Compare Cerrillos, NM Car Insurance Rates (2021)

Car insurance in Cerrillos, NM averages $303 a month. Cerrillos, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Cerrillos car insurance rates, compare quotes from the top car insurance companies in Cerrillos, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cerrillos, NM after a DUI are $4,655/year
  • The cheapest car insurance company in Cerrillos for teen drivers is State Farm
  • The cheapest car insurance company in Cerrillos is State Farm

If you need to buy Cerrillos, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Cerrillos, NM is right here.

You’ll find Cerrillos car insurance rates, the cheapest Cerrillos, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Cerrillos, New Mexico car insurance rates to Roswell car insurance rates, Gallup car insurance rates, and Las Cruces car insurance rates.

Ready to find affordable Cerrillos, NM car insurance today? Enter your ZIP code for fast, free Cerrillos car insurance quotes.

Cheapest Cerrillos, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cerrillos, NM car insurance rates? Every Cerrillos, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cerrillos, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,631 $2,617 $2,430 $2,553 $9,281 $10,797 $2,880 $3,029
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $2,893 $2,967 $2,716 $2,716 $8,574 $11,673 $3,043 $3,007
Nationwide $2,450 $2,484 $2,231 $2,332 $6,029 $7,570 $2,777 $2,967
Progressive $1,610 $1,546 $1,476 $1,473 $6,894 $7,763 $1,941 $1,995
State Farm $1,550 $1,550 $1,418 $1,418 $4,244 $5,320 $1,734 $1,909
USAA $1,705 $1,689 $1,625 $1,613 $4,637 $5,241 $2,119 $2,265

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Minimum Car Insurance in Cerrillos, NM

Every driver must carry the minimum car insurance in Cerrillos, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Cerrillos, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cerrillos, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cerrillos, NM. Compare credit history car insurance rates in Cerrillos from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cerrillos, New Mexico

Insurance Company Poor Fair Good
Allstate $5,268 $4,346 $3,968
Farmers $5,160 $4,273 $4,061
GEICO $5,261 $4,587 $4,247
Nationwide $4,402 $3,436 $2,978
Progressive $3,368 $3,023 $2,871
State Farm $3,402 $2,105 $1,671
USAA $3,274 $2,445 $2,116

Cheapest Cerrillos, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cerrillos, NM to rates for a clean record with top companies.

Annual Cerrillos, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,687 $4,936 $5,302 $4,184
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,790 $4,448 $8,767 $2,790
Nationwide $2,706 $3,784 $4,870 $3,060
Progressive $2,664 $3,671 $2,871 $3,143
State Farm $2,244 $2,442 $2,442 $2,442
USAA $1,936 $2,707 $3,542 $2,260

Cheapest Cerrillos, NM Car Insurance for Teen Drivers

Teen car insurance in Cerrillos, NM can be expensive. Take a look at rates from the top car insurance companies in Cerrillos for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cerrillos, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,281 $10,797
Farmers $10,278 $10,545
GEICO $8,574 $11,673
Nationwide $6,029 $7,570
Progressive $6,894 $7,763
State Farm $4,244 $5,320
USAA $4,637 $5,241

Cheapest Cerrillos, NM Car Insurance for Seniors

Take a look at Cerrillos, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cerrillos, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,430 $2,553
Farmers $2,218 $2,377
GEICO $2,716 $2,716
Nationwide $2,231 $2,332
Progressive $1,476 $1,473
State Farm $1,418 $1,418
USAA $1,625 $1,613

Cheapest Cerrillos, NM Car Insurance Rates After a DUI

A DUI in Cerrillos, NM increases car insurance rates. Compare Cerrillos, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cerrillos, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,302
Farmers $4,788
GEICO $8,767
Nationwide $4,870
Progressive $2,871
State Farm $2,442
USAA $3,542

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Cheapest Cerrillos, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cerrillos, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cerrillos, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,527 $4,527
Farmers $4,498 $4,498
GEICO $4,626 $4,771
Nationwide $3,605 $3,605
Progressive $3,087 $3,087
State Farm $2,333 $2,453
USAA $2,534 $2,689

The Best Cheap Car Insurance Companies in Cerrillos, NM

Take a look at a side-by-side comparison of the top car insurance companies in Cerrillos, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cerrillos, New Mexico

Insurance Company Average Annual Rates
Allstate $4,527
Farmers $4,498
GEICO $4,699
Nationwide $3,605
Progressive $3,087
State Farm $2,393
USAA $2,612

Category Winners: Cheapest Car Insurance in Cerrillos, New Mexico

Find the cheapest car insurance companies in Cerrillos, NM for each category right here.

Best Annual Car Insurance Rates by Company in Cerrillos, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Cerrillos, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cerrillos car insurance rates. Find the cheapest Cerrillos, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cerrillos, New Mexico

Insurance Company Low Medium High
Allstate $4,281 $4,516 $4,785
Farmers $4,060 $4,451 $4,983
GEICO $4,341 $4,685 $5,069
Nationwide $3,517 $3,579 $3,719
Progressive $2,923 $3,087 $3,252
State Farm $2,163 $2,401 $2,614
USAA $2,438 $2,624 $2,773

Compare Car Insurance Quotes in Cerrillos, NM

Ready to find affordable Cerrillos, New Mexico car insurance today? Enter your ZIP code for fast, free Cerrillos, NM car insurance quotes.

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