Compare Chalmers, IN Car Insurance Rates (2021)

Car insurance in Chalmers, IN averages $275 a month. Chalmers, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Chalmers car insurance rates, compare quotes from the top car insurance companies in Chalmers, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chalmers, IN after a DUI are $3,906/year
  • Average car insurance rates in Chalmers, IN are $3,302/year
  • The cheapest car insurance company in Chalmers is USAA

If you need to buy Chalmers, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Chalmers, IN is right here.

You’ll find Chalmers car insurance rates, the cheapest Chalmers, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Chalmers, Indiana car insurance rates to Gary car insurance rates, Bloomington car insurance rates, and South Bend car insurance rates.

Ready to find affordable Chalmers, IN car insurance today? Enter your ZIP code for fast, free Chalmers car insurance quotes.

Cheapest Chalmers, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chalmers, IN car insurance rates? Every Chalmers, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chalmers, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,653 $2,730 $2,312 $2,531 $7,903 $9,920 $2,723 $2,966
American Family $2,207 $2,207 $1,982 $1,982 $6,087 $8,808 $2,207 $2,702
Farmers $1,439 $1,421 $1,229 $1,381 $7,750 $8,269 $1,901 $2,055
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,686 $1,594 $1,528 $1,536 $10,000 $11,276 $2,118 $2,165
State Farm $1,436 $1,436 $1,274 $1,274 $4,261 $5,473 $1,586 $1,760
Travelers $1,167 $1,189 $1,089 $1,091 $7,147 $11,344 $1,230 $1,430
USAA $998 $984 $927 $936 $2,756 $3,085 $1,350 $1,448

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Minimum Car Insurance in Chalmers, IN

Every driver must carry the minimum car insurance in Chalmers, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Chalmers, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Chalmers, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chalmers, IN. Compare credit history car insurance rates in Chalmers from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chalmers, Indiana

Insurance Company Poor Fair Good
Allstate $5,247 $3,882 $3,522
American Family $4,820 $3,129 $2,619
Farmers $3,709 $3,028 $2,805
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,363 $2,839 $2,651
Progressive $4,396 $3,895 $3,673
State Farm $3,369 $2,010 $1,558
Travelers $3,576 $3,030 $3,028
USAA $2,105 $1,388 $1,189

Cheapest Chalmers, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chalmers, IN to rates for a clean record with top companies.

Annual Chalmers, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,378 $4,935 $4,547 $4,008
American Family $2,427 $3,874 $4,898 $2,891
Farmers $2,842 $3,323 $3,419 $3,139
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $2,981 $5,250 $3,562 $4,159
State Farm $2,259 $2,471 $2,259 $2,259
Travelers $2,729 $3,369 $3,817 $2,928
USAA $1,180 $1,676 $1,923 $1,463

Cheapest Chalmers, IN Car Insurance for Teen Drivers

Teen car insurance in Chalmers, IN can be expensive. Take a look at rates from the top car insurance companies in Chalmers for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chalmers, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,903 $9,920
American Family $6,087 $8,808
Farmers $7,750 $8,269
GEICO $4,461 $4,147
Liberty Mutual $8,754 $13,230
Nationwide $5,292 $6,902
Progressive $10,000 $11,276
State Farm $4,261 $5,473
Travelers $7,147 $11,344
USAA $2,756 $3,085

Cheapest Chalmers, IN Car Insurance for Seniors

Take a look at Chalmers, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chalmers, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,312 $2,531
American Family $1,982 $1,982
Farmers $1,229 $1,381
GEICO $1,431 $1,480
Liberty Mutual $3,662 $3,662
Nationwide $1,583 $1,698
Progressive $1,528 $1,536
State Farm $1,274 $1,274
Travelers $1,089 $1,091
USAA $927 $936

Cheapest Chalmers, IN Car Insurance Rates After a DUI

A DUI in Chalmers, IN increases car insurance rates. Compare Chalmers, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chalmers, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,547
American Family $4,898
Farmers $3,419
GEICO $3,115
Liberty Mutual $8,386
Nationwide $3,139
Progressive $3,562
State Farm $2,259
Travelers $3,817
USAA $1,923

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Cheapest Chalmers, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chalmers, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chalmers, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $3,480 $3,566
Farmers $3,181 $3,181
GEICO $2,193 $2,275
Liberty Mutual $5,687 $5,998
Nationwide $2,951 $2,951
Progressive $3,988 $3,988
State Farm $2,246 $2,379
Travelers $3,211 $3,211
USAA $1,540 $1,581

The Best Cheap Car Insurance Companies in Chalmers, IN

Take a look at a side-by-side comparison of the top car insurance companies in Chalmers, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chalmers, Indiana

Insurance Company Average Annual Rates
Allstate $4,217
American Family $3,523
Farmers $3,181
GEICO $2,234
Liberty Mutual $5,842
Nationwide $2,951
Progressive $3,988
State Farm $2,312
Travelers $3,211
USAA $1,561

Category Winners: Cheapest Car Insurance in Chalmers, Indiana

Find the cheapest car insurance companies in Chalmers, IN for each category right here.

Best Annual Car Insurance Rates by Company in Chalmers, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Chalmers, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chalmers car insurance rates. Find the cheapest Chalmers, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chalmers, Indiana

Insurance Company Low Medium High
Allstate $4,041 $4,203 $4,407
American Family $3,477 $3,639 $3,452
Farmers $3,075 $3,175 $3,292
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $3,007 $2,927 $2,919
Progressive $3,758 $3,923 $4,283
State Farm $2,205 $2,311 $2,421
Travelers $3,141 $3,241 $3,250
USAA $1,506 $1,557 $1,618

What affects car insurance rates in Chalmers, Indiana?

What factors can have an impact on Chalmers, IN car insurance? There are several reasons why Chalmers car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chalmers, Indiana.

Commute Time in Chalmers

The more time you spend in your car the higher the risk of an accident. The average commute length in Chalmers, IN is 27.2 minutes according to City-Data.

Compare Car Insurance Quotes in Chalmers, IN

Ready to find affordable Chalmers, Indiana car insurance today? Enter your ZIP code for fast, free Chalmers, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State