Compare Cerro Gordo, NC Car Insurance Rates (2021)

Car insurance in Cerro Gordo, NC averages $333 a month. Cerro Gordo, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cerro Gordo car insurance rates, compare quotes from the top car insurance companies in Cerro Gordo, NC.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Cerro Gordo for teen drivers is Liberty Mutual
  • Average car insurance rates in Cerro Gordo, NC after a DUI are $7,577/year
  • The cheapest car insurance company in Cerro Gordo is Liberty Mutual

If you need to buy Cerro Gordo, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Cerro Gordo, NC is right here.

You’ll find Cerro Gordo car insurance rates, the cheapest Cerro Gordo, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Cerro Gordo, North Carolina car insurance rates to Concord car insurance rates, Greensboro car insurance rates, and Winston-Salem car insurance rates.

Ready to find affordable Cerro Gordo, NC car insurance today? Enter your ZIP code for fast, free Cerro Gordo car insurance quotes.

Cheapest Cerro Gordo, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cerro Gordo, NC car insurance rates? Every Cerro Gordo, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cerro Gordo, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,239 $6,239 $5,132 $5,132 $14,626 $14,626 $6,362 $6,362
GEICO $3,002 $2,945 $2,949 $2,895 $5,418 $5,371 $2,635 $2,619
Liberty Mutual $2,177 $2,177 $2,253 $2,253 $3,762 $3,762 $2,177 $2,177
Nationwide $2,914 $2,914 $2,914 $2,914 $4,836 $4,836 $2,914 $2,914
Progressive $2,305 $2,305 $2,091 $2,091 $4,930 $4,930 $2,523 $2,523
State Farm $3,287 $3,287 $2,840 $2,840 $4,841 $4,841 $4,066 $4,066
Travelers $3,192 $3,192 $3,167 $3,167 $5,286 $5,286 $3,277 $3,277

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Cerro Gordo, NC

Every driver must carry the minimum car insurance in Cerro Gordo, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Cerro Gordo, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cerro Gordo, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cerro Gordo, NC. Compare credit history car insurance rates in Cerro Gordo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cerro Gordo, North Carolina

Insurance Company Poor Fair Good
Allstate $10,978 $7,077 $6,214
GEICO $3,766 $3,462 $3,210
Liberty Mutual $2,592 $2,592 $2,592
Nationwide $3,394 $3,394 $3,394
Progressive $3,301 $2,907 $2,679
State Farm $5,287 $3,373 $2,616
Travelers $3,991 $3,624 $3,576

Cheapest Cerro Gordo, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cerro Gordo, NC to rates for a clean record with top companies.

Annual Cerro Gordo, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,348 $7,724 $14,383 $5,904
GEICO $1,866 $2,755 $6,742 $2,555
Liberty Mutual $1,535 $1,978 $4,879 $1,978
Nationwide $1,983 $2,574 $6,446 $2,574
Progressive $1,403 $2,052 $6,401 $1,994
State Farm $2,024 $2,895 $7,221 $2,895
Travelers $2,193 $2,909 $6,963 $2,855

Cheapest Cerro Gordo, NC Car Insurance for Teen Drivers

Teen car insurance in Cerro Gordo, NC can be expensive. Take a look at rates from the top car insurance companies in Cerro Gordo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cerro Gordo, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,626 $14,626
GEICO $5,418 $5,371
Liberty Mutual $3,762 $3,762
Nationwide $4,836 $4,836
Progressive $4,930 $4,930
State Farm $4,841 $4,841
Travelers $5,286 $5,286

Cheapest Cerro Gordo, NC Car Insurance for Seniors

Take a look at Cerro Gordo, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cerro Gordo, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,132 $5,132
GEICO $2,949 $2,895
Liberty Mutual $2,253 $2,253
Nationwide $2,914 $2,914
Progressive $2,091 $2,091
State Farm $2,840 $2,840
Travelers $3,167 $3,167

Cheapest Cerro Gordo, NC Car Insurance Rates After a DUI

A DUI in Cerro Gordo, NC increases car insurance rates. Compare Cerro Gordo, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cerro Gordo, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $14,383
GEICO $6,742
Liberty Mutual $4,879
Nationwide $6,446
Progressive $6,401
State Farm $7,221
Travelers $6,963

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cerro Gordo, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cerro Gordo, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cerro Gordo, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,090 $8,090
GEICO $3,479 $3,479
Liberty Mutual $2,592 $2,592
Nationwide $3,394 $3,394
Progressive $2,962 $2,962
State Farm $3,732 $3,785
Travelers $3,730 $3,730

The Best Cheap Car Insurance Companies in Cerro Gordo, NC

Take a look at a side-by-side comparison of the top car insurance companies in Cerro Gordo, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cerro Gordo, North Carolina

Insurance Company Average Annual Rates
Allstate $8,090
GEICO $3,479
Liberty Mutual $2,592
Nationwide $3,394
Progressive $2,962
State Farm $3,759
Travelers $3,730

Category Winners: Cheapest Car Insurance in Cerro Gordo, North Carolina

Find the cheapest car insurance companies in Cerro Gordo, NC for each category right here.

Best Annual Car Insurance Rates by Company in Cerro Gordo, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cerro Gordo, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cerro Gordo car insurance rates. Find the cheapest Cerro Gordo, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cerro Gordo, North Carolina

Insurance Company Low Medium High
Allstate $7,763 $8,058 $8,448
GEICO $3,309 $3,467 $3,662
Liberty Mutual $2,454 $2,576 $2,747
Nationwide $3,237 $3,377 $3,570
Progressive $2,798 $2,946 $3,143
State Farm $3,568 $3,739 $3,968
Travelers $3,555 $3,710 $3,926

What affects car insurance rates in Cerro Gordo, North Carolina?

What factors can have an impact on Cerro Gordo, NC car insurance? There are several reasons why Cerro Gordo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cerro Gordo, North Carolina.

Commute Time in Cerro Gordo

The more time you spend in your car the higher the risk of an accident. The average commute length in Cerro Gordo, NC is 25.0 minutes according to City-Data.

Compare Car Insurance Quotes in Cerro Gordo, NC

Ready to find affordable Cerro Gordo, North Carolina car insurance today? Enter your ZIP code for fast, free Cerro Gordo, NC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption