Compare Central Falls, RI Car Insurance Rates (2021)

Car insurance in Central Falls, RI averages $498 a month. Central Falls, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Central Falls car insurance rates, compare quotes from the top car insurance companies in Central Falls, RI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Central Falls for teen drivers is State Farm
  • Average car insurance rates in Central Falls, RI after a DUI are $7,248/year
  • The cheapest car insurance company in Central Falls is State Farm

If you need to buy Central Falls, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in Central Falls, RI is right here.

You’ll find Central Falls car insurance rates, the cheapest Central Falls, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare Central Falls, Rhode Island car insurance rates to Mapleville car insurance rates, Prudence Island car insurance rates, and Bristol car insurance rates.

Ready to find affordable Central Falls, RI car insurance today? Enter your ZIP code for fast, free Central Falls car insurance quotes.

Cheapest Central Falls, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Central Falls, RI car insurance rates? Every Central Falls, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Central Falls, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,609 $4,527 $4,572 $4,777 $7,956 $9,428 $4,832 $4,990
GEICO $4,601 $4,717 $4,717 $4,612 $14,245 $18,653 $4,763 $4,973
Liberty Mutual $4,118 $4,118 $3,924 $3,924 $10,006 $15,631 $4,118 $5,611
Nationwide $3,405 $3,463 $2,965 $3,158 $9,272 $12,001 $4,092 $4,466
Progressive $3,369 $3,199 $3,101 $3,080 $15,058 $16,961 $4,113 $4,190
State Farm $1,729 $1,729 $1,527 $1,527 $4,794 $6,393 $1,902 $2,273
Travelers $1,983 $2,007 $2,022 $2,011 $20,667 $32,709 $2,041 $2,268
USAA $2,431 $2,402 $2,329 $2,283 $11,307 $12,945 $3,329 $3,496

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Minimum Car Insurance in Central Falls, RI

Every driver must carry the minimum car insurance in Central Falls, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in Central Falls, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Central Falls, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Central Falls, RI. Compare credit history car insurance rates in Central Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Central Falls, Rhode Island

Insurance Company Poor Fair Good
Allstate $7,171 $5,500 $4,463
GEICO $8,587 $7,445 $6,948
Liberty Mutual $8,465 $5,614 $5,215
Nationwide $6,223 $5,111 $4,724
Progressive $7,441 $6,459 $6,002
State Farm $3,675 $2,482 $2,045
Travelers $8,620 $8,028 $7,993
USAA $7,517 $4,270 $3,408

Cheapest Central Falls, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Central Falls, RI to rates for a clean record with top companies.

Annual Central Falls, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,005 $5,802 $6,504 $5,534
GEICO $4,943 $6,519 $12,959 $6,220
Liberty Mutual $5,967 $6,889 $6,902 $5,967
Nationwide $5,020 $5,424 $5,798 $5,168
Progressive $5,398 $8,604 $6,078 $6,456
State Farm $2,532 $3,341 $2,532 $2,532
Travelers $7,359 $7,613 $9,494 $8,387
USAA $3,666 $4,983 $7,718 $3,894

Cheapest Central Falls, RI Car Insurance for Teen Drivers

Teen car insurance in Central Falls, RI can be expensive. Take a look at rates from the top car insurance companies in Central Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in Central Falls, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,956 $9,428
GEICO $14,245 $18,653
Liberty Mutual $10,006 $15,631
Nationwide $9,272 $12,001
Progressive $15,058 $16,961
State Farm $4,794 $6,393
Travelers $20,667 $32,709
USAA $11,307 $12,945

Cheapest Central Falls, RI Car Insurance for Seniors

Take a look at Central Falls, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Central Falls, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,572 $4,777
GEICO $4,717 $4,612
Liberty Mutual $3,924 $3,924
Nationwide $2,965 $3,158
Progressive $3,101 $3,080
State Farm $1,527 $1,527
Travelers $2,022 $2,011
USAA $2,329 $2,283

Cheapest Central Falls, RI Car Insurance Rates After a DUI

A DUI in Central Falls, RI increases car insurance rates. Compare Central Falls, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Central Falls, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,504
GEICO $12,959
Liberty Mutual $6,902
Nationwide $5,798
Progressive $6,078
State Farm $2,532
Travelers $9,494
USAA $7,718

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Cheapest Central Falls, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Central Falls, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Central Falls, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,670 $5,752
GEICO $7,504 $7,816
Liberty Mutual $6,222 $6,641
Nationwide $5,353 $5,353
Progressive $6,634 $6,634
State Farm $2,651 $2,817
Travelers $8,214 $8,214
USAA $5,017 $5,114

The Best Cheap Car Insurance Companies in Central Falls, RI

Take a look at a side-by-side comparison of the top car insurance companies in Central Falls, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Central Falls, Rhode Island

Insurance Company Average Annual Rates
Allstate $5,711
GEICO $7,660
Liberty Mutual $6,431
Nationwide $5,353
Progressive $6,634
State Farm $2,734
Travelers $8,214
USAA $5,065

Category Winners: Cheapest Car Insurance in Central Falls, Rhode Island

Find the cheapest car insurance companies in Central Falls, RI for each category right here.

Best Annual Car Insurance Rates by Company in Central Falls, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Central Falls, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Central Falls car insurance rates. Find the cheapest Central Falls, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Central Falls, Rhode Island

Insurance Company Low Medium High
Allstate $5,393 $5,695 $6,045
GEICO $7,258 $7,641 $8,081
Liberty Mutual $6,025 $6,393 $6,876
Nationwide $5,540 $5,395 $5,123
Progressive $6,181 $6,582 $7,138
State Farm $2,591 $2,730 $2,881
Travelers $8,313 $8,368 $7,959
USAA $4,814 $5,069 $5,312

What affects car insurance rates in Central Falls, Rhode Island?

What factors can have an impact on Central Falls, RI car insurance? There are several reasons why Central Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Central Falls, Rhode Island.

Car Theft in Central Falls

High levels of vehicle theft can make car insurance more expensive. Central Falls, RI car theft statistics from the FBI indicate 56 vehicle thefts a year.

Commute Time in Central Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in Central Falls, RI is 28.5 minutes according to City-Data.

Compare Car Insurance Quotes in Central Falls, RI

Ready to find affordable Central Falls, Rhode Island car insurance today? Enter your ZIP code for fast, free Central Falls, RI car insurance quotes.

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