Compare Chain O’ Lakes, WI Car Insurance Rates (2021)

Car insurance in Chain O' Lakes, WI averages $246 a month. Chain O' Lakes, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Chain O' Lakes car insurance rates, compare quotes from the top car insurance companies in Chain O' Lakes, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Chain O’ Lakes for teen drivers is American Family
  • The cheapest car insurance company in Chain O’ Lakes is American Family
  • Average car insurance rates in Chain O’ Lakes, WI after a DUI are $3,273/year

If you need to buy Chain O’ Lakes, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Chain O’ Lakes, WI is right here.

You’ll find Chain O’ Lakes car insurance rates, the cheapest Chain O’ Lakes, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Chain O’ Lakes, Wisconsin car insurance rates to La Crosse car insurance rates, Milwaukee car insurance rates, and Green Bay car insurance rates.

Ready to find affordable Chain O’ Lakes, WI car insurance today? Enter your ZIP code for fast, free Chain O’ Lakes car insurance quotes.

Cheapest Chain O’ Lakes, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chain O’ Lakes, WI car insurance rates? Every Chain O’ Lakes, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chain O’ Lakes, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,372 $2,519 $2,167 $2,409 $7,084 $9,125 $2,434 $2,649
American Family $886 $925 $833 $842 $2,448 $2,694 $1,034 $1,098
Farmers $1,934 $1,938 $1,719 $1,814 $8,861 $9,186 $2,192 $2,304
GEICO $1,257 $1,395 $1,303 $1,499 $4,207 $4,543 $1,162 $1,202
Liberty Mutual $1,968 $2,153 $1,591 $1,810 $6,361 $7,137 $2,098 $2,284
Nationwide $3,853 $4,071 $3,175 $3,356 $7,654 $11,680 $4,674 $5,604
Progressive $1,638 $1,569 $1,341 $1,394 $6,026 $6,811 $1,964 $2,124
State Farm $1,312 $1,312 $1,154 $1,154 $3,586 $4,544 $1,475 $1,681
USAA $1,297 $1,295 $1,174 $1,196 $3,278 $3,806 $1,684 $1,850

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Minimum Car Insurance in Chain O’ Lakes, WI

Every driver must carry the minimum car insurance in Chain O’ Lakes, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Chain O’ Lakes, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Chain O’ Lakes, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chain O’ Lakes, WI. Compare credit history car insurance rates in Chain O’ Lakes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chain O’ Lakes, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,057 $3,472 $3,005
American Family $1,804 $1,185 $1,046
Farmers $4,241 $3,572 $3,418
GEICO $2,717 $1,938 $1,557
Liberty Mutual $4,596 $2,757 $2,173
Nationwide $6,193 $5,166 $5,166
Progressive $3,265 $2,755 $2,554
State Farm $3,024 $1,736 $1,322
USAA $2,999 $1,581 $1,263

Cheapest Chain O’ Lakes, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chain O’ Lakes, WI to rates for a clean record with top companies.

Annual Chain O’ Lakes, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,188 $4,323 $3,999 $3,869
American Family $1,288 $1,364 $1,364 $1,364
Farmers $3,265 $4,109 $3,899 $3,701
GEICO $1,433 $2,323 $2,665 $1,862
Liberty Mutual $2,433 $3,438 $3,584 $3,246
Nationwide $4,657 $5,387 $6,603 $5,387
Progressive $2,622 $3,160 $2,718 $2,934
State Farm $1,874 $2,180 $2,027 $2,027
USAA $1,528 $1,922 $2,600 $1,741

Cheapest Chain O’ Lakes, WI Car Insurance for Teen Drivers

Teen car insurance in Chain O’ Lakes, WI can be expensive. Take a look at rates from the top car insurance companies in Chain O’ Lakes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chain O’ Lakes, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,084 $9,125
American Family $2,448 $2,694
Farmers $8,861 $9,186
GEICO $4,207 $4,543
Liberty Mutual $6,361 $7,137
Nationwide $7,654 $11,680
Progressive $6,026 $6,811
State Farm $3,586 $4,544
USAA $3,278 $3,806

Cheapest Chain O’ Lakes, WI Car Insurance for Seniors

Take a look at Chain O’ Lakes, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chain O’ Lakes, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,167 $2,409
American Family $833 $842
Farmers $1,719 $1,814
GEICO $1,303 $1,499
Liberty Mutual $1,591 $1,810
Nationwide $3,175 $3,356
Progressive $1,341 $1,394
State Farm $1,154 $1,154
USAA $1,174 $1,196

Cheapest Chain O’ Lakes, WI Car Insurance Rates After a DUI

A DUI in Chain O’ Lakes, WI increases car insurance rates. Compare Chain O’ Lakes, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chain O’ Lakes, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,999
American Family $1,364
Farmers $3,899
GEICO $2,665
Liberty Mutual $3,584
Nationwide $6,603
Progressive $2,718
State Farm $2,027
USAA $2,600

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Cheapest Chain O’ Lakes, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chain O’ Lakes, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chain O’ Lakes, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,752 $3,937
American Family $1,323 $1,367
Farmers $3,744 $3,744
GEICO $2,028 $2,113
Liberty Mutual $3,175 $3,175
Nationwide $5,509 $5,509
Progressive $2,858 $2,858
State Farm $1,978 $2,076
USAA $1,922 $1,973

The Best Cheap Car Insurance Companies in Chain O’ Lakes, WI

Take a look at a side-by-side comparison of the top car insurance companies in Chain O’ Lakes, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chain O’ Lakes, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,845
American Family $1,345
Farmers $3,743
GEICO $2,071
Liberty Mutual $3,175
Nationwide $5,509
Progressive $2,858
State Farm $2,027
USAA $1,948

Category Winners: Cheapest Car Insurance in Chain O’ Lakes, Wisconsin

Find the cheapest car insurance companies in Chain O’ Lakes, WI for each category right here.

Best Annual Car Insurance Rates by Company in Chain O’ Lakes, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Chain O’ Lakes, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chain O’ Lakes car insurance rates. Find the cheapest Chain O’ Lakes, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chain O’ Lakes, Wisconsin

Insurance Company Low Medium High
Allstate $3,682 $3,836 $4,017
American Family $1,328 $1,357 $1,349
Farmers $3,473 $3,716 $4,042
GEICO $1,936 $2,069 $2,207
Liberty Mutual $2,960 $3,199 $3,366
Nationwide $5,358 $5,507 $5,661
Progressive $2,689 $2,879 $3,006
State Farm $1,931 $2,032 $2,119
USAA $1,876 $1,949 $2,018

What affects car insurance rates in Chain O’ Lakes, Wisconsin?

What factors can have an impact on Chain O’ Lakes, WI car insurance? There are several reasons why Chain O’ Lakes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chain O’ Lakes, Wisconsin.

Commute Time in Chain O’ Lakes

The more time you spend in your car the higher the risk of an accident. The average commute length in Chain O’ Lakes, WI is 35.1 minutes according to City-Data.

Compare Car Insurance Quotes in Chain O’ Lakes, WI

Ready to find affordable Chain O’ Lakes, Wisconsin car insurance today? Enter your ZIP code for fast, free Chain O’ Lakes, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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