Compare Chadron, NE Car Insurance Rates (2021)

Car insurance in Chadron, NE averages $304 a month. Chadron, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Chadron car insurance rates, compare quotes from the top car insurance companies in Chadron, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Chadron for teen drivers is American Family
  • The cheapest car insurance company in Chadron is American Family
  • Average car insurance rates in Chadron, NE after a DUI are $4,243/year

If you need to buy Chadron, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Chadron, NE is right here.

You’ll find Chadron car insurance rates, the cheapest Chadron, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Chadron, Nebraska car insurance rates to Omaha car insurance rates, Norfolk car insurance rates, and Grand Island car insurance rates.

Ready to find affordable Chadron, NE car insurance today? Enter your ZIP code for fast, free Chadron car insurance quotes.

Cheapest Chadron, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chadron, NE car insurance rates? Every Chadron, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chadron, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,746 $1,746 $1,587 $1,587 $2,898 $4,234 $1,707 $1,843
Farmers $2,428 $2,425 $2,185 $2,290 $8,730 $9,005 $2,736 $2,879
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,568 $3,876 $2,812 $3,418 $14,887 $16,723 $3,765 $4,186
Nationwide $1,782 $1,846 $1,592 $1,711 $3,970 $4,975 $2,035 $2,206
Progressive $2,594 $2,564 $2,125 $2,180 $8,698 $9,894 $3,127 $3,337
State Farm $1,675 $1,675 $1,447 $1,447 $4,261 $5,481 $1,842 $2,085
USAA $1,424 $1,430 $1,281 $1,337 $4,260 $5,137 $1,862 $2,096

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Minimum Car Insurance in Chadron, NE

Every driver must carry the minimum car insurance in Chadron, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Chadron, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Chadron, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chadron, NE. Compare credit history car insurance rates in Chadron from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chadron, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,901 $1,988 $1,617
Farmers $4,702 $3,867 $3,685
GEICO $5,585 $4,834 $4,208
Liberty Mutual $9,634 $5,782 $4,547
Nationwide $3,030 $2,399 $2,114
Progressive $5,031 $4,134 $3,780
State Farm $3,617 $2,168 $1,683
USAA $3,151 $2,118 $1,791

Cheapest Chadron, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chadron, NE to rates for a clean record with top companies.

Annual Chadron, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,122 $2,306 $2,122 $2,122
Farmers $3,470 $4,416 $4,309 $4,145
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,717 $6,708 $7,298 $6,895
Nationwide $1,773 $2,575 $3,695 $2,016
Progressive $3,695 $5,300 $4,118 $4,147
State Farm $2,333 $2,645 $2,489 $2,489
USAA $1,792 $2,242 $3,351 $2,029

Cheapest Chadron, NE Car Insurance for Teen Drivers

Teen car insurance in Chadron, NE can be expensive. Take a look at rates from the top car insurance companies in Chadron for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chadron, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,898 $4,234
Farmers $8,730 $9,005
GEICO $7,445 $9,812
Liberty Mutual $14,887 $16,723
Nationwide $3,970 $4,975
Progressive $8,698 $9,894
State Farm $4,261 $5,481
USAA $4,260 $5,137

Cheapest Chadron, NE Car Insurance for Seniors

Take a look at Chadron, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chadron, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,587 $1,587
Farmers $2,185 $2,290
GEICO $3,747 $3,606
Liberty Mutual $2,812 $3,418
Nationwide $1,592 $1,711
Progressive $2,125 $2,180
State Farm $1,447 $1,447
USAA $1,281 $1,337

Cheapest Chadron, NE Car Insurance Rates After a DUI

A DUI in Chadron, NE increases car insurance rates. Compare Chadron, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chadron, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,122
Farmers $4,309
GEICO $6,834
Liberty Mutual $7,298
Nationwide $3,695
Progressive $4,118
State Farm $2,489
USAA $3,351

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Cheapest Chadron, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chadron, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chadron, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,151 $2,186
Farmers $4,085 $4,085
GEICO $4,799 $4,953
Liberty Mutual $6,654 $6,654
Nationwide $2,515 $2,515
Progressive $4,315 $4,315
State Farm $2,425 $2,553
USAA $2,325 $2,381

The Best Cheap Car Insurance Companies in Chadron, NE

Take a look at a side-by-side comparison of the top car insurance companies in Chadron, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chadron, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,168
Farmers $4,085
GEICO $4,876
Liberty Mutual $6,654
Nationwide $2,515
Progressive $4,315
State Farm $2,489
USAA $2,353

Category Winners: Cheapest Car Insurance in Chadron, Nebraska

Find the cheapest car insurance companies in Chadron, NE for each category right here.

Best Annual Car Insurance Rates by Company in Chadron, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Chadron, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chadron car insurance rates. Find the cheapest Chadron, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chadron, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,156 $2,233 $2,116
Farmers $3,932 $4,034 $4,288
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,500 $6,625 $6,839
Nationwide $2,570 $2,502 $2,471
Progressive $4,186 $4,307 $4,452
State Farm $2,406 $2,485 $2,576
USAA $2,284 $2,350 $2,427

What affects car insurance rates in Chadron, Nebraska?

What factors can have an impact on Chadron, NE car insurance? There are several reasons why Chadron car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chadron, Nebraska.

Commute Time in Chadron

The more time you spend in your car the higher the risk of an accident. The average commute length in Chadron, NE is 10.2 minutes according to City-Data.

Compare Car Insurance Quotes in Chadron, NE

Ready to find affordable Chadron, Nebraska car insurance today? Enter your ZIP code for fast, free Chadron, NE car insurance quotes.

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