Compare Centerport, NY Car Insurance Rates (2021)

Car insurance in Centerport, NY averages $489 a month. Centerport, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Centerport car insurance rates, compare quotes from the top car insurance companies in Centerport, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Centerport, NY are $5,869/year
  • Average car insurance rates in Centerport, NY after a DUI are $7,855/year
  • The cheapest car insurance company in Centerport is GEICO

If you need to buy Centerport, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Centerport, NY is right here.

You’ll find Centerport car insurance rates, the cheapest Centerport, NY car insurance companies, and information on New York car insurance laws. You can also compare Centerport, New York car insurance rates to New York car insurance rates, Utica car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Centerport, NY car insurance today? Enter your ZIP code for fast, free Centerport car insurance quotes.

Cheapest Centerport, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Centerport, NY car insurance rates? Every Centerport, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Centerport, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,773 $3,501 $3,577 $3,625 $11,462 $12,260 $3,623 $3,619
GEICO $2,254 $2,170 $2,194 $2,161 $4,873 $7,224 $2,026 $2,081
Liberty Mutual $6,368 $6,368 $5,931 $5,931 $12,483 $18,034 $6,368 $6,758
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $3,676 $3,310 $2,840 $2,912 $12,634 $13,778 $4,652 $4,360
State Farm $3,815 $3,815 $3,349 $3,349 $11,291 $13,876 $4,219 $4,443
Travelers $4,813 $4,767 $4,454 $4,707 $11,829 $14,225 $5,070 $5,205
USAA $2,555 $2,512 $2,329 $2,331 $10,414 $12,337 $3,288 $3,645

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Minimum Car Insurance in Centerport, NY

Every driver must carry the minimum car insurance in Centerport, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Centerport, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Centerport, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Centerport, NY. Compare credit history car insurance rates in Centerport from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Centerport, New York

Insurance Company Poor Fair Good
Allstate $8,265 $4,736 $4,039
GEICO $3,914 $2,874 $2,580
Liberty Mutual $11,955 $7,803 $5,832
Nationwide $5,770 $5,770 $5,770
Progressive $9,799 $4,802 $3,459
State Farm $8,499 $5,330 $4,230
Travelers $9,693 $5,910 $5,048
USAA $7,537 $3,851 $3,391

Cheapest Centerport, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Centerport, NY to rates for a clean record with top companies.

Annual Centerport, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,760 $4,760 $7,108 $6,092
GEICO $2,413 $2,632 $5,034 $2,413
Liberty Mutual $6,702 $6,702 $14,015 $6,702
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $5,840 $5,840 $6,517 $5,883
State Farm $5,717 $5,717 $6,322 $6,322
Travelers $5,790 $7,396 $7,503 $6,845
USAA $4,387 $4,459 $6,400 $4,459

Cheapest Centerport, NY Car Insurance for Teen Drivers

Teen car insurance in Centerport, NY can be expensive. Take a look at rates from the top car insurance companies in Centerport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Centerport, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,462 $12,260
GEICO $4,873 $7,224
Liberty Mutual $12,483 $18,034
Nationwide $7,951 $11,985
Progressive $12,634 $13,778
State Farm $11,291 $13,876
Travelers $11,829 $14,225
USAA $10,414 $12,337

Cheapest Centerport, NY Car Insurance for Seniors

Take a look at Centerport, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Centerport, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,577 $3,625
GEICO $2,194 $2,161
Liberty Mutual $5,931 $5,931
Nationwide $3,990 $3,990
Progressive $2,840 $2,912
State Farm $3,349 $3,349
Travelers $4,454 $4,707
USAA $2,329 $2,331

Cheapest Centerport, NY Car Insurance Rates After a DUI

A DUI in Centerport, NY increases car insurance rates. Compare Centerport, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Centerport, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,108
GEICO $5,034
Liberty Mutual $14,015
Nationwide $9,941
Progressive $6,517
State Farm $6,322
Travelers $7,503
USAA $6,400

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Cheapest Centerport, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Centerport, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Centerport, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,600 $5,760
GEICO $3,030 $3,215
Liberty Mutual $8,283 $8,777
Nationwide $5,770 $5,770
Progressive $6,020 $6,020
State Farm $5,799 $6,241
Travelers $6,884 $6,884
USAA $4,876 $4,977

The Best Cheap Car Insurance Companies in Centerport, NY

Take a look at a side-by-side comparison of the top car insurance companies in Centerport, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Centerport, New York

Insurance Company Average Annual Rates
Allstate $5,680
GEICO $3,123
Liberty Mutual $8,530
Nationwide $5,770
Progressive $6,020
State Farm $6,020
Travelers $6,884
USAA $4,926

Category Winners: Cheapest Car Insurance in Centerport, New York

Find the cheapest car insurance companies in Centerport, NY for each category right here.

Best Annual Car Insurance Rates by Company in Centerport, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Centerport, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Centerport car insurance rates. Find the cheapest Centerport, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Centerport, New York

Insurance Company Low Medium High
Allstate $5,226 $5,650 $6,163
GEICO $2,932 $3,111 $3,326
Liberty Mutual $8,070 $8,505 $9,015
Nationwide $5,355 $5,713 $6,243
Progressive $5,639 $5,973 $6,449
State Farm $5,642 $6,062 $6,355
Travelers $6,391 $6,780 $7,480
USAA $4,742 $4,893 $5,144

What affects car insurance rates in Centerport, New York?

What factors can have an impact on Centerport, NY car insurance? There are several reasons why Centerport car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Centerport, New York.

Commute Time in Centerport

The more time you spend in your car the higher the risk of an accident. The average commute length in Centerport, NY is 40.7 minutes according to City-Data.

Compare Car Insurance Quotes in Centerport, NY

Ready to find affordable Centerport, New York car insurance today? Enter your ZIP code for fast, free Centerport, NY car insurance quotes.

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