Compare Cement City, MI Car Insurance Rates (2021)

Car insurance in Cement City, MI averages $729 a month. Cement City, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Cement City car insurance rates, compare quotes from the top car insurance companies in Cement City, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cement City, MI after a DUI are $14,753/year
  • The cheapest car insurance company in Cement City for teen drivers is USAA
  • Average car insurance rates in Cement City, MI are $8,748/year

If you need to buy Cement City, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Cement City, MI is right here.

You’ll find Cement City car insurance rates, the cheapest Cement City, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Cement City, Michigan car insurance rates to Dearborn car insurance rates, Warren car insurance rates, and Detroit car insurance rates.

Ready to find affordable Cement City, MI car insurance today? Enter your ZIP code for fast, free Cement City car insurance quotes.

Cheapest Cement City, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cement City, MI car insurance rates? Every Cement City, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cement City, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,414 $15,414 $14,340 $14,340 $37,692 $37,692 $16,228 $16,228
Farmers $3,760 $3,760 $3,509 $3,509 $8,438 $8,438 $4,228 $4,228
GEICO $3,993 $3,993 $4,067 $4,067 $10,918 $10,918 $3,809 $3,809
Liberty Mutual $13,502 $13,502 $13,369 $13,369 $31,726 $31,726 $13,502 $13,502
Nationwide $2,608 $2,608 $2,355 $2,355 $5,982 $5,982 $2,809 $2,809
Progressive $2,780 $2,599 $2,462 $2,729 $10,181 $10,900 $3,237 $3,023
State Farm $6,765 $6,765 $6,224 $6,224 $23,093 $23,093 $7,927 $7,927
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,424 $2,301 $2,279 $2,158 $5,807 $5,521 $2,946 $2,832

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Minimum Car Insurance in Cement City, MI

Every driver must carry the minimum car insurance in Cement City, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Cement City, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cement City, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cement City, MI. Compare credit history car insurance rates in Cement City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cement City, Michigan

Insurance Company Poor Fair Good
Allstate $31,837 $17,578 $13,340
Farmers $6,545 $4,368 $4,038
GEICO $7,324 $5,385 $4,381
Liberty Mutual $28,504 $16,469 $9,101
Nationwide $4,285 $3,243 $2,788
Progressive $5,453 $4,603 $4,161
State Farm $17,839 $9,031 $6,137
Travelers $6,813 $6,608 $6,525
USAA $4,902 $2,806 $2,143

Cheapest Cement City, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cement City, MI to rates for a clean record with top companies.

Annual Cement City, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,203 $13,654 $45,561 $14,255
Farmers $4,190 $5,336 $5,265 $5,145
GEICO $2,020 $4,245 $12,813 $3,710
Liberty Mutual $12,534 $15,189 $28,276 $16,099
Nationwide $2,971 $3,886 $3,573 $3,324
Progressive $4,032 $5,268 $4,740 $4,915
State Farm $7,128 $8,476 $17,907 $10,497
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,649 $3,292 $4,309 $2,884

Cheapest Cement City, MI Car Insurance for Teen Drivers

Teen car insurance in Cement City, MI can be expensive. Take a look at rates from the top car insurance companies in Cement City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cement City, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,692 $37,692
Farmers $8,438 $8,438
GEICO $10,918 $10,918
Liberty Mutual $31,726 $31,726
Nationwide $5,982 $5,982
Progressive $10,181 $10,900
State Farm $23,093 $23,093
Travelers $13,395 $13,395
USAA $5,807 $5,521

Cheapest Cement City, MI Car Insurance for Seniors

Take a look at Cement City, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cement City, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,340 $14,340
Farmers $3,509 $3,509
GEICO $4,067 $4,067
Liberty Mutual $13,369 $13,369
Nationwide $2,355 $2,355
Progressive $2,462 $2,729
State Farm $6,224 $6,224
Travelers $3,858 $3,858
USAA $2,279 $2,158

Cheapest Cement City, MI Car Insurance Rates After a DUI

A DUI in Cement City, MI increases car insurance rates. Compare Cement City, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cement City, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $45,561
Farmers $5,265
GEICO $12,813
Liberty Mutual $28,276
Nationwide $3,573
Progressive $4,740
State Farm $17,907
Travelers $10,331
USAA $4,309

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Cheapest Cement City, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cement City, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cement City, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,918 $20,918
Farmers $4,984 $4,984
GEICO $5,566 $5,828
Liberty Mutual $17,405 $18,644
Nationwide $3,438 $3,438
Progressive $4,739 $4,739
State Farm $10,711 $11,293
Travelers $6,611 $6,686
USAA $3,246 $3,321

The Best Cheap Car Insurance Companies in Cement City, MI

Take a look at a side-by-side comparison of the top car insurance companies in Cement City, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cement City, Michigan

Insurance Company Average Annual Rates
Allstate $20,918
Farmers $4,984
GEICO $5,697
Liberty Mutual $18,025
Nationwide $3,438
Progressive $4,739
State Farm $11,002
Travelers $6,649
USAA $3,284

Category Winners: Cheapest Car Insurance in Cement City, Michigan

Find the cheapest car insurance companies in Cement City, MI for each category right here.

Best Annual Car Insurance Rates by Company in Cement City, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Cement City, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cement City car insurance rates. Find the cheapest Cement City, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cement City, Michigan

Insurance Company Low Medium High
Allstate $20,457 $20,959 $21,338
Farmers $4,868 $4,974 $5,109
GEICO $5,316 $5,645 $6,129
Liberty Mutual $17,614 $17,984 $18,475
Nationwide $3,583 $3,386 $3,347
Progressive $4,592 $4,745 $4,879
State Farm $10,500 $11,064 $11,442
Travelers $6,575 $6,656 $6,715
USAA $3,191 $3,291 $3,369

What affects car insurance rates in Cement City, Michigan?

What factors can have an impact on Cement City, MI car insurance? There are several reasons why Cement City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cement City, Michigan.

Commute Time in Cement City

The more time you spend in your car the higher the risk of an accident. The average commute length in Cement City, MI is 23.0 minutes according to City-Data.

Compare Car Insurance Quotes in Cement City, MI

Ready to find affordable Cement City, Michigan car insurance today? Enter your ZIP code for fast, free Cement City, MI car insurance quotes.

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