Compare Central, UT Car Insurance Rates (2021)

Car insurance in Central, UT averages $280 a month. Central, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Central car insurance rates, compare quotes from the top car insurance companies in Central, UT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Central, UT after a DUI are $3,821/year
  • The cheapest car insurance company in Central for teen drivers is USAA
  • The cheapest car insurance company in Central is USAA

If you need to buy Central, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Central, UT is right here.

You’ll find Central car insurance rates, the cheapest Central, UT car insurance companies, and information on Utah car insurance laws. You can also compare Central, Utah car insurance rates to Layton car insurance rates, St. George car insurance rates, and South Jordan car insurance rates.

Ready to find affordable Central, UT car insurance today? Enter your ZIP code for fast, free Central car insurance quotes.

Cheapest Central, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Central, UT car insurance rates? Every Central, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Central, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,050 $1,899 $1,865 $1,864 $6,301 $7,025 $2,171 $2,152
American Family $1,919 $1,919 $1,766 $1,766 $6,929 $9,037 $1,919 $2,259
Farmers $2,182 $2,157 $1,926 $2,048 $9,272 $9,567 $2,476 $2,567
GEICO $1,955 $2,174 $2,134 $2,469 $5,810 $6,201 $1,698 $1,710
Liberty Mutual $2,096 $2,255 $1,742 $1,940 $8,334 $9,251 $2,204 $2,334
Nationwide $1,778 $1,792 $1,595 $1,672 $4,858 $6,148 $2,059 $2,198
Progressive $2,000 $1,856 $1,638 $1,743 $8,189 $9,113 $2,300 $2,410
State Farm $2,445 $2,445 $2,229 $2,229 $7,489 $9,292 $2,774 $3,169
USAA $1,354 $1,331 $1,216 $1,215 $4,723 $5,512 $1,645 $1,798

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Minimum Car Insurance in Central, UT

Every driver must carry the minimum car insurance in Central, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Central, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Central, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Central, UT. Compare credit history car insurance rates in Central from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Central, Utah

Insurance Company Poor Fair Good
Allstate $4,235 $2,840 $2,423
American Family $4,324 $3,242 $2,752
Farmers $4,599 $3,833 $3,641
GEICO $4,602 $2,548 $1,907
Liberty Mutual $5,362 $3,322 $2,624
Nationwide $3,408 $2,592 $2,288
Progressive $4,130 $3,543 $3,296
State Farm $6,520 $3,285 $2,222
USAA $3,371 $2,147 $1,530

Cheapest Central, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Central, UT to rates for a clean record with top companies.

Annual Central, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,678 $3,227 $3,746 $3,013
American Family $2,836 $3,542 $4,190 $3,189
Farmers $3,425 $4,454 $4,325 $3,894
GEICO $2,194 $3,405 $3,929 $2,547
Liberty Mutual $2,954 $4,054 $4,357 $3,712
Nationwide $2,202 $2,950 $3,448 $2,451
Progressive $3,098 $4,667 $3,241 $3,618
State Farm $3,642 $4,376 $4,009 $4,009
USAA $1,849 $2,335 $3,142 $2,071

Cheapest Central, UT Car Insurance for Teen Drivers

Teen car insurance in Central, UT can be expensive. Take a look at rates from the top car insurance companies in Central for teenagers.

Annual Car Insurance Rates for Teen Drivers in Central, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,301 $7,025
American Family $6,929 $9,037
Farmers $9,272 $9,567
GEICO $5,810 $6,201
Liberty Mutual $8,334 $9,251
Nationwide $4,858 $6,148
Progressive $8,189 $9,113
State Farm $7,489 $9,292
USAA $4,723 $5,512

Cheapest Central, UT Car Insurance for Seniors

Take a look at Central, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Central, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,865 $1,864
American Family $1,766 $1,766
Farmers $1,926 $2,048
GEICO $2,134 $2,469
Liberty Mutual $1,742 $1,940
Nationwide $1,595 $1,672
Progressive $1,638 $1,743
State Farm $2,229 $2,229
USAA $1,216 $1,215

Cheapest Central, UT Car Insurance Rates After a DUI

A DUI in Central, UT increases car insurance rates. Compare Central, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Central, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,746
American Family $4,190
Farmers $4,325
GEICO $3,929
Liberty Mutual $4,357
Nationwide $3,448
Progressive $3,241
State Farm $4,009
USAA $3,142

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Cheapest Central, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Central, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Central, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,166 $3,166
American Family $3,437 $3,441
Farmers $4,024 $4,024
GEICO $2,967 $3,071
Liberty Mutual $3,709 $3,830
Nationwide $2,762 $2,762
Progressive $3,656 $3,656
State Farm $3,906 $4,112
USAA $2,323 $2,375

The Best Cheap Car Insurance Companies in Central, UT

Take a look at a side-by-side comparison of the top car insurance companies in Central, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Central, Utah

Insurance Company Average Annual Rates
Allstate $3,166
American Family $3,439
Farmers $4,024
GEICO $3,019
Liberty Mutual $3,769
Nationwide $2,762
Progressive $3,656
State Farm $4,009
USAA $2,349

Category Winners: Cheapest Car Insurance in Central, Utah

Find the cheapest car insurance companies in Central, UT for each category right here.

Best Annual Car Insurance Rates by Company in Central, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Central, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Central car insurance rates. Find the cheapest Central, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Central, Utah

Insurance Company Low Medium High
Allstate $3,009 $3,159 $3,331
American Family $3,341 $3,484 $3,493
Farmers $3,690 $3,970 $4,414
GEICO $2,816 $3,007 $3,232
Liberty Mutual $3,570 $3,753 $3,985
Nationwide $3,007 $2,627 $2,653
Progressive $3,309 $3,501 $4,158
State Farm $3,753 $4,020 $4,254
USAA $2,249 $2,350 $2,448

What affects car insurance rates in Central, Utah?

What factors can have an impact on Central, UT car insurance? There are several reasons why Central car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Central, Utah.

Commute Time in Central

The more time you spend in your car the higher the risk of an accident. The average commute length in Central, UT is 33.4 minutes according to City-Data.

Compare Car Insurance Quotes in Central, UT

Ready to find affordable Central, Utah car insurance today? Enter your ZIP code for fast, free Central, UT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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