Compare Center, KY Car Insurance Rates (2021)

Car insurance in Center, KY averages $356 a month. Center, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Center car insurance rates, compare quotes from the top car insurance companies in Center, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Center is USAA
  • Average car insurance rates in Center, KY are $4,275/year
  • The cheapest car insurance company in Center for teen drivers is USAA

If you need to buy Center, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Center, KY is right here.

You’ll find Center car insurance rates, the cheapest Center, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Center, Kentucky car insurance rates to Owensboro car insurance rates, Nicholasville car insurance rates, and Henderson car insurance rates.

Ready to find affordable Center, KY car insurance today? Enter your ZIP code for fast, free Center car insurance quotes.

Cheapest Center, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Center, KY car insurance rates? Every Center, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Center, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,021 $2,987 $2,736 $2,916 $11,219 $12,581 $3,337 $3,521
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,443 $2,646 $2,094 $2,338 $9,926 $10,969 $2,537 $2,616
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $2,172 $2,074 $1,944 $1,955 $10,426 $11,815 $2,696 $2,761
State Farm $2,049 $2,049 $1,815 $1,815 $5,537 $6,895 $2,283 $2,510
Travelers $2,521 $2,569 $2,465 $2,471 $11,974 $19,168 $2,631 $3,070
USAA $1,705 $1,705 $1,548 $1,570 $4,560 $4,791 $2,145 $2,344

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Minimum Car Insurance in Center, KY

Every driver must carry the minimum car insurance in Center, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Center, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Center, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Center, KY. Compare credit history car insurance rates in Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Center, Kentucky

Insurance Company Poor Fair Good
Allstate $7,000 $4,838 $4,031
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,341 $3,909 $3,089
Nationwide $5,239 $4,104 $3,569
Progressive $5,016 $4,363 $4,062
State Farm $4,505 $2,724 $2,128
Travelers $6,547 $5,526 $5,502
USAA $3,769 $2,129 $1,740

Cheapest Center, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Center, KY to rates for a clean record with top companies.

Annual Center, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,385 $5,721 $6,106 $4,947
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,711 $5,697 $4,432 $3,944
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $3,706 $5,480 $4,227 $4,508
State Farm $2,870 $3,368 $3,119 $3,119
Travelers $5,105 $5,256 $7,592 $5,482
USAA $1,921 $2,711 $3,239 $2,313

Cheapest Center, KY Car Insurance for Teen Drivers

Teen car insurance in Center, KY can be expensive. Take a look at rates from the top car insurance companies in Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Center, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,219 $12,581
GEICO $6,851 $8,131
Liberty Mutual $9,926 $10,969
Nationwide $6,819 $8,506
Progressive $10,426 $11,815
State Farm $5,537 $6,895
Travelers $11,974 $19,168
USAA $4,560 $4,791

Cheapest Center, KY Car Insurance for Seniors

Take a look at Center, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Center, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,736 $2,916
GEICO $3,510 $3,179
Liberty Mutual $2,094 $2,338
Nationwide $2,800 $2,930
Progressive $1,944 $1,955
State Farm $1,815 $1,815
Travelers $2,465 $2,471
USAA $1,548 $1,570

Cheapest Center, KY Car Insurance Rates After a DUI

A DUI in Center, KY increases car insurance rates. Compare Center, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Center, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,106
GEICO $6,731
Liberty Mutual $4,432
Nationwide $5,612
Progressive $4,227
State Farm $3,119
Travelers $7,592
USAA $3,239

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Cheapest Center, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Center, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Center, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,290 $5,290
GEICO $4,119 $4,197
Liberty Mutual $4,446 $4,446
Nationwide $4,304 $4,304
Progressive $4,480 $4,480
State Farm $3,040 $3,198
Travelers $5,859 $5,859
USAA $2,451 $2,641

The Best Cheap Car Insurance Companies in Center, KY

Take a look at a side-by-side comparison of the top car insurance companies in Center, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Center, Kentucky

Insurance Company Average Annual Rates
Allstate $5,290
GEICO $4,158
Liberty Mutual $4,446
Nationwide $4,304
Progressive $4,480
State Farm $3,119
Travelers $5,859
USAA $2,546

Category Winners: Cheapest Car Insurance in Center, Kentucky

Find the cheapest car insurance companies in Center, KY for each category right here.

Best Annual Car Insurance Rates by Company in Center, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Center, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Center car insurance rates. Find the cheapest Center, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Center, Kentucky

Insurance Company Low Medium High
Allstate $4,897 $5,268 $5,705
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,201 $4,414 $4,724
Nationwide $4,380 $4,252 $4,281
Progressive $4,128 $4,417 $4,896
State Farm $2,964 $3,113 $3,281
Travelers $5,590 $5,887 $6,099
USAA $2,411 $2,539 $2,688

What affects car insurance rates in Center, Kentucky?

What factors can have an impact on Center, KY car insurance? There are several reasons why Center car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Center, Kentucky.

Commute Time in Center

The more time you spend in your car the higher the risk of an accident. The average commute length in Center, KY is 25.3 minutes according to City-Data.

Compare Car Insurance Quotes in Center, KY

Ready to find affordable Center, Kentucky car insurance today? Enter your ZIP code for fast, free Center, KY car insurance quotes.

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