Compare Challenge, CA Car Insurance Rates (2021)

Car insurance in Challenge, CA averages $285 a month. Challenge, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Challenge car insurance rates, compare quotes from the top car insurance companies in Challenge, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Challenge for teen drivers is USAA
  • Average car insurance rates in Challenge, CA after a DUI are $4,781/year
  • The cheapest car insurance company in Challenge is USAA

If you need to buy Challenge, California car insurance, the options can be confusing. Everything you need to know about car insurance in Challenge, CA is right here.

You’ll find Challenge car insurance rates, the cheapest Challenge, CA car insurance companies, and information on California car insurance laws. You can also compare Challenge, California car insurance rates to San Jose car insurance rates, Long Beach car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Challenge, CA car insurance today? Enter your ZIP code for fast, free Challenge car insurance quotes.

Cheapest Challenge, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Challenge, CA car insurance rates? Every Challenge, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Challenge, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,149 $2,163 $1,566 $1,594 $5,780 $7,285 $2,773 $3,088
Farmers $2,475 $2,475 $2,227 $2,227 $7,879 $12,927 $2,930 $3,261
GEICO $1,836 $1,837 $1,726 $1,726 $5,568 $5,675 $2,636 $2,701
Liberty Mutual $2,298 $2,180 $2,128 $2,063 $5,011 $5,315 $2,597 $2,615
Nationwide $3,147 $3,008 $2,736 $2,584 $7,925 $8,754 $3,744 $3,714
Progressive $1,949 $2,004 $1,660 $1,969 $5,214 $6,276 $2,818 $3,027
State Farm $3,200 $3,200 $2,856 $2,856 $5,831 $7,227 $3,539 $3,650
Travelers $2,167 $2,104 $1,913 $1,894 $4,370 $4,997 $2,792 $2,743
USAA $1,774 $1,683 $1,731 $1,741 $4,022 $4,041 $2,452 $2,320

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Minimum Car Insurance in Challenge, CA

Every driver must carry the minimum car insurance in Challenge, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Challenge, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Challenge, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Challenge, CA to rates for a clean record with top companies.

Annual Challenge, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,994 $3,353 $5,239 $2,611
Farmers $3,364 $4,580 $5,708 $4,549
GEICO $2,073 $3,196 $4,014 $2,571
Liberty Mutual $2,626 $3,520 $3,175 $2,783
Nationwide $3,107 $3,979 $6,740 $3,979
Progressive $2,035 $3,467 $4,020 $2,936
State Farm $2,881 $3,440 $6,511 $3,347
Travelers $1,941 $3,112 $3,619 $2,819
USAA $1,643 $2,439 $4,001 $1,800

Cheapest Challenge, CA Car Insurance for Teen Drivers

Teen car insurance in Challenge, CA can be expensive. Take a look at rates from the top car insurance companies in Challenge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Challenge, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,780 $7,285
Farmers $7,879 $12,927
GEICO $5,568 $5,675
Liberty Mutual $5,011 $5,315
Nationwide $7,925 $8,754
Progressive $5,214 $6,276
State Farm $5,831 $7,227
Travelers $4,370 $4,997
USAA $4,022 $4,041

Cheapest Challenge, CA Car Insurance for Seniors

Take a look at Challenge, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Challenge, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,566 $1,594
Farmers $2,227 $2,227
GEICO $1,726 $1,726
Liberty Mutual $2,128 $2,063
Nationwide $2,736 $2,584
Progressive $1,660 $1,969
State Farm $2,856 $2,856
Travelers $1,913 $1,894
USAA $1,731 $1,741

Cheapest Challenge, CA Car Insurance Rates After a DUI

A DUI in Challenge, CA increases car insurance rates. Compare Challenge, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Challenge, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,239
Farmers $5,708
GEICO $4,014
Liberty Mutual $3,175
Nationwide $6,740
Progressive $4,020
State Farm $6,511
Travelers $3,619
USAA $4,001

Cheapest Challenge, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Challenge, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Challenge, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,978 $3,620
Farmers $4,129 $4,971
GEICO $2,692 $3,234
Liberty Mutual $2,777 $3,275
Nationwide $3,930 $4,973
Progressive $2,825 $3,405
State Farm $3,898 $4,191
Travelers $2,590 $3,156
USAA $2,276 $2,665

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The Best Cheap Car Insurance Companies in Challenge, CA

Take a look at a side-by-side comparison of the top car insurance companies in Challenge, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Challenge, California

Insurance Company Average Annual Rates
Allstate $3,299
Farmers $4,550
GEICO $2,963
Liberty Mutual $3,026
Nationwide $4,451
Progressive $3,115
State Farm $4,045
Travelers $2,873
USAA $2,471

Category Winners: Cheapest Car Insurance in Challenge, California

Find the cheapest car insurance companies in Challenge, CA for each category right here.

Best Annual Car Insurance Rates by Company in Challenge, California

Category Insurance Company
Teenagers USAA
Seniors Allstate
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Challenge, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Challenge car insurance rates. Find the cheapest Challenge, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Challenge, California

Insurance Company Low Medium High
Allstate $3,140 $3,325 $3,433
Farmers $4,244 $4,584 $4,823
GEICO $2,668 $2,994 $3,228
Liberty Mutual $2,831 $3,050 $3,197
Nationwide $4,043 $4,520 $4,791
Progressive $2,777 $3,212 $3,355
State Farm $3,697 $4,102 $4,336
Travelers $2,521 $2,945 $3,153
USAA $2,247 $2,517 $2,648

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Compare Car Insurance Quotes in Challenge, CA

Ready to find affordable Challenge, California car insurance today? Enter your ZIP code for fast, free Challenge, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State