Compare Centralia, TX Car Insurance Rates (2021)

Car insurance in Centralia, TX averages $331 a month. Centralia, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Centralia car insurance rates, compare quotes from the top car insurance companies in Centralia, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Centralia is USAA
  • The cheapest car insurance company in Centralia for teen drivers is USAA
  • Average car insurance rates in Centralia, TX after a DUI are $4,507/year

If you need to buy Centralia, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Centralia, TX is right here.

You’ll find Centralia car insurance rates, the cheapest Centralia, TX car insurance companies, and information on Texas car insurance laws. You can also compare Centralia, Texas car insurance rates to Dallas car insurance rates, Laredo car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Centralia, TX car insurance today? Enter your ZIP code for fast, free Centralia car insurance quotes.

Cheapest Centralia, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Centralia, TX car insurance rates? Every Centralia, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Centralia, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,585 $3,619 $3,540 $3,540 $9,449 $11,414 $4,436 $4,626
American Family $3,025 $3,391 $2,880 $3,322 $8,517 $11,145 $4,446 $5,083
GEICO $2,294 $2,472 $2,210 $2,500 $4,973 $5,178 $2,479 $2,478
Nationwide $2,366 $2,407 $2,090 $2,213 $6,727 $8,637 $2,781 $3,009
Progressive $2,601 $2,458 $2,308 $2,355 $10,877 $12,134 $3,071 $3,107
State Farm $2,047 $2,047 $1,816 $1,816 $4,819 $6,128 $2,220 $2,292
USAA $1,553 $1,565 $1,481 $1,473 $4,353 $4,751 $2,073 $2,230

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Minimum Car Insurance in Centralia, TX

Every driver must carry the minimum car insurance in Centralia, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Centralia, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Centralia, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Centralia, TX. Compare credit history car insurance rates in Centralia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Centralia, Texas

Insurance Company Poor Fair Good
Allstate $7,025 $5,147 $4,406
American Family $7,113 $4,563 $4,003
GEICO $4,736 $2,687 $1,797
Nationwide $4,535 $3,640 $3,162
Progressive $5,484 $4,730 $4,378
State Farm $4,108 $2,553 $2,033
USAA $3,583 $2,063 $1,658

Cheapest Centralia, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Centralia, TX to rates for a clean record with top companies.

Annual Centralia, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,296 $6,614 $6,898 $4,296
American Family $4,760 $6,065 $5,320 $4,760
GEICO $2,611 $3,439 $2,883 $3,360
Nationwide $3,278 $3,278 $4,858 $3,702
Progressive $4,238 $5,488 $4,958 $4,771
State Farm $2,584 $2,952 $3,471 $2,584
USAA $1,817 $2,677 $3,159 $2,086

Cheapest Centralia, TX Car Insurance for Teen Drivers

Teen car insurance in Centralia, TX can be expensive. Take a look at rates from the top car insurance companies in Centralia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Centralia, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,449 $11,414
American Family $8,517 $11,145
GEICO $4,973 $5,178
Nationwide $6,727 $8,637
Progressive $10,877 $12,134
State Farm $4,819 $6,128
USAA $4,353 $4,751

Cheapest Centralia, TX Car Insurance for Seniors

Take a look at Centralia, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Centralia, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,540 $3,540
American Family $2,880 $3,322
GEICO $2,210 $2,500
Nationwide $2,090 $2,213
Progressive $2,308 $2,355
State Farm $1,816 $1,816
USAA $1,481 $1,473

Cheapest Centralia, TX Car Insurance Rates After a DUI

A DUI in Centralia, TX increases car insurance rates. Compare Centralia, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Centralia, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,898
American Family $5,320
GEICO $2,883
Nationwide $4,858
Progressive $4,958
State Farm $3,471
USAA $3,159

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Cheapest Centralia, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Centralia, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Centralia, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,394 $5,658
American Family $5,226 $5,226
GEICO $3,015 $3,131
Nationwide $3,779 $3,779
Progressive $4,864 $4,864
State Farm $2,898 $2,898
USAA $2,404 $2,465

The Best Cheap Car Insurance Companies in Centralia, TX

Take a look at a side-by-side comparison of the top car insurance companies in Centralia, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Centralia, Texas

Insurance Company Average Annual Rates
Allstate $5,526
American Family $5,226
GEICO $3,073
Nationwide $3,779
Progressive $4,864
State Farm $2,898
USAA $2,435

Category Winners: Cheapest Car Insurance in Centralia, Texas

Find the cheapest car insurance companies in Centralia, TX for each category right here.

Best Annual Car Insurance Rates by Company in Centralia, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Centralia, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Centralia car insurance rates. Find the cheapest Centralia, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Centralia, Texas

Insurance Company Low Medium High
Allstate $5,403 $5,480 $5,696
American Family $4,820 $5,018 $5,840
GEICO $2,912 $3,033 $3,274
Nationwide $4,069 $3,614 $3,653
Progressive $4,612 $4,837 $5,143
State Farm $2,757 $2,889 $3,048
USAA $2,357 $2,425 $2,522

Compare Car Insurance Quotes in Centralia, TX

Ready to find affordable Centralia, Texas car insurance today? Enter your ZIP code for fast, free Centralia, TX car insurance quotes.

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