Compare Cedar Ridge, CA Car Insurance Rates (2021)

Car insurance in Cedar Ridge, CA averages $265 a month. Cedar Ridge, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Cedar Ridge car insurance rates, compare quotes from the top car insurance companies in Cedar Ridge, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cedar Ridge is Progressive
  • Average car insurance rates in Cedar Ridge, CA are $3,184/year
  • The cheapest car insurance company in Cedar Ridge for teen drivers is USAA

If you need to buy Cedar Ridge, California car insurance, the options can be confusing. Everything you need to know about car insurance in Cedar Ridge, CA is right here.

You’ll find Cedar Ridge car insurance rates, the cheapest Cedar Ridge, CA car insurance companies, and information on California car insurance laws. You can also compare Cedar Ridge, California car insurance rates to Los Angeles car insurance rates, Oakland car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Cedar Ridge, CA car insurance today? Enter your ZIP code for fast, free Cedar Ridge car insurance quotes.

Cheapest Cedar Ridge, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cedar Ridge, CA car insurance rates? Every Cedar Ridge, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cedar Ridge, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,522 $2,525 $1,830 $1,854 $6,871 $8,629 $3,227 $3,554
Farmers $2,455 $2,455 $2,206 $2,206 $7,843 $12,922 $2,910 $3,240
GEICO $1,649 $1,650 $1,552 $1,552 $5,009 $5,095 $2,368 $2,421
Liberty Mutual $2,038 $1,936 $1,889 $1,833 $4,455 $4,719 $2,303 $2,316
Nationwide $2,521 $2,414 $2,201 $2,081 $6,281 $6,943 $2,998 $2,971
Progressive $1,394 $1,435 $1,174 $1,395 $3,622 $4,375 $1,990 $2,138
State Farm $3,004 $3,004 $2,683 $2,683 $5,482 $6,790 $3,323 $3,428
Travelers $2,236 $2,169 $1,974 $1,954 $4,537 $5,187 $2,887 $2,834
USAA $1,713 $1,626 $1,672 $1,681 $3,871 $3,894 $2,368 $2,241

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Minimum Car Insurance in Cedar Ridge, CA

Every driver must carry the minimum car insurance in Cedar Ridge, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Cedar Ridge, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Cedar Ridge, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cedar Ridge, CA to rates for a clean record with top companies.

Annual Cedar Ridge, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,338 $3,931 $6,175 $3,062
Farmers $3,344 $4,558 $5,687 $4,530
GEICO $1,862 $2,871 $3,605 $2,310
Liberty Mutual $2,331 $3,125 $2,818 $2,470
Nationwide $2,483 $3,179 $5,364 $3,179
Progressive $1,444 $2,430 $2,814 $2,073
State Farm $2,707 $3,232 $6,116 $3,144
Travelers $2,002 $3,223 $3,747 $2,917
USAA $1,586 $2,354 $3,857 $1,737

Cheapest Cedar Ridge, CA Car Insurance for Teen Drivers

Teen car insurance in Cedar Ridge, CA can be expensive. Take a look at rates from the top car insurance companies in Cedar Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cedar Ridge, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,871 $8,629
Farmers $7,843 $12,922
GEICO $5,009 $5,095
Liberty Mutual $4,455 $4,719
Nationwide $6,281 $6,943
Progressive $3,622 $4,375
State Farm $5,482 $6,790
Travelers $4,537 $5,187
USAA $3,871 $3,894

Cheapest Cedar Ridge, CA Car Insurance for Seniors

Take a look at Cedar Ridge, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cedar Ridge, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,830 $1,854
Farmers $2,206 $2,206
GEICO $1,552 $1,552
Liberty Mutual $1,889 $1,833
Nationwide $2,201 $2,081
Progressive $1,174 $1,395
State Farm $2,683 $2,683
Travelers $1,974 $1,954
USAA $1,672 $1,681

Cheapest Cedar Ridge, CA Car Insurance Rates After a DUI

A DUI in Cedar Ridge, CA increases car insurance rates. Compare Cedar Ridge, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cedar Ridge, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,175
Farmers $5,687
GEICO $3,605
Liberty Mutual $2,818
Nationwide $5,364
Progressive $2,814
State Farm $6,116
Travelers $3,747
USAA $3,857

Cheapest Cedar Ridge, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cedar Ridge, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cedar Ridge, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,493 $4,260
Farmers $4,111 $4,948
GEICO $2,418 $2,906
Liberty Mutual $2,467 $2,905
Nationwide $3,144 $3,959
Progressive $1,989 $2,391
State Farm $3,663 $3,937
Travelers $2,678 $3,267
USAA $2,197 $2,570

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The Best Cheap Car Insurance Companies in Cedar Ridge, CA

Take a look at a side-by-side comparison of the top car insurance companies in Cedar Ridge, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cedar Ridge, California

Insurance Company Average Annual Rates
Allstate $3,877
Farmers $4,530
GEICO $2,662
Liberty Mutual $2,686
Nationwide $3,551
Progressive $2,190
State Farm $3,800
Travelers $2,972
USAA $2,383

Category Winners: Cheapest Car Insurance in Cedar Ridge, California

Find the cheapest car insurance companies in Cedar Ridge, CA for each category right here.

Best Annual Car Insurance Rates by Company in Cedar Ridge, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Cedar Ridge, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cedar Ridge car insurance rates. Find the cheapest Cedar Ridge, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cedar Ridge, California

Insurance Company Low Medium High
Allstate $3,651 $3,912 $4,067
Farmers $4,246 $4,561 $4,782
GEICO $2,420 $2,692 $2,874
Liberty Mutual $2,521 $2,707 $2,830
Nationwide $3,209 $3,610 $3,835
Progressive $1,995 $2,250 $2,326
State Farm $3,476 $3,852 $4,071
Travelers $2,604 $3,048 $3,264
USAA $2,172 $2,427 $2,551

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What affects car insurance rates in Cedar Ridge, California?

What factors can have an impact on Cedar Ridge, CA car insurance? There are several reasons why Cedar Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cedar Ridge, California.

Commute Time in Cedar Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Cedar Ridge, CA is 34.9 minutes according to City-Data.

Compare Car Insurance Quotes in Cedar Ridge, CA

Ready to find affordable Cedar Ridge, California car insurance today? Enter your ZIP code for fast, free Cedar Ridge, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State