Compare Centerpoint, IN Car Insurance Rates (2021)

Car insurance in Centerpoint, IN averages $281 a month. Centerpoint, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Centerpoint car insurance rates, compare quotes from the top car insurance companies in Centerpoint, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Centerpoint, IN after a DUI are $3,994/year
  • The cheapest car insurance company in Centerpoint for teen drivers is USAA
  • Average car insurance rates in Centerpoint, IN are $3,366/year

If you need to buy Centerpoint, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Centerpoint, IN is right here.

You’ll find Centerpoint car insurance rates, the cheapest Centerpoint, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Centerpoint, Indiana car insurance rates to Indianapolis car insurance rates, Fort Wayne car insurance rates, and Hammond car insurance rates.

Ready to find affordable Centerpoint, IN car insurance today? Enter your ZIP code for fast, free Centerpoint car insurance quotes.

Cheapest Centerpoint, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Centerpoint, IN car insurance rates? Every Centerpoint, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Centerpoint, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,464 $2,525 $2,162 $2,363 $7,586 $9,544 $2,511 $2,731
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,538 $1,519 $1,319 $1,478 $8,086 $8,608 $2,012 $2,176
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,665 $1,706 $1,458 $1,560 $4,822 $6,279 $1,950 $2,136
Progressive $1,689 $1,605 $1,524 $1,537 $9,780 $11,019 $2,120 $2,174
State Farm $1,582 $1,582 $1,400 $1,400 $4,673 $6,000 $1,745 $1,941
Travelers $1,275 $1,298 $1,194 $1,194 $7,871 $12,429 $1,349 $1,566
USAA $996 $984 $921 $932 $2,728 $3,066 $1,348 $1,450

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Minimum Car Insurance in Centerpoint, IN

Every driver must carry the minimum car insurance in Centerpoint, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Centerpoint, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Centerpoint, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Centerpoint, IN. Compare credit history car insurance rates in Centerpoint from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Centerpoint, Indiana

Insurance Company Poor Fair Good
Allstate $4,942 $3,677 $3,338
American Family $5,078 $3,306 $2,769
Farmers $3,906 $3,178 $2,942
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,071 $2,595 $2,425
Progressive $4,345 $3,836 $3,612
State Farm $3,702 $2,208 $1,711
Travelers $3,923 $3,323 $3,320
USAA $2,100 $1,380 $1,180

Cheapest Centerpoint, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Centerpoint, IN to rates for a clean record with top companies.

Annual Centerpoint, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,175 $4,667 $4,314 $3,787
American Family $2,562 $4,085 $5,171 $3,052
Farmers $2,990 $3,487 $3,588 $3,302
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,317 $2,992 $2,868 $2,612
Progressive $2,952 $5,143 $3,523 $4,106
State Farm $2,483 $2,713 $2,483 $2,483
Travelers $2,991 $3,698 $4,191 $3,209
USAA $1,176 $1,667 $1,914 $1,456

Cheapest Centerpoint, IN Car Insurance for Teen Drivers

Teen car insurance in Centerpoint, IN can be expensive. Take a look at rates from the top car insurance companies in Centerpoint for teenagers.

Annual Car Insurance Rates for Teen Drivers in Centerpoint, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,586 $9,544
American Family $6,331 $9,225
Farmers $8,086 $8,608
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $4,822 $6,279
Progressive $9,780 $11,019
State Farm $4,673 $6,000
Travelers $7,871 $12,429
USAA $2,728 $3,066

Cheapest Centerpoint, IN Car Insurance for Seniors

Take a look at Centerpoint, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Centerpoint, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,162 $2,363
American Family $2,107 $2,107
Farmers $1,319 $1,478
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,458 $1,560
Progressive $1,524 $1,537
State Farm $1,400 $1,400
Travelers $1,194 $1,194
USAA $921 $932

Cheapest Centerpoint, IN Car Insurance Rates After a DUI

A DUI in Centerpoint, IN increases car insurance rates. Compare Centerpoint, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Centerpoint, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,314
American Family $5,171
Farmers $3,588
GEICO $3,385
Liberty Mutual $8,508
Nationwide $2,868
Progressive $3,523
State Farm $2,483
Travelers $4,191
USAA $1,914

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Cheapest Centerpoint, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Centerpoint, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Centerpoint, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,986 $3,986
American Family $3,673 $3,762
Farmers $3,342 $3,342
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,697 $2,697
Progressive $3,931 $3,931
State Farm $2,468 $2,613
Travelers $3,522 $3,522
USAA $1,533 $1,574

The Best Cheap Car Insurance Companies in Centerpoint, IN

Take a look at a side-by-side comparison of the top car insurance companies in Centerpoint, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Centerpoint, Indiana

Insurance Company Average Annual Rates
Allstate $3,986
American Family $3,717
Farmers $3,342
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,697
Progressive $3,931
State Farm $2,540
Travelers $3,522
USAA $1,553

Category Winners: Cheapest Car Insurance in Centerpoint, Indiana

Find the cheapest car insurance companies in Centerpoint, IN for each category right here.

Best Annual Car Insurance Rates by Company in Centerpoint, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Centerpoint, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Centerpoint car insurance rates. Find the cheapest Centerpoint, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Centerpoint, Indiana

Insurance Company Low Medium High
Allstate $3,803 $3,971 $4,183
American Family $3,702 $3,842 $3,608
Farmers $3,225 $3,334 $3,466
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,741 $2,675 $2,675
Progressive $3,730 $3,875 $4,188
State Farm $2,430 $2,539 $2,651
Travelers $3,458 $3,555 $3,553
USAA $1,503 $1,550 $1,607

Compare Car Insurance Quotes in Centerpoint, IN

Ready to find affordable Centerpoint, Indiana car insurance today? Enter your ZIP code for fast, free Centerpoint, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State