar, Michigan

Insurance Company Average Annual Rates
Allstate $20,354
Farmers $5,429
GEICO $5,320
Liberty Mutual $16,913
Nationwide $6,028
Progressive $4,670
State Farm $10,862
Travelers $7,971
USAA $3,576

Category Winners: Cheapest Car Insurance in Cedar, Michigan

Find the cheapest car insurance companies in Cedar, MI for each category right here.

Best Annual Car Insurance Rates by Company in Cedar, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Cedar, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cedar car insurance rates. Find the cheapest Cedar, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cedar, Michigan

Insurance Company Low Medium High
Allstate $19,914 $20,392 $20,755
Farmers $5,310 $5,419 $5,558
GEICO $4,965 $5,272 $5,722
Liberty Mutual $16,498 $16,873 $17,368
Nationwide $6,359 $5,915 $5,811
Progressive $4,531 $4,676 $4,804
State Farm $10,354 $10,924 $11,307
Travelers $7,889 $7,978 $8,047
USAA $3,475 $3,584 $3,668

What affects car insurance rates in Cedar, Michigan?

What factors can have an impact on Cedar, MI car insurance? There are several reasons why Cedar car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cedar, Michigan.

Commute Time in Cedar

The more time you spend in your car the higher the risk of an accident. The average commute length in Cedar, MI is 28.8 minutes according to City-Data.

Traffic in Cedar

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Cedar, MI traffic data from INRIX ranks Cedar as the 953rd-most congested in the world.

Compare Car Insurance Quotes in Cedar, MI

Ready to find affordable Cedar, Michigan car insurance today? Enter your ZIP code for fast, free Cedar, MI car insurance quotes.

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