Compare Chaffee, NY Car Insurance Rates (2021)

Car insurance in Chaffee, NY averages $295 a month. Chaffee, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Chaffee car insurance rates, compare quotes from the top car insurance companies in Chaffee, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chaffee, NY are $3,536/year
  • The cheapest car insurance company in Chaffee is GEICO
  • Average car insurance rates in Chaffee, NY after a DUI are $4,678/year

If you need to buy Chaffee, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Chaffee, NY is right here.

You’ll find Chaffee car insurance rates, the cheapest Chaffee, NY car insurance companies, and information on New York car insurance laws. You can also compare Chaffee, New York car insurance rates to Buffalo car insurance rates, Rochester car insurance rates, and Albany car insurance rates.

Ready to find affordable Chaffee, NY car insurance today? Enter your ZIP code for fast, free Chaffee car insurance quotes.

Cheapest Chaffee, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chaffee, NY car insurance rates? Every Chaffee, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chaffee, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,483 $2,345 $2,326 $2,367 $7,304 $7,895 $2,466 $2,489
GEICO $1,512 $1,454 $1,466 $1,444 $3,071 $4,406 $1,369 $1,400
Liberty Mutual $4,016 $4,016 $3,739 $3,739 $7,814 $12,685 $4,016 $4,267
Nationwide $2,390 $2,390 $2,255 $2,255 $4,276 $6,380 $2,390 $3,054
Progressive $2,007 $1,879 $1,617 $1,641 $6,890 $7,673 $2,595 $2,525
State Farm $2,460 $2,460 $2,145 $2,145 $7,145 $9,196 $2,701 $2,838
Travelers $2,510 $2,539 $2,273 $2,444 $5,680 $6,729 $2,661 $2,778
USAA $1,656 $1,628 $1,501 $1,503 $6,647 $7,915 $2,119 $2,341

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Minimum Car Insurance in Chaffee, NY

Every driver must carry the minimum car insurance in Chaffee, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Chaffee, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Chaffee, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chaffee, NY. Compare credit history car insurance rates in Chaffee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chaffee, New York

Insurance Company Poor Fair Good
Allstate $5,288 $3,128 $2,712
GEICO $2,524 $1,857 $1,665
Liberty Mutual $7,745 $5,067 $3,797
Nationwide $3,174 $3,174 $3,174
Progressive $5,296 $2,749 $2,015
State Farm $5,484 $3,442 $2,733
Travelers $4,747 $2,998 $2,610
USAA $4,876 $2,450 $2,164

Cheapest Chaffee, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chaffee, NY to rates for a clean record with top companies.

Annual Chaffee, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,144 $3,144 $4,586 $3,962
GEICO $1,612 $1,755 $3,081 $1,612
Liberty Mutual $4,429 $4,429 $8,860 $4,429
Nationwide $2,421 $2,421 $5,378 $2,476
Progressive $3,262 $3,262 $3,607 $3,282
State Farm $3,704 $3,704 $4,068 $4,068
Travelers $2,972 $3,675 $3,727 $3,433
USAA $2,815 $2,860 $4,120 $2,860

Cheapest Chaffee, NY Car Insurance for Teen Drivers

Teen car insurance in Chaffee, NY can be expensive. Take a look at rates from the top car insurance companies in Chaffee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chaffee, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,304 $7,895
GEICO $3,071 $4,406
Liberty Mutual $7,814 $12,685
Nationwide $4,276 $6,380
Progressive $6,890 $7,673
State Farm $7,145 $9,196
Travelers $5,680 $6,729
USAA $6,647 $7,915

Cheapest Chaffee, NY Car Insurance for Seniors

Take a look at Chaffee, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chaffee, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,326 $2,367
GEICO $1,466 $1,444
Liberty Mutual $3,739 $3,739
Nationwide $2,255 $2,255
Progressive $1,617 $1,641
State Farm $2,145 $2,145
Travelers $2,273 $2,444
USAA $1,501 $1,503

Cheapest Chaffee, NY Car Insurance Rates After a DUI

A DUI in Chaffee, NY increases car insurance rates. Compare Chaffee, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chaffee, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,586
GEICO $3,081
Liberty Mutual $8,860
Nationwide $5,378
Progressive $3,607
State Farm $4,068
Travelers $3,727
USAA $4,120

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Cheapest Chaffee, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chaffee, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chaffee, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $1,957 $2,074
Liberty Mutual $5,382 $5,692
Nationwide $3,174 $3,174
Progressive $3,353 $3,353
State Farm $3,747 $4,026
Travelers $3,452 $3,452
USAA $3,132 $3,195

The Best Cheap Car Insurance Companies in Chaffee, NY

Take a look at a side-by-side comparison of the top car insurance companies in Chaffee, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chaffee, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,015
Liberty Mutual $5,537
Nationwide $3,174
Progressive $3,353
State Farm $3,886
Travelers $3,452
USAA $3,164

Category Winners: Cheapest Car Insurance in Chaffee, New York

Find the cheapest car insurance companies in Chaffee, NY for each category right here.

Best Annual Car Insurance Rates by Company in Chaffee, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Chaffee, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chaffee car insurance rates. Find the cheapest Chaffee, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chaffee, New York

Insurance Company Low Medium High
Allstate $3,526 $3,698 $3,904
GEICO $1,907 $2,008 $2,130
Liberty Mutual $5,271 $5,518 $5,821
Nationwide $2,977 $3,147 $3,398
Progressive $3,168 $3,333 $3,559
State Farm $3,674 $3,909 $4,076
Travelers $3,285 $3,419 $3,652
USAA $3,066 $3,147 $3,278

Compare Car Insurance Quotes in Chaffee, NY

Ready to find affordable Chaffee, New York car insurance today? Enter your ZIP code for fast, free Chaffee, NY car insurance quotes.

Free Car Insurance Comparison

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