Compare Champion, MI Car Insurance Rates (2021)

Car insurance in Champion, MI averages $702 a month. Champion, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Champion car insurance rates, compare quotes from the top car insurance companies in Champion, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Champion for teen drivers is USAA
  • Average car insurance rates in Champion, MI after a DUI are $13,901/year
  • Average car insurance rates in Champion, MI are $8,419/year

If you need to buy Champion, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Champion, MI is right here.

You’ll find Champion car insurance rates, the cheapest Champion, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Champion, Michigan car insurance rates to Detroit car insurance rates, Lansing car insurance rates, and Livonia car insurance rates.

Ready to find affordable Champion, MI car insurance today? Enter your ZIP code for fast, free Champion car insurance quotes.

Cheapest Champion, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Champion, MI car insurance rates? Every Champion, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Champion, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,359 $3,359 $3,126 $3,126 $7,567 $7,567 $3,771 $3,771
GEICO $3,112 $3,112 $3,166 $3,166 $8,884 $8,884 $2,983 $2,983
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $3,742 $3,742 $3,325 $3,325 $9,836 $9,836 $4,099 $4,099
Progressive $2,676 $2,516 $2,364 $2,618 $9,489 $10,148 $3,117 $2,927
State Farm $5,778 $5,778 $5,342 $5,342 $20,051 $20,051 $6,781 $6,781
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,372 $2,276 $2,226 $2,124 $5,776 $5,561 $2,912 $2,834

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Minimum Car Insurance in Champion, MI

Every driver must carry the minimum car insurance in Champion, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Champion, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Champion, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Champion, MI. Compare credit history car insurance rates in Champion from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Champion, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $5,807 $3,923 $3,637
GEICO $5,820 $4,290 $3,498
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $6,547 $4,963 $4,242
Progressive $5,170 $4,349 $3,928
State Farm $15,363 $7,794 $5,307
Travelers $7,919 $7,680 $7,583
USAA $4,866 $2,778 $2,136

Cheapest Champion, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Champion, MI to rates for a clean record with top companies.

Annual Champion, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $3,754 $4,769 $4,702 $4,597
GEICO $1,623 $3,390 $10,164 $2,969
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,513 $5,964 $5,456 $5,070
Progressive $3,819 $4,970 $4,484 $4,655
State Farm $6,063 $7,254 $15,594 $9,041
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,629 $3,261 $4,286 $2,865

Cheapest Champion, MI Car Insurance for Teen Drivers

Teen car insurance in Champion, MI can be expensive. Take a look at rates from the top car insurance companies in Champion for teenagers.

Annual Car Insurance Rates for Teen Drivers in Champion, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $7,567 $7,567
GEICO $8,884 $8,884
Liberty Mutual $30,473 $30,473
Nationwide $9,836 $9,836
Progressive $9,489 $10,148
State Farm $20,051 $20,051
Travelers $15,616 $15,616
USAA $5,776 $5,561

Cheapest Champion, MI Car Insurance for Seniors

Take a look at Champion, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Champion, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,126 $3,126
GEICO $3,166 $3,166
Liberty Mutual $12,673 $12,673
Nationwide $3,325 $3,325
Progressive $2,364 $2,618
State Farm $5,342 $5,342
Travelers $4,461 $4,461
USAA $2,226 $2,124

Cheapest Champion, MI Car Insurance Rates After a DUI

A DUI in Champion, MI increases car insurance rates. Compare Champion, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Champion, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $4,702
GEICO $10,164
Liberty Mutual $26,480
Nationwide $5,456
Progressive $4,484
State Farm $15,594
Travelers $12,018
USAA $4,286

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Cheapest Champion, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Champion, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Champion, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $4,456 $4,456
GEICO $4,434 $4,639
Liberty Mutual $16,587 $17,788
Nationwide $5,251 $5,251
Progressive $4,482 $4,482
State Farm $9,241 $9,735
Travelers $7,683 $7,771
USAA $3,223 $3,297

The Best Cheap Car Insurance Companies in Champion, MI

Take a look at a side-by-side comparison of the top car insurance companies in Champion, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Champion, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $4,456
GEICO $4,536
Liberty Mutual $17,188
Nationwide $5,251
Progressive $4,482
State Farm $9,488
Travelers $7,727
USAA $3,260

Category Winners: Cheapest Car Insurance in Champion, Michigan

Find the cheapest car insurance companies in Champion, MI for each category right here.

Best Annual Car Insurance Rates by Company in Champion, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Champion, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Champion car insurance rates. Find the cheapest Champion, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Champion, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,347 $4,446 $4,574
GEICO $4,228 $4,495 $4,886
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $5,484 $5,164 $5,104
Progressive $4,361 $4,488 $4,597
State Farm $9,057 $9,541 $9,866
Travelers $7,640 $7,737 $7,805
USAA $3,161 $3,268 $3,351

Compare Car Insurance Quotes in Champion, MI

Ready to find affordable Champion, Michigan car insurance today? Enter your ZIP code for fast, free Champion, MI car insurance quotes.

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