Compare Celina, TN Car Insurance Rates (2021)

Car insurance in Celina, TN averages $296 a month. Celina, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Celina car insurance rates, compare quotes from the top car insurance companies in Celina, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Celina, TN are $3,554/year
  • The cheapest car insurance company in Celina for teen drivers is State Farm
  • The cheapest car insurance company in Celina is State Farm

If you need to buy Celina, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Celina, TN is right here.

You’ll find Celina car insurance rates, the cheapest Celina, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Celina, Tennessee car insurance rates to Jackson car insurance rates, Memphis car insurance rates, and Bartlett car insurance rates.

Ready to find affordable Celina, TN car insurance today? Enter your ZIP code for fast, free Celina car insurance quotes.

Cheapest Celina, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Celina, TN car insurance rates? Every Celina, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Celina, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,570 $2,467 $2,315 $2,402 $9,645 $10,494 $2,736 $2,830
Farmers $2,002 $2,033 $1,797 $1,951 $7,996 $8,459 $2,695 $2,890
GEICO $2,375 $2,397 $2,189 $2,189 $7,214 $7,340 $2,412 $2,488
Liberty Mutual $3,511 $129 $2,881 $3,214 $13,898 $15,436 $3,774 $4,037
Nationwide $2,076 $2,095 $1,860 $1,893 $5,610 $7,244 $2,381 $2,590
Progressive $1,801 $1,706 $1,466 $1,529 $7,986 $8,999 $2,178 $2,387
State Farm $1,455 $1,455 $1,300 $1,300 $4,297 $5,372 $1,639 $1,912
Travelers $1,757 $1,849 $1,579 $1,682 $4,772 $5,848 $1,876 $1,976
USAA $1,495 $1,520 $1,351 $1,351 $5,357 $6,137 $1,952 $2,079

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Minimum Car Insurance in Celina, TN

Every driver must carry the minimum car insurance in Celina, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Celina, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Celina, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Celina, TN. Compare credit history car insurance rates in Celina from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Celina, Tennessee

Insurance Company Poor Fair Good
Allstate $5,651 $4,332 $3,314
Farmers $4,435 $3,468 $3,281
GEICO $4,058 $3,474 $3,195
Liberty Mutual $8,415 $5,141 $4,024
Nationwide $3,876 $3,066 $2,714
Progressive $3,952 $3,397 $3,171
State Farm $3,398 $2,040 $1,585
Travelers $3,405 $2,655 $1,942
USAA $3,846 $2,257 $1,863

Cheapest Celina, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Celina, TN to rates for a clean record with top companies.

Annual Celina, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,712 $4,424 $5,347 $4,247
Farmers $3,180 $3,945 $4,028 $3,760
GEICO $2,603 $3,482 $5,613 $2,603
Liberty Mutual $4,758 $6,838 $6,371 $5,473
Nationwide $2,786 $2,786 $4,181 $3,123
Progressive $3,090 $4,003 $3,290 $3,643
State Farm $2,143 $2,539 $2,341 $2,341
Travelers $2,169 $2,779 $3,054 $2,668
USAA $1,930 $2,895 $3,403 $2,393

Cheapest Celina, TN Car Insurance for Teen Drivers

Teen car insurance in Celina, TN can be expensive. Take a look at rates from the top car insurance companies in Celina for teenagers.

Annual Car Insurance Rates for Teen Drivers in Celina, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,645 $10,494
Farmers $7,996 $8,459
GEICO $7,214 $7,340
Liberty Mutual $13,898 $15,436
Nationwide $5,610 $7,244
Progressive $7,986 $8,999
State Farm $4,297 $5,372
Travelers $4,772 $5,848
USAA $5,357 $6,137

Cheapest Celina, TN Car Insurance for Seniors

Take a look at Celina, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Celina, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,315 $2,402
Farmers $1,797 $1,951
GEICO $2,189 $2,189
Liberty Mutual $2,881 $3,214
Nationwide $1,860 $1,893
Progressive $1,466 $1,529
State Farm $1,300 $1,300
Travelers $1,579 $1,682
USAA $1,351 $1,351

Cheapest Celina, TN Car Insurance Rates After a DUI

A DUI in Celina, TN increases car insurance rates. Compare Celina, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Celina, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,347
Farmers $4,028
GEICO $5,613
Liberty Mutual $6,371
Nationwide $4,181
Progressive $3,290
State Farm $2,341
Travelers $3,054
USAA $3,403

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Cheapest Celina, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Celina, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Celina, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,432 $4,432
Farmers $3,728 $3,728
GEICO $3,554 $3,598
Liberty Mutual $5,860 $5,860
Nationwide $3,219 $3,219
Progressive $3,506 $3,506
State Farm $2,288 $2,395
Travelers $2,562 $2,772
USAA $2,580 $2,730

The Best Cheap Car Insurance Companies in Celina, TN

Take a look at a side-by-side comparison of the top car insurance companies in Celina, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Celina, Tennessee

Insurance Company Average Annual Rates
Allstate $4,432
Farmers $3,728
GEICO $3,576
Liberty Mutual $5,860
Nationwide $3,219
Progressive $3,506
State Farm $2,341
Travelers $2,667
USAA $2,655

Category Winners: Cheapest Car Insurance in Celina, Tennessee

Find the cheapest car insurance companies in Celina, TN for each category right here.

Best Annual Car Insurance Rates by Company in Celina, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Celina, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Celina car insurance rates. Find the cheapest Celina, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Celina, Tennessee

Insurance Company Low Medium High
Allstate $4,270 $4,422 $4,605
Farmers $3,548 $3,713 $3,923
GEICO $3,402 $3,566 $3,759
Liberty Mutual $5,632 $5,858 $6,090
Nationwide $3,248 $3,149 $3,259
Progressive $3,327 $3,508 $3,685
State Farm $2,233 $2,349 $2,441
Travelers $2,530 $2,665 $2,806
USAA $2,568 $2,645 $2,752

What affects car insurance rates in Celina, Tennessee?

What factors can have an impact on Celina, TN car insurance? There are several reasons why Celina car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Celina, Tennessee.

Commute Time in Celina

The more time you spend in your car the higher the risk of an accident. The average commute length in Celina, TN is 20.2 minutes according to City-Data.

Compare Car Insurance Quotes in Celina, TN

Ready to find affordable Celina, Tennessee car insurance today? Enter your ZIP code for fast, free Celina, TN car insurance quotes.

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