Compare Ceres, CA Car Insurance Rates (2021)

Car insurance in Ceres, CA averages $312 a month. Ceres, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ceres car insurance rates, compare quotes from the top car insurance companies in Ceres, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ceres is Progressive
  • Average car insurance rates in Ceres, CA are $3,747/year
  • Average car insurance rates in Ceres, CA after a DUI are $5,281/year

If you need to buy Ceres, California car insurance, the options can be confusing. Everything you need to know about car insurance in Ceres, CA is right here.

You’ll find Ceres car insurance rates, the cheapest Ceres, CA car insurance companies, and information on California car insurance laws. You can also compare Ceres, California car insurance rates to Bakersfield car insurance rates, Oakland car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Ceres, CA car insurance today? Enter your ZIP code for fast, free Ceres car insurance quotes.

Cheapest Ceres, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ceres, CA car insurance rates? Every Ceres, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ceres, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,956 $2,960 $2,147 $2,168 $8,116 $10,209 $3,777 $4,154
Farmers $2,814 $2,814 $2,531 $2,531 $8,929 $14,629 $3,329 $3,701
GEICO $1,764 $1,765 $1,660 $1,660 $5,346 $5,436 $2,531 $2,588
Liberty Mutual $2,271 $2,153 $2,101 $2,038 $4,917 $5,230 $2,563 $2,585
Nationwide $3,269 $3,124 $2,861 $2,699 $8,252 $9,129 $3,896 $3,851
Progressive $1,644 $1,689 $1,398 $1,655 $4,342 $5,221 $2,362 $2,535
State Farm $3,826 $3,826 $3,415 $3,415 $7,035 $8,751 $4,232 $4,360
Travelers $2,583 $2,502 $2,278 $2,253 $5,328 $6,113 $3,364 $3,295
USAA $1,875 $1,778 $1,827 $1,837 $4,265 $4,293 $2,594 $2,454

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Minimum Car Insurance in Ceres, CA

Every driver must carry the minimum car insurance in Ceres, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Ceres, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ceres, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ceres, CA to rates for a clean record with top companies.

Annual Ceres, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,747 $4,618 $7,275 $3,604
Farmers $3,816 $5,194 $6,472 $5,158
GEICO $1,990 $3,065 $3,852 $2,468
Liberty Mutual $2,588 $3,469 $3,130 $2,742
Nationwide $3,232 $4,146 $7,016 $4,146
Progressive $1,709 $2,899 $3,352 $2,463
State Farm $3,465 $4,134 $7,809 $4,022
Travelers $2,309 $3,764 $4,385 $3,400
USAA $1,738 $2,586 $4,234 $1,904

Cheapest Ceres, CA Car Insurance for Teen Drivers

Teen car insurance in Ceres, CA can be expensive. Take a look at rates from the top car insurance companies in Ceres for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ceres, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,116 $10,209
Farmers $8,929 $14,629
GEICO $5,346 $5,436
Liberty Mutual $4,917 $5,230
Nationwide $8,252 $9,129
Progressive $4,342 $5,221
State Farm $7,035 $8,751
Travelers $5,328 $6,113
USAA $4,265 $4,293

Cheapest Ceres, CA Car Insurance for Seniors

Take a look at Ceres, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ceres, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,147 $2,168
Farmers $2,531 $2,531
GEICO $1,660 $1,660
Liberty Mutual $2,101 $2,038
Nationwide $2,861 $2,699
Progressive $1,398 $1,655
State Farm $3,415 $3,415
Travelers $2,278 $2,253
USAA $1,827 $1,837

Cheapest Ceres, CA Car Insurance Rates After a DUI

A DUI in Ceres, CA increases car insurance rates. Compare Ceres, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ceres, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,275
Farmers $6,472
GEICO $3,852
Liberty Mutual $3,130
Nationwide $7,016
Progressive $3,352
State Farm $7,809
Travelers $4,385
USAA $4,234

Cheapest Ceres, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ceres, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ceres, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,106 $5,016
Farmers $4,682 $5,638
GEICO $2,583 $3,104
Liberty Mutual $2,738 $3,227
Nationwide $4,096 $5,175
Progressive $2,364 $2,848
State Farm $4,679 $5,036
Travelers $3,114 $3,815
USAA $2,411 $2,820

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The Best Cheap Car Insurance Companies in Ceres, CA

Take a look at a side-by-side comparison of the top car insurance companies in Ceres, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ceres, California

Insurance Company Average Annual Rates
Allstate $4,561
Farmers $5,160
GEICO $2,844
Liberty Mutual $2,982
Nationwide $4,635
Progressive $2,606
State Farm $4,858
Travelers $3,464
USAA $2,615

Category Winners: Cheapest Car Insurance in Ceres, California

Find the cheapest car insurance companies in Ceres, CA for each category right here.

Best Annual Car Insurance Rates by Company in Ceres, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Ceres, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ceres car insurance rates. Find the cheapest Ceres, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ceres, California

Insurance Company Low Medium High
Allstate $4,295 $4,603 $4,784
Farmers $4,803 $5,198 $5,478
GEICO $2,557 $2,878 $3,096
Liberty Mutual $2,785 $3,007 $3,154
Nationwide $4,153 $4,716 $5,036
Progressive $2,333 $2,686 $2,798
State Farm $4,351 $4,948 $5,274
Travelers $3,039 $3,554 $3,800
USAA $2,377 $2,665 $2,804

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What affects car insurance rates in Ceres, California?

What factors can have an impact on Ceres, CA car insurance? There are several reasons why Ceres car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ceres, California.

Car Theft in Ceres

High levels of vehicle theft can make car insurance more expensive. Ceres, CA car theft statistics from the FBI indicate 335 vehicle thefts a year.

Commute Time in Ceres

The more time you spend in your car the higher the risk of an accident. The average commute length in Ceres, CA is 32.2 minutes according to City-Data.

Compare Car Insurance Quotes in Ceres, CA

Ready to find affordable Ceres, California car insurance today? Enter your ZIP code for fast, free Ceres, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State