Compare Cedarburg, WI Car Insurance Rates (2021)

Car insurance in Cedarburg, WI averages $227 a month. Cedarburg, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Cedarburg car insurance rates, compare quotes from the top car insurance companies in Cedarburg, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cedarburg is American Family
  • Average car insurance rates in Cedarburg, WI after a DUI are $3,022/year
  • The cheapest car insurance company in Cedarburg for teen drivers is USAA

If you need to buy Cedarburg, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Cedarburg, WI is right here.

You’ll find Cedarburg car insurance rates, the cheapest Cedarburg, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Cedarburg, Wisconsin car insurance rates to Green Bay car insurance rates, Madison car insurance rates, and Oshkosh car insurance rates.

Ready to find affordable Cedarburg, WI car insurance today? Enter your ZIP code for fast, free Cedarburg car insurance quotes.

Cheapest Cedarburg, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cedarburg, WI car insurance rates? Every Cedarburg, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cedarburg, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,255 $2,358 $2,109 $2,325 $8,014 $10,305 $2,252 $2,432
American Family $923 $960 $897 $897 $3,154 $3,452 $1,109 $1,178
Farmers $1,664 $1,660 $1,470 $1,565 $8,193 $8,483 $1,893 $1,971
GEICO $1,086 $1,212 $1,156 $1,353 $3,720 $4,000 $1,002 $1,019
Liberty Mutual $1,535 $1,663 $1,235 $1,393 $5,868 $6,561 $1,631 $1,755
Nationwide $2,973 $3,114 $2,486 $2,608 $6,349 $9,795 $3,635 $4,250
Progressive $1,499 $1,406 $1,232 $1,294 $6,095 $6,844 $1,795 $1,947
State Farm $1,311 $1,311 $1,188 $1,188 $4,030 $5,072 $1,486 $1,702
USAA $1,169 $1,160 $1,070 $1,077 $3,059 $3,523 $1,505 $1,639

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Minimum Car Insurance in Cedarburg, WI

Every driver must carry the minimum car insurance in Cedarburg, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Cedarburg, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cedarburg, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cedarburg, WI. Compare credit history car insurance rates in Cedarburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cedarburg, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,254 $3,615 $3,149
American Family $2,105 $1,386 $1,223
Farmers $3,791 $3,220 $3,077
GEICO $2,382 $1,703 $1,370
Liberty Mutual $3,877 $2,375 $1,863
Nationwide $4,946 $4,129 $4,129
Progressive $3,115 $2,677 $2,500
State Farm $3,224 $1,850 $1,409
USAA $2,714 $1,449 $1,162

Cheapest Cedarburg, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cedarburg, WI to rates for a clean record with top companies.

Annual Cedarburg, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,230 $4,493 $4,233 $4,068
American Family $1,503 $1,594 $1,594 $1,594
Farmers $2,926 $3,710 $3,506 $3,307
GEICO $1,245 $2,039 $2,389 $1,601
Liberty Mutual $2,050 $2,969 $3,048 $2,755
Nationwide $3,723 $4,305 $5,273 $4,305
Progressive $2,523 $3,085 $2,627 $2,820
State Farm $1,969 $2,353 $2,161 $2,161
USAA $1,388 $1,756 $2,371 $1,586

Cheapest Cedarburg, WI Car Insurance for Teen Drivers

Teen car insurance in Cedarburg, WI can be expensive. Take a look at rates from the top car insurance companies in Cedarburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cedarburg, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,014 $10,305
American Family $3,154 $3,452
Farmers $8,193 $8,483
GEICO $3,720 $4,000
Liberty Mutual $5,868 $6,561
Nationwide $6,349 $9,795
Progressive $6,095 $6,844
State Farm $4,030 $5,072
USAA $3,059 $3,523

Cheapest Cedarburg, WI Car Insurance for Seniors

Take a look at Cedarburg, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cedarburg, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,109 $2,325
American Family $897 $897
Farmers $1,470 $1,565
GEICO $1,156 $1,353
Liberty Mutual $1,235 $1,393
Nationwide $2,486 $2,608
Progressive $1,232 $1,294
State Farm $1,188 $1,188
USAA $1,070 $1,077

Cheapest Cedarburg, WI Car Insurance Rates After a DUI

A DUI in Cedarburg, WI increases car insurance rates. Compare Cedarburg, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cedarburg, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,233
American Family $1,594
Farmers $3,506
GEICO $2,389
Liberty Mutual $3,048
Nationwide $5,273
Progressive $2,627
State Farm $2,161
USAA $2,371

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Cheapest Cedarburg, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cedarburg, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cedarburg, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,909 $4,103
American Family $1,544 $1,599
Farmers $3,362 $3,362
GEICO $1,785 $1,852
Liberty Mutual $2,705 $2,705
Nationwide $4,401 $4,401
Progressive $2,764 $2,764
State Farm $2,106 $2,216
USAA $1,753 $1,798

The Best Cheap Car Insurance Companies in Cedarburg, WI

Take a look at a side-by-side comparison of the top car insurance companies in Cedarburg, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cedarburg, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,006
American Family $1,571
Farmers $3,362
GEICO $1,819
Liberty Mutual $2,705
Nationwide $4,401
Progressive $2,764
State Farm $2,161
USAA $1,775

Category Winners: Cheapest Car Insurance in Cedarburg, Wisconsin

Find the cheapest car insurance companies in Cedarburg, WI for each category right here.

Best Annual Car Insurance Rates by Company in Cedarburg, Wisconsin

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Cedarburg, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cedarburg car insurance rates. Find the cheapest Cedarburg, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cedarburg, Wisconsin

Insurance Company Low Medium High
Allstate $3,807 $3,995 $4,217
American Family $1,541 $1,587 $1,586
Farmers $3,074 $3,336 $3,677
GEICO $1,670 $1,819 $1,967
Liberty Mutual $2,487 $2,732 $2,897
Nationwide $4,246 $4,400 $4,558
Progressive $2,561 $2,792 $2,938
State Farm $2,012 $2,170 $2,301
USAA $1,704 $1,777 $1,845

What affects car insurance rates in Cedarburg, Wisconsin?

What factors can have an impact on Cedarburg, WI car insurance? There are several reasons why Cedarburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cedarburg, Wisconsin.

Car Theft in Cedarburg

High levels of vehicle theft can make car insurance more expensive. Cedarburg, WI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Cedarburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Cedarburg, WI is 24.2 minutes according to City-Data.

Compare Car Insurance Quotes in Cedarburg, WI

Ready to find affordable Cedarburg, Wisconsin car insurance today? Enter your ZIP code for fast, free Cedarburg, WI car insurance quotes.

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