Compare Chalmette, LA Car Insurance Rates (2021)

Car insurance in Chalmette, LA averages $654 a month. Chalmette, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Chalmette car insurance rates, compare quotes from the top car insurance companies in Chalmette, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chalmette, LA after a DUI are $9,004/year
  • The cheapest car insurance company in Chalmette for teen drivers is USAA
  • Average car insurance rates in Chalmette, LA are $7,852/year

If you need to buy Chalmette, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Chalmette, LA is right here.

You’ll find Chalmette car insurance rates, the cheapest Chalmette, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Chalmette, Louisiana car insurance rates to New Orleans car insurance rates, Monroe car insurance rates, and Kenner car insurance rates.

Ready to find affordable Chalmette, LA car insurance today? Enter your ZIP code for fast, free Chalmette car insurance quotes.

Cheapest Chalmette, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chalmette, LA car insurance rates? Every Chalmette, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chalmette, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,288 $5,288 $5,463 $5,463 $11,239 $14,061 $5,809 $6,275
GEICO $4,716 $5,404 $5,695 $6,990 $16,958 $17,720 $4,490 $4,302
Progressive $6,466 $6,071 $5,404 $5,828 $24,364 $27,120 $7,353 $7,406
State Farm $4,348 $4,348 $3,981 $3,981 $12,070 $15,134 $4,842 $5,403
USAA $3,436 $3,378 $3,369 $3,336 $10,369 $12,113 $4,208 $4,604

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Minimum Car Insurance in Chalmette, LA

Every driver must carry the minimum car insurance in Chalmette, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Chalmette, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Chalmette, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chalmette, LA. Compare credit history car insurance rates in Chalmette from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chalmette, Louisiana

Insurance Company Poor Fair Good
Allstate $9,600 $6,641 $5,841
GEICO $9,862 $8,553 $6,438
Progressive $12,787 $10,879 $10,088
State Farm $9,374 $6,038 $4,879
USAA $7,724 $4,947 $4,133

Cheapest Chalmette, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chalmette, LA to rates for a clean record with top companies.

Annual Chalmette, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,839 $8,838 $7,915 $6,850
GEICO $5,648 $9,064 $11,151 $7,275
Progressive $9,395 $12,492 $12,119 $11,000
State Farm $6,217 $7,310 $6,764 $6,764
USAA $4,272 $5,958 $7,070 $5,107

Cheapest Chalmette, LA Car Insurance for Teen Drivers

Teen car insurance in Chalmette, LA can be expensive. Take a look at rates from the top car insurance companies in Chalmette for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chalmette, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,239 $14,061
GEICO $16,958 $17,720
Progressive $24,364 $27,120
State Farm $12,070 $15,134
USAA $10,369 $12,113

Cheapest Chalmette, LA Car Insurance for Seniors

Take a look at Chalmette, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chalmette, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,463 $5,463
GEICO $5,695 $6,990
Progressive $5,404 $5,828
State Farm $3,981 $3,981
USAA $3,369 $3,336

Cheapest Chalmette, LA Car Insurance Rates After a DUI

A DUI in Chalmette, LA increases car insurance rates. Compare Chalmette, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chalmette, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,915
GEICO $11,151
Progressive $12,119
State Farm $6,764
USAA $7,070

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Cheapest Chalmette, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chalmette, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chalmette, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,361 $7,361
GEICO $8,110 $8,459
Progressive $11,251 $11,251
State Farm $6,583 $6,945
USAA $5,423 $5,780

The Best Cheap Car Insurance Companies in Chalmette, LA

Take a look at a side-by-side comparison of the top car insurance companies in Chalmette, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chalmette, Louisiana

Insurance Company Average Annual Rates
Allstate $7,361
GEICO $8,284
Progressive $11,251
State Farm $6,764
USAA $5,602

Category Winners: Cheapest Car Insurance in Chalmette, Louisiana

Find the cheapest car insurance companies in Chalmette, LA for each category right here.

Best Annual Car Insurance Rates by Company in Chalmette, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Chalmette, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chalmette car insurance rates. Find the cheapest Chalmette, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chalmette, Louisiana

Insurance Company Low Medium High
Allstate $6,261 $7,506 $8,314
GEICO $6,600 $8,313 $9,941
Progressive $9,155 $11,145 $13,454
State Farm $5,843 $6,747 $7,701
USAA $4,763 $5,700 $6,342

What affects car insurance rates in Chalmette, Louisiana?

What factors can have an impact on Chalmette, LA car insurance? There are several reasons why Chalmette car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chalmette, Louisiana.

Commute Time in Chalmette

The more time you spend in your car the higher the risk of an accident. The average commute length in Chalmette, LA is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Chalmette, LA

Ready to find affordable Chalmette, Louisiana car insurance today? Enter your ZIP code for fast, free Chalmette, LA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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