Compare Cedar Springs, MI Car Insurance Rates (2021)

Car insurance in Cedar Springs, MI averages $811 a month. Cedar Springs, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Cedar Springs car insurance rates, compare quotes from the top car insurance companies in Cedar Springs, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cedar Springs, MI after a DUI are $16,357/year
  • The cheapest car insurance company in Cedar Springs is USAA
  • The cheapest car insurance company in Cedar Springs for teen drivers is USAA

If you need to buy Cedar Springs, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Cedar Springs, MI is right here.

You’ll find Cedar Springs car insurance rates, the cheapest Cedar Springs, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Cedar Springs, Michigan car insurance rates to Sterling Heights car insurance rates, Detroit car insurance rates, and Ann Arbor car insurance rates.

Ready to find affordable Cedar Springs, MI car insurance today? Enter your ZIP code for fast, free Cedar Springs car insurance quotes.

Cheapest Cedar Springs, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cedar Springs, MI car insurance rates? Every Cedar Springs, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cedar Springs, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,784 $16,784 $15,590 $15,590 $41,589 $41,589 $17,682 $17,682
Farmers $4,142 $4,142 $3,868 $3,868 $9,082 $9,082 $4,652 $4,652
GEICO $3,715 $3,715 $3,811 $3,811 $10,788 $10,788 $3,559 $3,559
Liberty Mutual $15,334 $15,334 $15,181 $15,181 $36,223 $36,223 $15,334 $15,334
Nationwide $2,719 $2,719 $2,443 $2,443 $6,792 $6,792 $2,959 $2,959
Progressive $2,971 $2,786 $2,631 $2,896 $11,347 $12,268 $3,477 $3,288
State Farm $7,683 $7,683 $7,127 $7,127 $26,927 $26,927 $9,018 $9,018
Travelers $5,326 $5,326 $4,574 $4,574 $16,054 $16,054 $5,786 $5,786
USAA $2,687 $2,536 $2,526 $2,379 $6,546 $6,195 $3,266 $3,121

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Minimum Car Insurance in Cedar Springs, MI

Every driver must carry the minimum car insurance in Cedar Springs, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Cedar Springs, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cedar Springs, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cedar Springs, MI. Compare credit history car insurance rates in Cedar Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cedar Springs, Michigan

Insurance Company Poor Fair Good
Allstate $34,815 $19,242 $14,677
Farmers $7,206 $4,736 $4,367
GEICO $7,028 $5,169 $4,207
Liberty Mutual $32,464 $18,743 $10,346
Nationwide $4,613 $3,532 $3,039
Progressive $5,967 $5,061 $4,596
State Farm $20,597 $10,409 $7,060
Travelers $8,132 $7,886 $7,787
USAA $5,477 $3,123 $2,370

Cheapest Cedar Springs, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cedar Springs, MI to rates for a clean record with top companies.

Annual Cedar Springs, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,158 $14,912 $49,962 $15,613
Farmers $4,572 $5,816 $5,746 $5,611
GEICO $1,896 $4,071 $12,364 $3,541
Liberty Mutual $14,354 $17,322 $32,017 $18,378
Nationwide $3,224 $4,224 $3,863 $3,601
Progressive $4,436 $5,795 $5,200 $5,400
State Farm $8,079 $9,682 $20,906 $12,087
Travelers $5,374 $7,668 $12,346 $6,352
USAA $2,942 $3,674 $4,806 $3,206

Cheapest Cedar Springs, MI Car Insurance for Teen Drivers

Teen car insurance in Cedar Springs, MI can be expensive. Take a look at rates from the top car insurance companies in Cedar Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cedar Springs, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,589 $41,589
Farmers $9,082 $9,082
GEICO $10,788 $10,788
Liberty Mutual $36,223 $36,223
Nationwide $6,792 $6,792
Progressive $11,347 $12,268
State Farm $26,927 $26,927
Travelers $16,054 $16,054
USAA $6,546 $6,195

Cheapest Cedar Springs, MI Car Insurance for Seniors

Take a look at Cedar Springs, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cedar Springs, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,590 $15,590
Farmers $3,868 $3,868
GEICO $3,811 $3,811
Liberty Mutual $15,181 $15,181
Nationwide $2,443 $2,443
Progressive $2,631 $2,896
State Farm $7,127 $7,127
Travelers $4,574 $4,574
USAA $2,526 $2,379

Cheapest Cedar Springs, MI Car Insurance Rates After a DUI

A DUI in Cedar Springs, MI increases car insurance rates. Compare Cedar Springs, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cedar Springs, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,962
Farmers $5,746
GEICO $12,364
Liberty Mutual $32,017
Nationwide $3,863
Progressive $5,200
State Farm $20,906
Travelers $12,346
USAA $4,806

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Cheapest Cedar Springs, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cedar Springs, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cedar Springs, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,911 $22,911
Farmers $5,436 $5,436
GEICO $5,346 $5,590
Liberty Mutual $19,808 $21,228
Nationwide $3,728 $3,728
Progressive $5,208 $5,208
State Farm $12,342 $13,035
Travelers $7,890 $7,980
USAA $3,615 $3,699

The Best Cheap Car Insurance Companies in Cedar Springs, MI

Take a look at a side-by-side comparison of the top car insurance companies in Cedar Springs, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cedar Springs, Michigan

Insurance Company Average Annual Rates
Allstate $22,911
Farmers $5,436
GEICO $5,468
Liberty Mutual $20,518
Nationwide $3,728
Progressive $5,208
State Farm $12,689
Travelers $7,935
USAA $3,657

Category Winners: Cheapest Car Insurance in Cedar Springs, Michigan

Find the cheapest car insurance companies in Cedar Springs, MI for each category right here.

Best Annual Car Insurance Rates by Company in Cedar Springs, Michigan

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Cedar Springs, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cedar Springs car insurance rates. Find the cheapest Cedar Springs, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cedar Springs, Michigan

Insurance Company Low Medium High
Allstate $22,349 $22,962 $23,424
Farmers $5,312 $5,426 $5,571
GEICO $5,125 $5,421 $5,858
Liberty Mutual $20,018 $20,469 $21,066
Nationwide $3,870 $3,673 $3,641
Progressive $5,044 $5,216 $5,364
State Farm $12,036 $12,769 $13,260
Travelers $7,853 $7,942 $8,010
USAA $3,557 $3,665 $3,748

What affects car insurance rates in Cedar Springs, Michigan?

What factors can have an impact on Cedar Springs, MI car insurance? There are several reasons why Cedar Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cedar Springs, Michigan.

Commute Time in Cedar Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Cedar Springs, MI is 29.6 minutes according to City-Data.

Compare Car Insurance Quotes in Cedar Springs, MI

Ready to find affordable Cedar Springs, Michigan car insurance today? Enter your ZIP code for fast, free Cedar Springs, MI car insurance quotes.

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