Compare Center Point, IA Car Insurance Rates (2021)

Car insurance in Center Point, IA averages $238 a month. Center Point, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Center Point car insurance rates, compare quotes from the top car insurance companies in Center Point, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Center Point, IA are $2,857/year
  • Average car insurance rates in Center Point, IA after a DUI are $3,440/year
  • The cheapest car insurance company in Center Point for teen drivers is USAA

If you need to buy Center Point, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Center Point, IA is right here.

You’ll find Center Point car insurance rates, the cheapest Center Point, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Center Point, Iowa car insurance rates to Ames car insurance rates, Davenport car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Center Point, IA car insurance today? Enter your ZIP code for fast, free Center Point car insurance quotes.

Cheapest Center Point, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Center Point, IA car insurance rates? Every Center Point, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Center Point, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,767 $1,697 $1,575 $1,602 $5,095 $5,736 $1,919 $1,972
American Family $1,859 $1,859 $1,665 $1,665 $4,988 $6,978 $1,859 $2,237
Farmers $1,421 $1,448 $1,273 $1,389 $4,272 $4,553 $1,923 $2,059
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,669 $1,709 $1,491 $1,586 $3,911 $5,035 $1,898 $2,058
Progressive $1,656 $1,587 $1,366 $1,419 $4,219 $4,757 $1,994 $2,166
State Farm $1,469 $1,469 $1,290 $1,290 $3,971 $5,037 $1,651 $1,879
Travelers $2,339 $2,383 $2,301 $2,302 $10,871 $17,321 $2,451 $2,848
USAA $1,162 $1,166 $1,075 $1,083 $3,259 $3,436 $1,386 $1,524

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Minimum Car Insurance in Center Point, IA

Every driver must carry the minimum car insurance in Center Point, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Center Point, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Center Point, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Center Point, IA. Compare credit history car insurance rates in Center Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Center Point, Iowa

Insurance Company Poor Fair Good
Allstate $3,189 $2,538 $2,285
American Family $3,681 $2,707 $2,278
Farmers $2,630 $2,181 $2,066
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $2,932 $2,307 $2,020
Progressive $2,818 $2,289 $2,079
State Farm $3,214 $1,988 $1,568
Travelers $5,999 $5,145 $4,911
USAA $2,304 $1,595 $1,385

Cheapest Center Point, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Center Point, IA to rates for a clean record with top companies.

Annual Center Point, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,272 $2,746 $3,125 $2,539
American Family $2,085 $3,059 $3,961 $2,450
Farmers $1,953 $2,423 $2,458 $2,336
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,761 $2,515 $3,415 $1,987
Progressive $1,921 $3,172 $2,085 $2,405
State Farm $2,089 $2,424 $2,257 $2,257
Travelers $3,880 $5,218 $6,990 $5,320
USAA $1,340 $1,811 $2,353 $1,542

Cheapest Center Point, IA Car Insurance for Teen Drivers

Teen car insurance in Center Point, IA can be expensive. Take a look at rates from the top car insurance companies in Center Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in Center Point, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,095 $5,736
American Family $4,988 $6,978
Farmers $4,272 $4,553
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $3,911 $5,035
Progressive $4,219 $4,757
State Farm $3,971 $5,037
Travelers $10,871 $17,321
USAA $3,259 $3,436

Cheapest Center Point, IA Car Insurance for Seniors

Take a look at Center Point, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Center Point, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,575 $1,602
American Family $1,665 $1,665
Farmers $1,273 $1,389
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,491 $1,586
Progressive $1,366 $1,419
State Farm $1,290 $1,290
Travelers $2,301 $2,302
USAA $1,075 $1,083

Cheapest Center Point, IA Car Insurance Rates After a DUI

A DUI in Center Point, IA increases car insurance rates. Compare Center Point, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Center Point, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,125
American Family $3,961
Farmers $2,458
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,415
Progressive $2,085
State Farm $2,257
Travelers $6,990
USAA $2,353

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Cheapest Center Point, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Center Point, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Center Point, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,608 $2,733
American Family $2,855 $2,922
Farmers $2,292 $2,292
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,420 $2,420
Progressive $2,396 $2,396
State Farm $2,202 $2,311
Travelers $5,352 $5,352
USAA $1,697 $1,825

The Best Cheap Car Insurance Companies in Center Point, IA

Take a look at a side-by-side comparison of the top car insurance companies in Center Point, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Center Point, Iowa

Insurance Company Average Annual Rates
Allstate $2,670
American Family $2,889
Farmers $2,292
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,420
Progressive $2,396
State Farm $2,257
Travelers $5,352
USAA $1,761

Category Winners: Cheapest Car Insurance in Center Point, Iowa

Find the cheapest car insurance companies in Center Point, IA for each category right here.

Best Annual Car Insurance Rates by Company in Center Point, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Center Point, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Center Point car insurance rates. Find the cheapest Center Point, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Center Point, Iowa

Insurance Company Low Medium High
Allstate $2,574 $2,673 $2,764
American Family $2,899 $3,050 $2,718
Farmers $2,197 $2,300 $2,380
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,512 $2,412 $2,334
Progressive $2,263 $2,404 $2,519
State Farm $2,147 $2,270 $2,354
Travelers $5,044 $5,432 $5,580
USAA $1,664 $1,768 $1,852

What affects car insurance rates in Center Point, Iowa?

What factors can have an impact on Center Point, IA car insurance? There are several reasons why Center Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Center Point, Iowa.

Commute Time in Center Point

The more time you spend in your car the higher the risk of an accident. The average commute length in Center Point, IA is 24.1 minutes according to City-Data.

Compare Car Insurance Quotes in Center Point, IA

Ready to find affordable Center Point, Iowa car insurance today? Enter your ZIP code for fast, free Center Point, IA car insurance quotes.

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