Compare Centralia, WA Car Insurance Rates (2021)

Car insurance in Centralia, WA averages $237 a month. Centralia, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Centralia car insurance rates, compare quotes from the top car insurance companies in Centralia, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Centralia for teen drivers is GEICO
  • Average car insurance rates in Centralia, WA are $2,843/year
  • Average car insurance rates in Centralia, WA after a DUI are $3,314/year

If you need to buy Centralia, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Centralia, WA is right here.

You’ll find Centralia car insurance rates, the cheapest Centralia, WA car insurance companies, and information on Washington car insurance laws. You can also compare Centralia, Washington car insurance rates to Spokane Valley car insurance rates, Bellevue car insurance rates, and Kent car insurance rates.

Ready to find affordable Centralia, WA car insurance today? Enter your ZIP code for fast, free Centralia car insurance quotes.

Cheapest Centralia, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Centralia, WA car insurance rates? Every Centralia, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Centralia, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,905 $1,883 $1,762 $1,846 $6,619 $7,654 $2,020 $2,094
American Family $1,996 $1,996 $1,822 $1,822 $7,637 $10,437 $1,996 $2,682
Farmers $1,848 $1,894 $1,693 $1,905 $4,140 $4,431 $2,321 $2,426
GEICO $1,563 $1,592 $1,469 $1,469 $3,368 $4,405 $2,625 $1,922
Liberty Mutual $1,658 $1,816 $1,486 $1,736 $9,126 $10,094 $1,781 $1,944
Nationwide $1,338 $1,368 $1,244 $1,295 $3,534 $4,318 $1,586 $1,714
Progressive $1,436 $1,341 $1,292 $1,308 $7,218 $8,087 $1,718 $1,711
State Farm $1,624 $1,624 $1,461 $1,461 $4,715 $5,969 $1,848 $2,125
USAA $1,155 $1,140 $1,112 $1,114 $5,000 $5,908 $1,463 $1,603

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Minimum Car Insurance in Centralia, WA

Every driver must carry the minimum car insurance in Centralia, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Centralia, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Centralia, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Centralia, WA. Compare credit history car insurance rates in Centralia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Centralia, Washington

Insurance Company Poor Fair Good
Allstate $4,005 $3,049 $2,616
American Family $4,485 $3,661 $3,251
Farmers $3,163 $2,373 $2,211
GEICO $2,740 $2,192 $1,973
Liberty Mutual $5,297 $3,259 $2,559
Nationwide $2,433 $1,922 $1,795
Progressive $3,324 $2,962 $2,756
State Farm $3,785 $2,266 $1,759
USAA $2,919 $2,138 $1,880

Cheapest Centralia, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Centralia, WA to rates for a clean record with top companies.

Annual Centralia, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,716 $3,391 $3,751 $3,034
American Family $3,045 $3,901 $4,516 $3,733
Farmers $2,141 $2,656 $2,879 $2,652
GEICO $1,778 $2,272 $3,380 $1,778
Liberty Mutual $3,164 $3,977 $4,063 $3,617
Nationwide $1,596 $2,156 $2,702 $1,744
Progressive $2,443 $3,814 $2,851 $2,948
State Farm $2,366 $2,841 $2,603 $2,603
USAA $1,699 $2,460 $3,082 $2,008

Cheapest Centralia, WA Car Insurance for Teen Drivers

Teen car insurance in Centralia, WA can be expensive. Take a look at rates from the top car insurance companies in Centralia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Centralia, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,619 $7,654
American Family $7,637 $10,437
Farmers $4,140 $4,431
GEICO $3,368 $4,405
Liberty Mutual $9,126 $10,094
Nationwide $3,534 $4,318
Progressive $7,218 $8,087
State Farm $4,715 $5,969
USAA $5,000 $5,908

Cheapest Centralia, WA Car Insurance for Seniors

Take a look at Centralia, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Centralia, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,762 $1,846
American Family $1,822 $1,822
Farmers $1,693 $1,905
GEICO $1,469 $1,469
Liberty Mutual $1,486 $1,736
Nationwide $1,244 $1,295
Progressive $1,292 $1,308
State Farm $1,461 $1,461
USAA $1,112 $1,114

Cheapest Centralia, WA Car Insurance Rates After a DUI

A DUI in Centralia, WA increases car insurance rates. Compare Centralia, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Centralia, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,751
American Family $4,516
Farmers $2,879
GEICO $3,380
Liberty Mutual $4,063
Nationwide $2,702
Progressive $2,851
State Farm $2,603
USAA $3,082

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Cheapest Centralia, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Centralia, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Centralia, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,223 $3,223
American Family $3,721 $3,876
Farmers $2,582 $2,582
GEICO $2,273 $2,330
Liberty Mutual $3,705 $3,705
Nationwide $2,050 $2,050
Progressive $3,014 $3,014
State Farm $2,531 $2,675
USAA $2,289 $2,335

The Best Cheap Car Insurance Companies in Centralia, WA

Take a look at a side-by-side comparison of the top car insurance companies in Centralia, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Centralia, Washington

Insurance Company Average Annual Rates
Allstate $3,223
American Family $3,799
Farmers $2,582
GEICO $2,302
Liberty Mutual $3,705
Nationwide $2,050
Progressive $3,014
State Farm $2,603
USAA $2,312

Category Winners: Cheapest Car Insurance in Centralia, Washington

Find the cheapest car insurance companies in Centralia, WA for each category right here.

Best Annual Car Insurance Rates by Company in Centralia, Washington

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Centralia, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Centralia car insurance rates. Find the cheapest Centralia, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Centralia, Washington

Insurance Company Low Medium High
Allstate $3,028 $3,212 $3,428
American Family $3,597 $3,794 $4,006
Farmers $2,414 $2,583 $2,750
GEICO $2,164 $2,302 $2,439
Liberty Mutual $3,491 $3,710 $3,915
Nationwide $1,940 $2,048 $2,161
Progressive $2,739 $2,937 $3,367
State Farm $2,429 $2,615 $2,765
USAA $2,160 $2,311 $2,465

What affects car insurance rates in Centralia, Washington?

What factors can have an impact on Centralia, WA car insurance? There are several reasons why Centralia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Centralia, Washington.

Car Theft in Centralia

High levels of vehicle theft can make car insurance more expensive. Centralia, WA car theft statistics from the FBI indicate 59 vehicle thefts a year.

Commute Time in Centralia

The more time you spend in your car the higher the risk of an accident. The average commute length in Centralia, WA is 22.8 minutes according to City-Data.

Compare Car Insurance Quotes in Centralia, WA

Ready to find affordable Centralia, Washington car insurance today? Enter your ZIP code for fast, free Centralia, WA car insurance quotes.

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