Compare Centerville, OH Car Insurance Rates (2021)

Car insurance in Centerville, OH averages $238 a month. Centerville, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Centerville car insurance rates, compare quotes from the top car insurance companies in Centerville, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Centerville is 45440
  • Average car insurance rates in Centerville, OH after a DUI are $3,337/year
  • The cheapest car insurance company in Centerville for teen drivers is USAA

If you need to buy Centerville, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Centerville, OH is right here.

You’ll find Centerville car insurance rates, the cheapest Centerville, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Centerville, Ohio car insurance rates to Akron car insurance rates, Canton car insurance rates, and Hamilton car insurance rates.

Ready to find affordable Centerville, OH car insurance today? Enter your ZIP code for fast, free Centerville car insurance quotes.

Cheapest Centerville, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Centerville, OH car insurance rates? Every Centerville, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Centerville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,081 $2,063 $1,884 $2,011 $5,905 $6,768 $2,172 $2,311
American Family $950 $984 $875 $877 $3,008 $3,257 $1,177 $1,238
Farmers $1,671 $1,665 $1,472 $1,556 $7,493 $7,776 $1,874 $1,952
GEICO $1,338 $1,305 $1,260 $1,276 $3,645 $3,395 $1,486 $1,258
Liberty Mutual $1,983 $2,160 $1,525 $1,852 $10,558 $11,914 $2,103 $2,294
Nationwide $2,632 $2,643 $2,373 $2,388 $6,870 $8,855 $2,822 $3,287
Progressive $1,728 $1,621 $1,442 $1,486 $7,826 $8,802 $2,071 $2,138
State Farm $1,497 $1,497 $1,353 $1,353 $4,852 $6,077 $1,744 $2,005
Travelers $1,476 $1,498 $1,471 $1,462 $6,425 $10,130 $1,542 $1,756
USAA $824 $830 $788 $784 $2,565 $2,849 $1,098 $1,181

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Minimum Car Insurance in Centerville, OH

Every driver must carry the minimum car insurance in Centerville, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Centerville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Centerville, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Centerville, OH. Compare credit history car insurance rates in Centerville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Centerville, Ohio

Insurance Company Poor Fair Good
Allstate $4,038 $2,951 $2,460
American Family $2,049 $1,401 $1,187
Farmers $3,600 $3,047 $2,900
GEICO $2,243 $1,871 $1,498
Liberty Mutual $6,150 $3,782 $2,964
Nationwide $4,817 $3,872 $3,262
Progressive $3,795 $3,292 $3,081
State Farm $3,627 $2,244 $1,771
Travelers $3,599 $3,134 $2,928
USAA $1,767 $1,256 $1,072

Cheapest Centerville, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Centerville, OH to rates for a clean record with top companies.

Annual Centerville, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,634 $3,193 $3,778 $2,993
American Family $1,481 $1,567 $1,567 $1,567
Farmers $2,622 $3,381 $3,297 $3,429
GEICO $1,264 $1,834 $2,671 $1,714
Liberty Mutual $3,611 $4,637 $4,732 $4,214
Nationwide $3,187 $4,061 $5,159 $3,527
Progressive $2,920 $3,981 $3,110 $3,545
State Farm $2,310 $2,785 $2,547 $2,547
Travelers $2,367 $3,092 $4,666 $2,755
USAA $1,048 $1,406 $1,846 $1,160

Cheapest Centerville, OH Car Insurance for Teen Drivers

Teen car insurance in Centerville, OH can be expensive. Take a look at rates from the top car insurance companies in Centerville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Centerville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,905 $6,768
American Family $3,008 $3,257
Farmers $7,493 $7,776
GEICO $3,645 $3,395
Liberty Mutual $10,558 $11,914
Nationwide $6,870 $8,855
Progressive $7,826 $8,802
State Farm $4,852 $6,077
Travelers $6,425 $10,130
USAA $2,565 $2,849

Cheapest Centerville, OH Car Insurance for Seniors

Take a look at Centerville, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Centerville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,884 $2,011
American Family $875 $877
Farmers $1,472 $1,556
GEICO $1,260 $1,276
Liberty Mutual $1,525 $1,852
Nationwide $2,373 $2,388
Progressive $1,442 $1,486
State Farm $1,353 $1,353
Travelers $1,471 $1,462
USAA $788 $784

Cheapest Centerville, OH Car Insurance Rates After a DUI

A DUI in Centerville, OH increases car insurance rates. Compare Centerville, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Centerville, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,778
American Family $1,567
Farmers $3,297
GEICO $2,671
Liberty Mutual $4,732
Nationwide $5,159
Progressive $3,110
State Farm $2,547
Travelers $4,666
USAA $1,846

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Cheapest Centerville, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Centerville, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Centerville, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,150 $3,150
American Family $1,527 $1,564
Farmers $3,182 $3,182
GEICO $1,839 $1,902
Liberty Mutual $4,299 $4,299
Nationwide $3,984 $3,984
Progressive $3,389 $3,389
State Farm $2,484 $2,611
Travelers $3,220 $3,220
USAA $1,314 $1,416

Cheapest Centerville, OH Car Insurance Rates by ZIP Code

Centerville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Centerville, OH.

Annual Car Insurance Rates by ZIP Code in Centerville, Ohio

ZIP Code Average Annual Rates
45429 $2,643
45440 $2,622

The Best Cheap Car Insurance Companies in Centerville, OH

Take a look at a side-by-side comparison of the top car insurance companies in Centerville, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Centerville, Ohio

Insurance Company Average Annual Rates
Allstate $3,150
American Family $1,546
Farmers $3,182
GEICO $1,871
Liberty Mutual $4,299
Nationwide $3,984
Progressive $3,389
State Farm $2,547
Travelers $3,220
USAA $1,365

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Category Winners: Cheapest Car Insurance in Centerville, Ohio

Find the cheapest car insurance companies in Centerville, OH for each category right here.

Best Annual Car Insurance Rates by Company in Centerville, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Cheapest Centerville, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Centerville car insurance rates. Find the cheapest Centerville, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Centerville, Ohio

Insurance Company Low Medium High
Allstate $3,052 $3,143 $3,254
American Family $1,516 $1,557 $1,564
Farmers $3,010 $3,133 $3,404
GEICO $1,812 $1,863 $1,937
Liberty Mutual $4,142 $4,320 $4,434
Nationwide $4,411 $3,860 $3,680
Progressive $3,266 $3,363 $3,539
State Farm $2,407 $2,555 $2,679
Travelers $3,139 $3,261 $3,260
USAA $1,302 $1,363 $1,429

What affects car insurance rates in Centerville, Ohio?

What factors can have an impact on Centerville, OH car insurance? There are several reasons why Centerville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Centerville, Ohio.

Car Theft in Centerville

High levels of vehicle theft can make car insurance more expensive. Centerville, OH car theft statistics from the FBI indicate 10 vehicle thefts a year.

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Compare Car Insurance Quotes in Centerville, OH

Ready to find affordable Centerville, Ohio car insurance today? Enter your ZIP code for fast, free Centerville, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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