Compare Center City, MN Car Insurance Rates (2021)

Car insurance in Center City, MN averages $409 a month. Center City, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Center City car insurance rates, compare quotes from the top car insurance companies in Center City, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Center City is State Farm
  • Average car insurance rates in Center City, MN are $4,912/year
  • The cheapest car insurance company in Center City for teen drivers is State Farm

If you need to buy Center City, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Center City, MN is right here.

You’ll find Center City car insurance rates, the cheapest Center City, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Center City, Minnesota car insurance rates to Bloomington car insurance rates, St. Paul car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable Center City, MN car insurance today? Enter your ZIP code for fast, free Center City car insurance quotes.

Cheapest Center City, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Center City, MN car insurance rates? Every Center City, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Center City, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,359 $3,359 $3,243 $3,243 $7,642 $11,000 $4,091 $4,276
American Family $2,487 $2,487 $2,264 $2,264 $6,959 $9,899 $2,487 $2,776
Farmers $2,093 $2,091 $2,018 $2,133 $5,981 $6,051 $2,740 $2,676
GEICO $2,791 $2,768 $2,666 $2,591 $5,874 $7,453 $2,614 $2,712
Liberty Mutual $10,676 $10,676 $10,570 $10,570 $21,064 $31,639 $10,676 $14,886
Nationwide $2,020 $2,028 $1,796 $1,908 $5,110 $6,199 $2,367 $2,457
State Farm $1,799 $1,799 $1,610 $1,610 $3,924 $4,789 $2,075 $1,721
USAA $1,952 $1,926 $1,781 $1,777 $5,109 $5,560 $2,534 $2,685

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Minimum Car Insurance in Center City, MN

Every driver must carry the minimum car insurance in Center City, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Center City, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Center City, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Center City, MN. Compare credit history car insurance rates in Center City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Center City, Minnesota

Insurance Company Poor Fair Good
Allstate $7,361 $4,001 $3,717
American Family $5,504 $3,544 $2,810
Farmers $4,022 $2,919 $2,728
GEICO $4,422 $3,616 $3,012
Liberty Mutual $21,043 $13,607 $10,634
Nationwide $3,555 $2,862 $2,540
State Farm $3,523 $2,154 $1,570
USAA $4,545 $2,247 $1,954

Cheapest Center City, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Center City, MN to rates for a clean record with top companies.

Annual Center City, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,629 $5,311 $6,381 $4,785
American Family $2,673 $4,719 $5,390 $3,028
Farmers $2,759 $3,470 $3,525 $3,137
GEICO $2,445 $3,887 $5,782 $2,620
Liberty Mutual $11,112 $15,203 $22,080 $11,984
Nationwide $2,363 $3,147 $3,626 $2,807
State Farm $2,216 $2,616 $2,416 $2,416
USAA $2,170 $2,759 $4,146 $2,587

Cheapest Center City, MN Car Insurance for Teen Drivers

Teen car insurance in Center City, MN can be expensive. Take a look at rates from the top car insurance companies in Center City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Center City, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,642 $11,000
American Family $6,959 $9,899
Farmers $5,981 $6,051
GEICO $5,874 $7,453
Liberty Mutual $21,064 $31,639
Nationwide $5,110 $6,199
State Farm $3,924 $4,789
USAA $5,109 $5,560

Cheapest Center City, MN Car Insurance for Seniors

Take a look at Center City, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Center City, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,243 $3,243
American Family $2,264 $2,264
Farmers $2,018 $2,133
GEICO $2,666 $2,591
Liberty Mutual $10,570 $10,570
Nationwide $1,796 $1,908
State Farm $1,610 $1,610
USAA $1,781 $1,777

Cheapest Center City, MN Car Insurance Rates After a DUI

A DUI in Center City, MN increases car insurance rates. Compare Center City, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Center City, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,381
American Family $5,390
Farmers $3,525
GEICO $5,782
Liberty Mutual $22,080
Nationwide $3,626
State Farm $2,416
USAA $4,146

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Cheapest Center City, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Center City, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Center City, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,026 $5,026
American Family $3,907 $3,998
Farmers $3,223 $3,223
GEICO $3,634 $3,733
Liberty Mutual $14,650 $15,539
Nationwide $2,986 $2,986
State Farm $2,349 $2,482
USAA $2,877 $2,954

The Best Cheap Car Insurance Companies in Center City, MN

Take a look at a side-by-side comparison of the top car insurance companies in Center City, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Center City, Minnesota

Insurance Company Average Annual Rates
Allstate $5,026
American Family $3,953
Farmers $3,223
GEICO $3,683
Liberty Mutual $15,095
Nationwide $2,986
State Farm $2,416
USAA $2,915

Category Winners: Cheapest Car Insurance in Center City, Minnesota

Find the cheapest car insurance companies in Center City, MN for each category right here.

Best Annual Car Insurance Rates by Company in Center City, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Center City, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Center City car insurance rates. Find the cheapest Center City, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Center City, Minnesota

Insurance Company Low Medium High
Allstate $4,942 $5,023 $5,115
American Family $3,929 $4,058 $3,870
Farmers $3,097 $3,237 $3,335
GEICO $3,563 $3,682 $3,805
Liberty Mutual $14,712 $15,112 $15,460
Nationwide $2,822 $3,006 $3,129
State Farm $2,320 $2,425 $2,502
USAA $2,832 $2,914 $3,001

What affects car insurance rates in Center City, Minnesota?

What factors can have an impact on Center City, MN car insurance? There are several reasons why Center City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Center City, Minnesota.

Commute Time in Center City

The more time you spend in your car the higher the risk of an accident. The average commute length in Center City, MN is 30.1 minutes according to City-Data.

Compare Car Insurance Quotes in Center City, MN

Ready to find affordable Center City, Minnesota car insurance today? Enter your ZIP code for fast, free Center City, MN car insurance quotes.

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