Compare Center, TX Car Insurance Rates (2021)

Car insurance in Center, TX averages $318 a month. Center, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Center car insurance rates, compare quotes from the top car insurance companies in Center, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Center for teen drivers is USAA
  • Average car insurance rates in Center, TX after a DUI are $4,350/year
  • The cheapest car insurance company in Center is USAA

If you need to buy Center, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Center, TX is right here.

You’ll find Center car insurance rates, the cheapest Center, TX car insurance companies, and information on Texas car insurance laws. You can also compare Center, Texas car insurance rates to Arlington car insurance rates, Corpus Christi car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Center, TX car insurance today? Enter your ZIP code for fast, free Center car insurance quotes.

Cheapest Center, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Center, TX car insurance rates? Every Center, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Center, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,585 $3,619 $3,540 $3,540 $9,449 $11,414 $4,436 $4,626
American Family $2,520 $2,796 $2,340 $2,670 $6,529 $8,572 $3,586 $4,090
GEICO $2,427 $2,613 $2,345 $2,634 $5,224 $5,483 $2,618 $2,628
Nationwide $2,466 $2,510 $2,177 $2,306 $7,015 $9,007 $2,898 $3,136
Progressive $2,435 $2,310 $2,160 $2,207 $10,027 $11,156 $2,875 $2,909
State Farm $2,055 $2,055 $1,818 $1,818 $4,773 $6,057 $2,224 $2,298
USAA $1,568 $1,580 $1,496 $1,487 $4,400 $4,800 $2,093 $2,250

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Minimum Car Insurance in Center, TX

Every driver must carry the minimum car insurance in Center, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Center, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Center, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Center, TX. Compare credit history car insurance rates in Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Center, Texas

Insurance Company Poor Fair Good
Allstate $7,025 $5,147 $4,406
American Family $5,711 $3,573 $3,130
GEICO $5,009 $2,837 $1,893
Nationwide $4,733 $3,794 $3,291
Progressive $5,087 $4,384 $4,058
State Farm $4,095 $2,543 $2,024
USAA $3,619 $2,084 $1,674

Cheapest Center, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Center, TX to rates for a clean record with top companies.

Annual Center, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,296 $6,614 $6,898 $4,296
American Family $3,780 $4,786 $4,205 $3,780
GEICO $2,757 $3,634 $3,046 $3,548
Nationwide $3,417 $3,417 $5,064 $3,860
Progressive $3,935 $5,075 $4,597 $4,433
State Farm $2,582 $2,940 $3,445 $2,582
USAA $1,835 $2,704 $3,192 $2,106

Cheapest Center, TX Car Insurance for Teen Drivers

Teen car insurance in Center, TX can be expensive. Take a look at rates from the top car insurance companies in Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Center, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,449 $11,414
American Family $6,529 $8,572
GEICO $5,224 $5,483
Nationwide $7,015 $9,007
Progressive $10,027 $11,156
State Farm $4,773 $6,057
USAA $4,400 $4,800

Cheapest Center, TX Car Insurance for Seniors

Take a look at Center, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Center, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,540 $3,540
American Family $2,340 $2,670
GEICO $2,345 $2,634
Nationwide $2,177 $2,306
Progressive $2,160 $2,207
State Farm $1,818 $1,818
USAA $1,496 $1,487

Cheapest Center, TX Car Insurance Rates After a DUI

A DUI in Center, TX increases car insurance rates. Compare Center, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Center, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,898
American Family $4,205
GEICO $3,046
Nationwide $5,064
Progressive $4,597
State Farm $3,445
USAA $3,192

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Cheapest Center, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Center, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Center, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,394 $5,658
American Family $4,138 $4,138
GEICO $3,186 $3,307
Nationwide $3,939 $3,939
Progressive $4,510 $4,510
State Farm $2,887 $2,887
USAA $2,428 $2,490

The Best Cheap Car Insurance Companies in Center, TX

Take a look at a side-by-side comparison of the top car insurance companies in Center, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Center, Texas

Insurance Company Average Annual Rates
Allstate $5,526
American Family $4,138
GEICO $3,246
Nationwide $3,939
Progressive $4,510
State Farm $2,887
USAA $2,459

Category Winners: Cheapest Car Insurance in Center, Texas

Find the cheapest car insurance companies in Center, TX for each category right here.

Best Annual Car Insurance Rates by Company in Center, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Center, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Center car insurance rates. Find the cheapest Center, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Center, Texas

Insurance Company Low Medium High
Allstate $5,403 $5,480 $5,696
American Family $3,854 $3,986 $4,572
GEICO $3,087 $3,205 $3,446
Nationwide $4,252 $3,767 $3,798
Progressive $4,291 $4,485 $4,753
State Farm $2,750 $2,876 $3,036
USAA $2,380 $2,450 $2,547

What affects car insurance rates in Center, Texas?

What factors can have an impact on Center, TX car insurance? There are several reasons why Center car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Center, Texas.

Car Theft in Center

High levels of vehicle theft can make car insurance more expensive. Center, TX car theft statistics from the FBI indicate 5 vehicle thefts a year.

Commute Time in Center

The more time you spend in your car the higher the risk of an accident. The average commute length in Center, TX is 11.5 minutes according to City-Data.

Compare Car Insurance Quotes in Center, TX

Ready to find affordable Center, Texas car insurance today? Enter your ZIP code for fast, free Center, TX car insurance quotes.

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