Compare Central Gardens, TX Car Insurance Rates (2021)

Car insurance in Central Gardens, TX averages $351 a month. Central Gardens, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Central Gardens car insurance rates, compare quotes from the top car insurance companies in Central Gardens, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Central Gardens, TX are $4,206/year
  • The cheapest car insurance company in Central Gardens for teen drivers is USAA
  • Average car insurance rates in Central Gardens, TX after a DUI are $4,800/year

If you need to buy Central Gardens, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Central Gardens, TX is right here.

You’ll find Central Gardens car insurance rates, the cheapest Central Gardens, TX car insurance companies, and information on Texas car insurance laws. You can also compare Central Gardens, Texas car insurance rates to San Antonio car insurance rates, Dallas car insurance rates, and Austin car insurance rates.

Ready to find affordable Central Gardens, TX car insurance today? Enter your ZIP code for fast, free Central Gardens car insurance quotes.

Cheapest Central Gardens, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Central Gardens, TX car insurance rates? Every Central Gardens, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Central Gardens, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,690 $3,713 $3,642 $3,642 $9,745 $11,730 $4,543 $4,716
American Family $2,645 $2,963 $2,534 $2,919 $7,456 $9,738 $3,882 $4,433
GEICO $2,633 $2,871 $2,586 $2,989 $5,909 $6,075 $2,850 $2,804
Nationwide $2,719 $2,761 $2,400 $2,538 $7,884 $10,108 $3,212 $3,473
Progressive $2,704 $2,551 $2,411 $2,452 $11,610 $12,968 $3,199 $3,234
State Farm $2,259 $2,259 $2,021 $2,021 $5,518 $7,047 $2,464 $2,532
USAA $1,783 $1,783 $1,713 $1,689 $5,113 $5,532 $2,372 $2,518

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Minimum Car Insurance in Central Gardens, TX

Every driver must carry the minimum car insurance in Central Gardens, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Central Gardens, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Central Gardens, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Central Gardens, TX. Compare credit history car insurance rates in Central Gardens from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Central Gardens, Texas

Insurance Company Poor Fair Good
Allstate $7,221 $5,285 $4,527
American Family $6,225 $4,001 $3,488
GEICO $5,552 $3,134 $2,083
Nationwide $5,268 $4,228 $3,665
Progressive $5,777 $5,005 $4,641
State Farm $4,613 $2,881 $2,301
USAA $4,109 $2,396 $1,933

Cheapest Central Gardens, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Central Gardens, TX to rates for a clean record with top companies.

Annual Central Gardens, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,390 $6,824 $7,107 $4,390
American Family $4,141 $5,342 $4,661 $4,141
GEICO $3,042 $4,060 $3,337 $3,919
Nationwide $3,804 $3,804 $5,642 $4,298
Progressive $4,474 $5,823 $5,232 $5,034
State Farm $2,888 $3,329 $3,955 $2,888
USAA $2,085 $3,104 $3,666 $2,396

Cheapest Central Gardens, TX Car Insurance for Teen Drivers

Teen car insurance in Central Gardens, TX can be expensive. Take a look at rates from the top car insurance companies in Central Gardens for teenagers.

Annual Car Insurance Rates for Teen Drivers in Central Gardens, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,745 $11,730
American Family $7,456 $9,738
GEICO $5,909 $6,075
Nationwide $7,884 $10,108
Progressive $11,610 $12,968
State Farm $5,518 $7,047
USAA $5,113 $5,532

Cheapest Central Gardens, TX Car Insurance for Seniors

Take a look at Central Gardens, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Central Gardens, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,642 $3,642
American Family $2,534 $2,919
GEICO $2,586 $2,989
Nationwide $2,400 $2,538
Progressive $2,411 $2,452
State Farm $2,021 $2,021
USAA $1,713 $1,689

Cheapest Central Gardens, TX Car Insurance Rates After a DUI

A DUI in Central Gardens, TX increases car insurance rates. Compare Central Gardens, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Central Gardens, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,107
American Family $4,661
GEICO $3,337
Nationwide $5,642
Progressive $5,232
State Farm $3,955
USAA $3,666

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Cheapest Central Gardens, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Central Gardens, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Central Gardens, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,537 $5,818
American Family $4,571 $4,571
GEICO $3,525 $3,655
Nationwide $4,387 $4,387
Progressive $5,141 $5,141
State Farm $3,265 $3,265
USAA $2,777 $2,848

The Best Cheap Car Insurance Companies in Central Gardens, TX

Take a look at a side-by-side comparison of the top car insurance companies in Central Gardens, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Central Gardens, Texas

Insurance Company Average Annual Rates
Allstate $5,678
American Family $4,571
GEICO $3,590
Nationwide $4,387
Progressive $5,141
State Farm $3,265
USAA $2,813

Category Winners: Cheapest Car Insurance in Central Gardens, Texas

Find the cheapest car insurance companies in Central Gardens, TX for each category right here.

Best Annual Car Insurance Rates by Company in Central Gardens, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Central Gardens, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Central Gardens car insurance rates. Find the cheapest Central Gardens, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Central Gardens, Texas

Insurance Company Low Medium High
Allstate $5,524 $5,620 $5,888
American Family $4,249 $4,392 $5,072
GEICO $3,357 $3,532 $3,880
Nationwide $4,708 $4,197 $4,255
Progressive $4,863 $5,115 $5,446
State Farm $3,071 $3,251 $3,473
USAA $2,702 $2,800 $2,937

What affects car insurance rates in Central Gardens, Texas?

What factors can have an impact on Central Gardens, TX car insurance? There are several reasons why Central Gardens car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Central Gardens, Texas.

Commute Time in Central Gardens

The more time you spend in your car the higher the risk of an accident. The average commute length in Central Gardens, TX is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Central Gardens, TX

Ready to find affordable Central Gardens, Texas car insurance today? Enter your ZIP code for fast, free Central Gardens, TX car insurance quotes.

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