Compare Chamita, NM Car Insurance Rates (2021)

Car insurance in Chamita, NM averages $306 a month. Chamita, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Chamita car insurance rates, compare quotes from the top car insurance companies in Chamita, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chamita, NM are $3,668/year
  • Average car insurance rates in Chamita, NM after a DUI are $4,695/year
  • The cheapest car insurance company in Chamita for teen drivers is USAA

If you need to buy Chamita, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Chamita, NM is right here.

You’ll find Chamita car insurance rates, the cheapest Chamita, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Chamita, New Mexico car insurance rates to Las Cruces car insurance rates, Santa Fe car insurance rates, and Farmington car insurance rates.

Ready to find affordable Chamita, NM car insurance today? Enter your ZIP code for fast, free Chamita car insurance quotes.

Cheapest Chamita, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chamita, NM car insurance rates? Every Chamita, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chamita, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,539 $2,540 $2,335 $2,453 $8,762 $10,198 $2,797 $2,967
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $2,893 $2,967 $2,716 $2,716 $8,574 $11,673 $3,043 $3,007
Nationwide $2,633 $2,673 $2,394 $2,507 $6,472 $8,140 $2,983 $3,190
Progressive $1,743 $1,683 $1,588 $1,590 $7,249 $8,168 $2,103 $2,170
State Farm $1,624 $1,624 $1,482 $1,482 $4,458 $5,583 $1,817 $2,011
USAA $1,634 $1,617 $1,562 $1,551 $4,371 $4,937 $2,025 $2,164

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Minimum Car Insurance in Chamita, NM

Every driver must carry the minimum car insurance in Chamita, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Chamita, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Chamita, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chamita, NM. Compare credit history car insurance rates in Chamita from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chamita, New Mexico

Insurance Company Poor Fair Good
Allstate $5,028 $4,148 $3,795
Farmers $5,160 $4,273 $4,061
GEICO $5,261 $4,587 $4,247
Nationwide $4,737 $3,689 $3,196
Progressive $3,601 $3,215 $3,044
State Farm $3,573 $2,207 $1,749
USAA $3,105 $2,326 $2,017

Cheapest Chamita, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chamita, NM to rates for a clean record with top companies.

Annual Chamita, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,533 $4,690 $5,067 $4,005
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,790 $4,448 $8,767 $2,790
Nationwide $2,901 $4,067 $5,244 $3,284
Progressive $2,838 $3,897 $3,060 $3,353
State Farm $2,354 $2,562 $2,562 $2,562
USAA $1,840 $2,568 $3,377 $2,145

Cheapest Chamita, NM Car Insurance for Teen Drivers

Teen car insurance in Chamita, NM can be expensive. Take a look at rates from the top car insurance companies in Chamita for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chamita, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,762 $10,198
Farmers $10,278 $10,545
GEICO $8,574 $11,673
Nationwide $6,472 $8,140
Progressive $7,249 $8,168
State Farm $4,458 $5,583
USAA $4,371 $4,937

Cheapest Chamita, NM Car Insurance for Seniors

Take a look at Chamita, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chamita, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,335 $2,453
Farmers $2,218 $2,377
GEICO $2,716 $2,716
Nationwide $2,394 $2,507
Progressive $1,588 $1,590
State Farm $1,482 $1,482
USAA $1,562 $1,551

Cheapest Chamita, NM Car Insurance Rates After a DUI

A DUI in Chamita, NM increases car insurance rates. Compare Chamita, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chamita, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,067
Farmers $4,788
GEICO $8,767
Nationwide $5,244
Progressive $3,060
State Farm $2,562
USAA $3,377

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Cheapest Chamita, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chamita, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chamita, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,324 $4,324
Farmers $4,498 $4,498
GEICO $4,626 $4,771
Nationwide $3,874 $3,874
Progressive $3,287 $3,287
State Farm $2,448 $2,572
USAA $2,408 $2,557

The Best Cheap Car Insurance Companies in Chamita, NM

Take a look at a side-by-side comparison of the top car insurance companies in Chamita, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chamita, New Mexico

Insurance Company Average Annual Rates
Allstate $4,324
Farmers $4,498
GEICO $4,699
Nationwide $3,874
Progressive $3,287
State Farm $2,510
USAA $2,483

Category Winners: Cheapest Car Insurance in Chamita, New Mexico

Find the cheapest car insurance companies in Chamita, NM for each category right here.

Best Annual Car Insurance Rates by Company in Chamita, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Chamita, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chamita car insurance rates. Find the cheapest Chamita, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chamita, New Mexico

Insurance Company Low Medium High
Allstate $4,135 $4,315 $4,521
Farmers $4,060 $4,451 $4,983
GEICO $4,341 $4,685 $5,069
Nationwide $3,792 $3,840 $3,990
Progressive $3,111 $3,283 $3,465
State Farm $2,283 $2,518 $2,730
USAA $2,305 $2,495 $2,648

What affects car insurance rates in Chamita, New Mexico?

What factors can have an impact on Chamita, NM car insurance? There are several reasons why Chamita car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chamita, New Mexico.

Commute Time in Chamita

The more time you spend in your car the higher the risk of an accident. The average commute length in Chamita, NM is 29.5 minutes according to City-Data.

Compare Car Insurance Quotes in Chamita, NM

Ready to find affordable Chamita, New Mexico car insurance today? Enter your ZIP code for fast, free Chamita, NM car insurance quotes.

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