Compare Chain Lake, WA Car Insurance Rates (2021)

Car insurance in Chain Lake, WA averages $273 a month. Chain Lake, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Chain Lake car insurance rates, compare quotes from the top car insurance companies in Chain Lake, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chain Lake, WA after a DUI are $3,816/year
  • The cheapest car insurance company in Chain Lake for teen drivers is GEICO
  • Average car insurance rates in Chain Lake, WA are $3,277/year

If you need to buy Chain Lake, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Chain Lake, WA is right here.

You’ll find Chain Lake car insurance rates, the cheapest Chain Lake, WA car insurance companies, and information on Washington car insurance laws. You can also compare Chain Lake, Washington car insurance rates to Seattle car insurance rates, Bellevue car insurance rates, and Federal Way car insurance rates.

Ready to find affordable Chain Lake, WA car insurance today? Enter your ZIP code for fast, free Chain Lake car insurance quotes.

Cheapest Chain Lake, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chain Lake, WA car insurance rates? Every Chain Lake, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chain Lake, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,311 $2,280 $2,137 $2,244 $8,474 $9,838 $2,453 $2,547
American Family $2,032 $2,032 $1,856 $1,856 $7,753 $10,558 $2,032 $2,710
Farmers $2,357 $2,420 $2,157 $2,453 $5,434 $5,841 $2,974 $3,075
GEICO $1,869 $1,901 $1,751 $1,751 $4,097 $5,332 $3,176 $2,294
Liberty Mutual $2,022 $2,205 $1,804 $2,120 $11,409 $12,538 $2,148 $2,334
Nationwide $1,559 $1,593 $1,450 $1,508 $4,302 $5,221 $1,872 $2,017
Progressive $1,586 $1,477 $1,434 $1,449 $8,126 $9,103 $1,894 $1,879
State Farm $1,783 $1,783 $1,608 $1,608 $5,210 $6,587 $2,031 $2,330
USAA $1,123 $1,107 $1,083 $1,082 $4,872 $5,756 $1,417 $1,550

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Minimum Car Insurance in Chain Lake, WA

Every driver must carry the minimum car insurance in Chain Lake, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Chain Lake, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Chain Lake, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chain Lake, WA. Compare credit history car insurance rates in Chain Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chain Lake, Washington

Insurance Company Poor Fair Good
Allstate $4,992 $3,831 $3,285
American Family $4,547 $3,715 $3,299
Farmers $4,061 $3,084 $2,872
GEICO $3,299 $2,640 $2,376
Liberty Mutual $6,533 $4,027 $3,156
Nationwide $2,911 $2,280 $2,130
Progressive $3,705 $3,313 $3,088
State Farm $4,164 $2,498 $1,941
USAA $2,836 $2,080 $1,830

Cheapest Chain Lake, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chain Lake, WA to rates for a clean record with top companies.

Annual Chain Lake, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,370 $4,251 $4,733 $3,789
American Family $3,086 $3,959 $4,580 $3,789
Farmers $2,767 $3,450 $3,701 $3,439
GEICO $2,146 $2,735 $4,059 $2,146
Liberty Mutual $3,898 $4,917 $5,011 $4,464
Nationwide $1,896 $2,568 $3,224 $2,073
Progressive $2,725 $4,282 $3,178 $3,288
State Farm $2,603 $3,132 $2,868 $2,868
USAA $1,654 $2,397 $2,990 $1,955

Cheapest Chain Lake, WA Car Insurance for Teen Drivers

Teen car insurance in Chain Lake, WA can be expensive. Take a look at rates from the top car insurance companies in Chain Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chain Lake, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,474 $9,838
American Family $7,753 $10,558
Farmers $5,434 $5,841
GEICO $4,097 $5,332
Liberty Mutual $11,409 $12,538
Nationwide $4,302 $5,221
Progressive $8,126 $9,103
State Farm $5,210 $6,587
USAA $4,872 $5,756

Cheapest Chain Lake, WA Car Insurance for Seniors

Take a look at Chain Lake, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chain Lake, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,137 $2,244
American Family $1,856 $1,856
Farmers $2,157 $2,453
GEICO $1,751 $1,751
Liberty Mutual $1,804 $2,120
Nationwide $1,450 $1,508
Progressive $1,434 $1,449
State Farm $1,608 $1,608
USAA $1,083 $1,082

Cheapest Chain Lake, WA Car Insurance Rates After a DUI

A DUI in Chain Lake, WA increases car insurance rates. Compare Chain Lake, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chain Lake, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,733
American Family $4,580
Farmers $3,701
GEICO $4,059
Liberty Mutual $5,011
Nationwide $3,224
Progressive $3,178
State Farm $2,868
USAA $2,990

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Cheapest Chain Lake, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chain Lake, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chain Lake, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,036 $4,036
American Family $3,775 $3,932
Farmers $3,339 $3,339
GEICO $2,736 $2,807
Liberty Mutual $4,572 $4,572
Nationwide $2,440 $2,440
Progressive $3,368 $3,368
State Farm $2,788 $2,947
USAA $2,227 $2,271

The Best Cheap Car Insurance Companies in Chain Lake, WA

Take a look at a side-by-side comparison of the top car insurance companies in Chain Lake, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chain Lake, Washington

Insurance Company Average Annual Rates
Allstate $4,036
American Family $3,854
Farmers $3,339
GEICO $2,772
Liberty Mutual $4,572
Nationwide $2,440
Progressive $3,368
State Farm $2,868
USAA $2,249

Category Winners: Cheapest Car Insurance in Chain Lake, Washington

Find the cheapest car insurance companies in Chain Lake, WA for each category right here.

Best Annual Car Insurance Rates by Company in Chain Lake, Washington

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Chain Lake, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chain Lake car insurance rates. Find the cheapest Chain Lake, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chain Lake, Washington

Insurance Company Low Medium High
Allstate $3,804 $4,023 $4,280
American Family $3,633 $3,849 $4,079
Farmers $3,096 $3,340 $3,581
GEICO $2,587 $2,774 $2,954
Liberty Mutual $4,304 $4,584 $4,829
Nationwide $2,303 $2,440 $2,578
Progressive $3,031 $3,273 $3,802
State Farm $2,661 $2,881 $3,061
USAA $2,106 $2,248 $2,393

What affects car insurance rates in Chain Lake, Washington?

What factors can have an impact on Chain Lake, WA car insurance? There are several reasons why Chain Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chain Lake, Washington.

Commute Time in Chain Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Chain Lake, WA is 42.5 minutes according to City-Data.

Compare Car Insurance Quotes in Chain Lake, WA

Ready to find affordable Chain Lake, Washington car insurance today? Enter your ZIP code for fast, free Chain Lake, WA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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